Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is World Acceptance Corp. ?
1
Poor long term growth as Net Sales has grown by an annual rate of -0.27% and Operating profit at 6.09%
- CASH AND EQV(HY) Lowest at USD 17.86 MM
- PRE-TAX PROFIT(Q) Lowest at USD 1.99 MM
- NET PROFIT(Q) Lowest at USD 1.37 MM
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is World Acceptance Corp. for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
World Acceptance Corp.
28.72%
0.45
47.50%
S&P 500
13.22%
0.61
20.17%
Quality key factors
Factor
Value
Sales Growth (5y)
-0.27%
EBIT Growth (5y)
6.09%
EBIT to Interest (avg)
7.62
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
19.86%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
84.78%
ROCE (avg)
75.76%
ROE (avg)
16.15%
Valuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
1.97
EV to EBIT
2.64
EV to EBITDA
2.56
EV to Capital Employed
1.99
EV to Sales
1.51
PEG Ratio
0.39
Dividend Yield
NA
ROCE (Latest)
75.37%
ROE (Latest)
20.67%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
Mildly Bullish
Technical Movement
2What is working for the Company
RAW MATERIAL COST(Y)
Fallen by -0.29% (YoY
DEBT-EQUITY RATIO
(HY)
Lowest at 126.38 %
-10What is not working for the Company
CASH AND EQV(HY)
Lowest at USD 17.86 MM
PRE-TAX PROFIT(Q)
Lowest at USD 1.99 MM
NET PROFIT(Q)
Lowest at USD 1.37 MM
EPS(Q)
Lowest at USD 0.25
Here's what is working for World Acceptance Corp.
Debt-Equity Ratio
Lowest at 126.38 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Raw Material Cost
Fallen by -0.29% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for World Acceptance Corp.
Pre-Tax Profit
At USD 1.99 MM has Fallen at -85.51%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (USD MM)
Net Profit
At USD 1.37 MM has Fallen at -86.99%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very negative
Net Profit (USD MM)
Pre-Tax Profit
Lowest at USD 1.99 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (USD MM)
Net Profit
Lowest at USD 1.37 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)
EPS
Lowest at USD 0.25
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (USD)
Cash and Eqv
Lowest at USD 17.86 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents






