ScoreWhy is W.T.B. Financial Corp. ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25
- NII(Q) Highest at USD 98.32 MM
- ROCE(HY) Highest at 0.87%
- OPERATING PROFIT(Q) Highest at USD 38.79 MM
2
With ROA of 0.66%, it has a fair valuation with a 0.96 Price to Book Value
- Over the past year, while the stock has generated a return of 24.59%, its profits have risen by 68%
3
Majority shareholders : Non Institution
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to W.T.B. Financial Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
11.61%
EBIT Growth (5y)
2.47%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
19.44%
Pledged Shares
0
Institutional Holding
0.52%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
0.96
EV to EBIT
6.76
EV to EBITDA
6.76
EV to Capital Employed
0.96
EV to Sales
1.63
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
14.16%
ROE (Latest)
9.37%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend17What is working for the Company
NII(Q)
Highest at USD 98.32 MM
ROCE(HY)
Highest at 0.87%
OPERATING PROFIT(Q)
Highest at USD 38.79 MM
OPERATING PROFIT MARGIN(Q)
Highest at 30.2 %
PRE-TAX PROFIT(Q)
Highest at USD 38.79 MM
NET PROFIT(Q)
Highest at USD 29.91 MM
EPS(Q)
Highest at USD 12.26
-3What is not working for the Company
ROCE(HY)
Lowest at 0.87%
DIVIDEND PAYOUT RATIO(Y)
Lowest at 15.09%
Here's what is working for W.T.B. Financial Corp.
NII
Highest at USD 98.32 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Profit
Highest at USD 38.79 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 30.2 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 38.79 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Pre-Tax Profit
At USD 38.79 MM has Grown at 43.56%
over average net sales of the previous four periods of USD 27.02 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 29.91 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Profit
At USD 29.91 MM has Grown at 41.3%
over average net sales of the previous four periods of USD 21.17 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 12.26
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Here's what is not working for W.T.B. Financial Corp.
Dividend Payout Ratio
Lowest at 15.09%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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