Regency Fincorp

Why is Regency Fincorp Ltd falling/rising?

As of 11-Jun, Regency Fincorp Ltd's stock price is at 36.07, down 0.66%, but it has shown strong performance with a 9.14% increase over the past week and an 8.38% rise year-to-date. Increased investor activity and positive trading trends suggest a favorable outlook despite the current price decline.

As of 11-Jun, Regency Fincorp Ltd's stock price is currently at 36.07, reflecting a decrease of 0.24, or 0.66%. Despite this decline in the current price, the stock has shown strong performance in various time frames. Over the past week, it has increased by 9.14%, significantly outperforming the Sensex, which fell by 0.71%. Year-to-date, the stock has risen by 8.38%, while the Sensex has decreased by 13.36%. Furthermore, over the past year, Regency Fincorp has appreciated by 26.61%, contrasting with the Sensex's decline of 10.52%.<BR><BR>Today's trading activity indicates a positive trend, as the stock has outperformed its sector by 0.72%. It is also trading above its moving averages across multiple time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages. Additionally, there has been a notable increase in investor participation, with delivery volume on June 10 rising by 992.87% compared to the 5-day average, suggesting heightened interest in the stock. The liquidity of the stock remains adequate for trading, based on its average traded value.<BR><BR>In summary, while the stock price is currently experiencing a slight decline, the overall performance metrics and increased investor activity indicate a generally positive sentiment towards Regency Fincorp Ltd.

What does Regency Fincorp do?

Regency Fincorp Ltd is a micro-cap Non-Banking Financial Company (NBFC) in India that focuses on lending to MSMEs. As of March 2026, it reported net sales of 10 Cr and a net profit of 4 Cr, with a market cap of INR 289 Cr.

Overview: <BR>Regency Fincorp Ltd is a Non-Banking Financial Company (NBFC) in the micro-cap category engaged in lending and allied activities, primarily serving customer-centric MSMEs in India.<BR><BR>History: <BR>Regency Fincorp Limited, originally known as Regency Investments Limited, was incorporated on March 29, 1993. The latest quarterly results reported net sales and profit for the period ending March 2026.<BR><BR>Financial Snapshot: <BR>Net Sales: 10 Cr (Quarterly Results - Mar 2026) <BR>Net Profit: 4 Cr (Quarterly Results - Mar 2026) <BR>Market Cap: INR 289 Cr (Micro Cap) <BR><BR>Key Metrics: <BR>P/E: 23.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.84 <BR>Return on Equity: 10.81% <BR>Price to Book: 2.34 <BR><BR>Contact Details: <BR>Address: Shop No 6, Ganesh Shopping Complex Zirakpur Punjab : 140603 <BR>Tel: 91-0172-4732618 <BR>Email: regencyinvestmentsltd@gmail.com <BR>Website: https://regencyfincorp.com

Which are the latest news on Regency Fincorp?

How big is Regency Fincorp?

As of 10th June, Regency Fincorp Ltd has a market capitalization of 289.00 Cr, with Net Sales of 26.21 Cr and a Net Profit of 9.52 Cr reported in the latest four quarters.

As of 10th June, Regency Fincorp Ltd has a market capitalization of 289.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Regency Fincorp reported Net Sales of 26.21 Cr and a Net Profit of 9.52 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 121.84 Cr and Total Assets of 229.11 Cr.

Who are in the management team of Regency Fincorp?

The management team of Regency Fincorp includes Gaurav Kumar (Chairman & Managing Director), Vishal Rai Sarin and Sahara Khanna (Whole-time Directors), and Gurinder Singh Sandhu, Sunil Jindal, and Kamal Kumar (Independent Directors).

The management team of Regency Fincorp includes the following individuals:<BR><BR>1. Gaurav Kumar - Chairman & Managing Director<BR>2. Gurinder Singh Sandhu - Independent Director<BR>3. Vishal Rai Sarin - Whole-time Director<BR>4. Sunil Jindal - Independent Director<BR>5. Sahara Khanna - Whole-time Director<BR>6. Kamal Kumar - Independent Director<BR><BR>If you need more information about any specific member or their roles, feel free to ask!

Who are the peers of the Regency Fincorp?

Regency Fincorp's peers include Indl. Inv. Trust, Dhruva Cap.Serv., Stellant Secu., and others, with management risk rated as excellent for several peers, while growth and capital structure vary. Dhruva Cap.Serv. leads in 1-year return at 187.08%, while Regency Fincorp has a return of 26.01%.

