WSFS Financial Corp. (WSFS) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Brookline Bancorp, Inc.

Webster Financial Corp.

WSFS Financial Corp.

TFS Financial Corp.

Columbia Financial, Inc.

Triumph Financial, Inc.

Northwest Bancshares, Inc. (Pennsylvania)

OceanFirst Financial Corp.

New York Community Bancorp, Inc.

Provident Financial Services, Inc.

Capitol Federal Financial, Inc.

Why is WSFS Financial Corp. ?

High Profitability with a Net Interest Margin of 9.77%

Strong Long Term Fundamental Strength with a 19.41% CAGR growth in Net Profits

Positive results in Jun 26

ROCE(HY) Highest at 1.48%
GROSS NPA (%)(Q) Lowest at 0.51%
NII(Q) Highest at USD 192.5 MM

With ROA of 0.81%, it has a very attractive valuation with a 1.46 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 40.74%, its profits have risen by 8.9% ; the PEG ratio of the company is 0.8

High Institutional Holdings at 100%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 1.39% over the previous quarter.

Market Beating performance in long term as well as near term

Along with generating 40.74% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to WSFS Financial Corp. should be less than 10%
Overall Portfolio exposure to Savings Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is WSFS Financial Corp. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

WSFS Financial Corp.

40.74%

3.67

22.90%

S&P 500

15.36%

1.17

13.09%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

14.67%

EBIT Growth (5y)

16.49%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

12.97%

Pledged Shares

Institutional Holding

98.61%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.46

EV to EBIT

6.89

EV to EBITDA

6.21

EV to Capital Employed

2.11

EV to Sales

2.33

PEG Ratio

0.80

Dividend Yield

0.50%

ROCE (Latest)

30.56%

ROE (Latest)

10.55%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bearish

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

No Trend

Mildly Bearish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

9What is working for the Company

ROCE(HY)

Highest at 1.48%

GROSS NPA (%)

NII(Q)

Highest at USD 192.5 MM

CASH AND EQV(HY)

Highest at USD 5,031.34 MM

DIVIDEND PER SHARE(HY)

Highest at USD 0

-5What is not working for the Company

ROCE(HY)

Lowest at 1.48%

CREDIT DEPOSIT RATIO(HY)

Lowest at 70.87%

DIVIDEND PAYOUT RATIO(Y)

Lowest at 12.31%

Here's what is working for WSFS Financial Corp.

Non Performing Loans (%)

Lowest at 0.51%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

NII

Highest at USD 192.5 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

Cash and Eqv

Highest at USD 5,031.34 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Here's what is not working for WSFS Financial Corp.

Credit Deposit Ratio

Lowest at 70.87% and Fallen

In each half year in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)

Dividend Payout Ratio

Lowest at 12.31%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)

Capital Adequacy Ratio

Lowest at 13.76%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is deteriorating.

CAR (%)