ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Wintrust Financial Corp. ?
1
Healthy long term growth as Net profit has grown by an annual rate of 22.81%
2
With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25
- The company has declared positive results for the last 2 consecutive quarters
- NII(Q) Highest at USD 583.87 MM
- ROCE(HY) Highest at 1.21%
- DIVIDEND PER SHARE(HY) Highest at USD 0
3
With ROA of 0.64%, it has a attractive valuation with a 1.20 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 22.12%, its profits have risen by 17.5% ; the PEG ratio of the company is 0.7
4
High Institutional Holdings at 100%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Wintrust Financial Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Wintrust Financial Corp. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Wintrust Financial Corp.
21.57%
1.45
32.39%
S&P 500
17.45%
0.90
19.38%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
23.59%
EBIT Growth (5y)
12.60%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
17.54%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.20
EV to EBIT
8.09
EV to EBITDA
6.84
EV to Capital Employed
1.27
EV to Sales
1.92
PEG Ratio
0.67
Dividend Yield
NA
ROCE (Latest)
15.70%
ROE (Latest)
10.23%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bullish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend16What is working for the Company
NII(Q)
Highest at USD 583.87 MM
ROCE(HY)
Highest at 1.21%
DIVIDEND PER SHARE(HY)
Highest at USD 0
OPERATING PROFIT(Q)
Highest at USD 300.14 MM
NET PROFIT(Q)
Highest at USD 222.6 MM
OPERATING PROFIT MARGIN(Q)
Highest at 31.38 %
PRE-TAX PROFIT(Q)
Highest at USD 301.64 MM
EPS(Q)
Highest at USD 3.15
-5What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 654.62 MM
ROCE(HY)
Lowest at 1.21%
Here's what is working for Wintrust Financial Corp.
NII
Highest at USD 583.87 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Profit
Highest at USD 300.14 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (USD MM)
Net Profit
Highest at USD 222.6 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Operating Profit Margin
Highest at 31.38 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 301.64 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
EPS
Highest at USD 3.15
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Here's what is not working for Wintrust Financial Corp.
Operating Cash Flow
Lowest at USD 654.62 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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