Peers: The peers of Regency Fincorp are Indl. Inv. Trust, Dhruva Cap.Serv., Stellant Secu., Fundviser Capit., Bombay Oxygen, Last Mile Enter., Avonmore Capital, P. H. Capital, and Sera Investments.<BR><BR>Quality Snapshot: Excellent management risk is observed at Dhruva Cap.Serv., Stellant Secu., Regency Fincorp, Last Mile Enter., and Sera Investments, while Below Average management risk is found at Indl. Inv. Trust, Fundviser Capit., and the rest. Growth is Excellent for Dhruva Cap.Serv., Stellant Secu., Regency Fincorp, Last Mile Enter., and Sera Investments, while Average growth is seen at Indl. Inv. Trust and Bombay Oxygen, and Below Average growth is noted for Fundviser Capit., Avonmore Capital, and P. H. Capital. Capital Structure is Excellent at Indl. Inv. Trust, Dhruva Cap.Serv., Stellant Secu., Regency Fincorp, Bombay Oxygen, Last Mile Enter., Avonmore Capital, P. H. Capital, and Sera Investments, while Below Average is observed at Fundviser Capit.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Dhruva Cap.Serv. at 187.08%, while the lowest is Last Mile Enter. at -60.43%. Regency Fincorp's 1-year return is 26.01%, which is significantly higher than Last Mile Enter. and lower than Dhruva Cap.Serv. Additionally, the peers with negative six-month returns include Indl. Inv. Trust, Bombay Oxygen, Last Mile Enter., and Sera Investments.

Should I buy, sell or hold Regency Fincorp Ltd?

Are Regency Fincorp Ltd latest results good or bad?

Regency Fincorp Ltd's latest results show strong revenue growth with a net profit of ₹3.53 crores and a 40.82% year-on-year increase in net sales. However, declining profit margins and a low return on equity raise concerns about long-term profitability and efficiency.

Regency Fincorp Ltd's latest results present a mixed picture. On the positive side, the company achieved a net profit of ₹3.53 crores in Q4 FY26, reflecting a sequential increase of 3.82% and a year-on-year growth of 36.29%. Additionally, net sales reached ₹10.28 crores, marking a significant 19.12% increase quarter-on-quarter and a robust 40.82% increase year-on-year. This indicates strong revenue momentum and successful scaling of operations, particularly in the MSME lending segment.<BR><BR>However, there are notable concerns regarding profitability. The company's PAT margin declined from 39.40% to 34.34%, indicating margin pressure despite the revenue growth. Furthermore, the average return on equity (ROE) stands at a low 4.78%, which is significantly below industry standards and suggests inefficiencies in capital deployment.<BR><BR>Overall, while Regency Fincorp demonstrates impressive growth in sales and profits, the decline in margins and weak return metrics raise questions about its long-term sustainability and profitability. Investors should weigh these factors carefully when evaluating the company's performance.

When is the next results date for Regency Fincorp Ltd?

The next results date for Regency Fincorp Ltd is 05 May 2026.

The next results date for Regency Fincorp Ltd is scheduled for 05 May 2026.

How has been the historical performance of Regency Fincorp?

Regency Fincorp has shown significant growth in net sales and profitability from March 2021 to March 2025, with net sales increasing from 5.17 Cr to 19.96 Cr and profit after tax rising from 0.42 Cr to 4.98 Cr, despite facing challenges with rising interest expenses and increasing total liabilities. The company has also improved its cash flow, indicating a positive financial position.

Answer:<BR>The historical performance of Regency Fincorp shows significant growth in net sales and profitability over the years, particularly from March 2021 to March 2025.<BR><BR>Breakdown:<BR>Regency Fincorp's net sales have increased from 5.17 Cr in March 2021 to 19.96 Cr in March 2025, reflecting a strong upward trend. The total operating income has similarly risen, reaching 19.96 Cr in March 2025, up from 5.34 Cr in March 2021. Operating profit (PBDIT) has also shown substantial growth, climbing to 7.43 Cr in March 2025 from 0.81 Cr in March 2021. Despite this growth in sales and operating profit, the company has faced challenges with interest expenses, which were 8.01 Cr in March 2025, leading to a gross profit (PBDT) of -0.58 Cr. However, profit before tax has improved to 6.69 Cr in March 2025, up from 0.60 Cr in March 2021, and profit after tax has reached 4.98 Cr in March 2025, compared to 0.42 Cr in March 2021. The company's total liabilities have increased significantly to 229.11 Cr in March 2025 from 39.14 Cr in March 2021, while total assets have also grown to 229.11 Cr in March 2025 from 37.09 Cr in March 2020. The cash flow from operating activities has improved to 11.00 Cr in March 2025, and the closing cash and cash equivalents have risen to 45.00 Cr, indicating a positive cash position. Overall, Regency Fincorp has demonstrated robust growth in revenue and profitability, alongside increasing liabilities and assets.

Is Regency Fincorp overvalued or undervalued?

As of November 10, 2025, Regency Fincorp is fairly valued with a PE ratio of 27.48, making it more attractive than peers like Bajaj Finance and Bajaj Finserv, despite a year-to-date return of -8.75% compared to the Sensex's 6.91%.

As of 10 November 2025, Regency Fincorp's valuation grade has moved from expensive to fair, indicating a shift in its market perception. The company is currently fairly valued, with a PE ratio of 27.48, an EV to EBITDA of 17.16, and a PEG ratio of 0.21, suggesting that it is priced reasonably relative to its growth prospects. <BR><BR>In comparison to its peers, Regency Fincorp's valuation metrics are notably more attractive than those of Bajaj Finance, which has a PE ratio of 38.76, and Bajaj Finserv, with a PE of 35.58. In contrast, Life Insurance stands out with a very attractive PE of 11.14, highlighting the competitive landscape within the Non-Banking Financial Company (NBFC) sector. Despite recent underperformance against the Sensex with a year-to-date return of -8.75% compared to the Sensex's 6.91%, the overall valuation suggests that Regency Fincorp is positioned well in the current market environment.

Who are the top shareholders of the Regency Fincorp?

The top shareholders of Regency Fincorp are Natures Heavens India Private Limited with 6.08% and Max Bio Biosciences Private Limited, the largest public shareholder at 7.73%. Individual investors hold a significant 54.97% of the shares, with no pledged promoter holdings or mutual fund/foreign institutional investor holdings.

The top shareholders of Regency Fincorp include Natures Heavens India Private Limited, which holds 6.08% of the shares, and Max Bio Biosciences Private Limited, the highest public shareholder with 7.73%. Additionally, individual investors collectively hold a significant portion, accounting for 54.97% of the shares. There are no pledged promoter holdings, and the company does not have any mutual fund or foreign institutional investor (FII) holdings.

What is the technical trend for Regency Fincorp?

As of May 23, 2025, Regency Fincorp's technical trend is mildly bearish, supported by bearish MACD readings and moving averages, despite some mild bullish signals from the KST.

As of 23 May 2025, the technical trend for Regency Fincorp has changed from mildly bullish to mildly bearish. The weekly MACD is bearish, and the monthly MACD is mildly bearish, indicating a weakening momentum. The daily moving averages are also bearish, reinforcing the negative short-term outlook. The Dow Theory shows a mildly bearish stance on both weekly and monthly time frames. While the KST indicates mild bullishness on the weekly and bullish on the monthly, it is overshadowed by the bearish signals from other indicators. Overall, the current technical stance is mildly bearish, driven primarily by the bearish moving averages and MACD readings.

What is the bonus history of the Regency Fincorp?

Regency Fincorp has issued bonuses twice, with a 1:1 bonus on October 21, 2022, and another 1:1 bonus on November 11, 2020. This practice demonstrates the company's commitment to enhancing shareholder value.

Regency Fincorp has a history of issuing bonuses, with two notable instances. The latest bonus was a 1:1 bonus issue announced on October 21, 2022, with the record and ex-date both set for the same day. Prior to that, the company also issued a 1:1 bonus on November 11, 2020, with the ex-date on November 10, 2020. This consistent approach to bonus issues reflects the company's strategy to enhance shareholder value.

Has Regency Fincorp declared dividend?

Regency Fincorp Ltd has declared a 1% dividend, amounting to 0.10 per share, with an ex-date of August 8, 2019. Despite the dividend declaration, the yield remains at 0%, as it has not contributed to returns in recent periods, although the stock has shown significant price appreciation over the long term.

Regency Fincorp Ltd has declared a 1% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 1%<BR>- Amount per share: 0.10<BR>- Ex-date: 08 Aug 19<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6 months period, the price return was -18.36%, with a dividend return of 0%, resulting in a total return of -18.36%.<BR><BR>In the 1 year period, the price return was 136.89%, with a dividend return of 0%, resulting in a total return of 136.89%.<BR><BR>In the 2 years period, the price return was 144.92%, with a dividend return of 0%, resulting in a total return of 144.92%.<BR><BR>In the 3 years period, the price return was 542.22%, with a dividend return of 0%, resulting in a total return of 542.22%.<BR><BR>In the 4 years period, the price return was 347.02%, with a dividend return of 0%, resulting in a total return of 347.02%.<BR><BR>In the 5 years period, the price return was 313.6%, with a dividend return of 0%, resulting in a total return of 313.6%.<BR><BR>Overall, Regency Fincorp has declared a dividend, but the dividend yield remains at 0%, indicating that while there was a dividend declared, it has not contributed to returns in the recent periods. The total returns over various periods show significant price appreciation, particularly over the longer term.