ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Yamaguchi Financial Group, Inc. ?
1
With ROA of 0.26%, it has a very attractive valuation with a 0.59 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 27.32%, its profits have risen by 40% ; the PEG ratio of the company is 0.3
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Yamaguchi Financial Group, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Yamaguchi Financial Group, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Yamaguchi Financial Group, Inc.
27.32%
536.82
33.39%
Japan Nikkei 225
28.54%
1.11
25.75%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
8.70%
EBIT Growth (5y)
2.78%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
36.33%
Pledged Shares
0
Institutional Holding
0.01%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
0.59
EV to EBIT
-10.98
EV to EBITDA
-9.61
EV to Capital Employed
3.04
EV to Sales
-2.55
PEG Ratio
0.26
Dividend Yield
NA
ROCE (Latest)
-27.70%
ROE (Latest)
5.71%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Bullish
Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
ROCE(HY)
Highest at 0.26%
NET PROFIT(9M)
Higher at JPY 29,103.42 MM
-7What is not working for the Company
INTEREST(9M)
At JPY 35,841 MM has Grown at 65.46%
ROCE(HY)
Lowest at 0.26%
CREDIT DEPOSIT RATIO(HY)
Lowest at 78.28%
Here's what is working for Yamaguchi Financial Group, Inc.
Net Profit
Higher at JPY 29,103.42 MM
than preceding 12 month period ended Jun 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (JPY MM)
CASA
Highest at 12.15%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for Yamaguchi Financial Group, Inc.
Interest
At JPY 35,841 MM has Grown at 65.46%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Credit Deposit Ratio
Lowest at 78.28%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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