Quality key factors
Factor
Value
Sales Growth (5y)
5.35%
EBIT Growth (5y)
-0.35%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
30.75%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
2
Industry P/E
Price to Book Value
0.15
EV to EBIT
18.14
EV to EBITDA
16.48
EV to Capital Employed
0.50
EV to Sales
2.46
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
2.76%
ROE (Latest)
9.23%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
RSI
No Signal
Bullish
Bollinger Bands
Sideways
Sideways
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Dow Theory
Bearish
No Trend
OBV
No Trend
Mildly Bullish
Technical Movement
10What is working for the Company
GROSS NPA (%)
(Q
NII(Q)
Highest at HKD 1,252.6 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 85.33%
NET SALES(Q)
Highest at HKD 2,374.81 MM
OPERATING PROFIT(Q)
Highest at HKD 329.38 MM
PRE-TAX PROFIT(Q)
Highest at HKD 478.39 MM
NET PROFIT(Q)
Highest at HKD 376.65 MM
EPS(Q)
Highest at HKD 0.08
-1What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Yibin City Commercial Bank Co., Ltd.
Non Performing Loans (%)
Lowest at 1.41%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
NII
Highest at HKD 1,252.6 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (HKD MM)
Net Sales
Highest at HKD 2,374.81 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (HKD MM)
Operating Profit
Highest at HKD 329.38 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (HKD MM)
Pre-Tax Profit
Highest at HKD 478.39 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (HKD MM)
Net Profit
Highest at HKD 376.65 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (HKD MM)
EPS
Highest at HKD 0.08
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (HKD)
Credit Deposit Ratio
Highest at 85.33%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
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