ScoreWhy is XTB SA ?
1
Strong Long Term Fundamental Strength with a 9.13% CAGR growth in Operating Profits
2
With a growth in Net Profit of 99.81%, the company declared Outstanding results in Jun 26
- The company has declared positive results for the last 2 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at PLN 3,489.11 MM
- ROCE(HY) Highest at 58.36%
- NET SALES(Q) At PLN 1,022.21 MM has Grown at 47.55%
3
With ROE of 25.35%, it has a expensive valuation with a 4.88 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 94.33%, its profits have fallen by -25%
4
Market Beating performance in long term as well as near term
- Along with generating 94.33% returns in the last 1 year, the stock has outperformed Poland WIG in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to XTB SA should be less than 10%
- Overall Portfolio exposure to Capital Markets should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is XTB SA for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
XTB SA
94.33%
2.97
36.96%
Poland WIG
43.29%
2.67
16.21%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
23.00%
EBIT Growth (5y)
9.13%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
17.13%
Dividend Payout Ratio
74.28%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
305.54%
ROE (avg)
42.20%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
19
Industry P/E
Price to Book Value
4.88
EV to EBIT
4.57
EV to EBITDA
4.44
EV to Capital Employed
-0.63
EV to Sales
1.69
PEG Ratio
NA
Dividend Yield
3.85%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
25.35%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend25What is working for the Company
OPERATING CASH FLOW(Y)
Highest at PLN 3,489.11 MM
ROCE(HY)
Highest at 58.36%
NET SALES(Q)
At PLN 1,022.21 MM has Grown at 47.55%
RAW MATERIAL COST(Y)
Fallen by -1.42% (YoY
CASH AND EQV(HY)
Highest at PLN 17,824.38 MM
PRE-TAX PROFIT(Q)
At PLN 594.96 MM has Grown at 97.78%
NET PROFIT(Q)
At PLN 492.19 MM has Grown at 99.82%
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for XTB SA
Operating Cash Flow
Highest at PLN 3,489.11 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (PLN MM)
Net Sales
At PLN 1,022.21 MM has Grown at 47.55%
over average net sales of the previous four periods of PLN 692.79 MMMOJO Watch
Near term sales trend is very positive
Net Sales (PLN MM)
Pre-Tax Profit
At PLN 594.96 MM has Grown at 97.78%
over average net sales of the previous four periods of PLN 300.81 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (PLN MM)
Net Profit
At PLN 492.19 MM has Grown at 99.82%
over average net sales of the previous four periods of PLN 246.32 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (PLN MM)
Cash and Eqv
Highest at PLN 17,824.38 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Raw Material Cost
Fallen by -1.42% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Footer loading
