down arrow

Regional Management Corp.

  • Market Cap: Micro Cap
  • Industry: Finance
  • ISIN: US75902K1060
USD
37.10
0.08 (0.22%)

Dec 04

NYS

 Click here to see other stocks
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

36.9837.49

52 Week

25.4146.00
Valuation
Technical
Day's Volume

CASH

15.68 k

Shareholding (Mar 2025)

FII

5.28%

Held by 34 FIIs

DII

68.39%

Held by 27 DIIs

Promoter

0.00%

How big is Regional Management Corp.?

22-Jun-2025

As of Jun 18, Regional Management Corp. has a market capitalization of 383.83 million, with net sales of 597.17 million and a net profit of 33.03 million over the latest four quarters. Shareholder's funds are 357.08 million, and total assets amount to 1,976.39 million.

As of Jun 18, Regional Management Corp. has a market capitalization of 383.83 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported net sales of 597.17 million and a net profit of 33.03 million for the latest four quarters.<BR><BR>As of Dec 24, the company's shareholder's funds amounted to 357.08 million, while total assets were reported at 1,976.39 million.

Read More

What does Regional Management Corp. do?

22-Jun-2025

Regional Management Corp. is a diversified consumer finance company that provides credit solutions to customers with limited access to traditional financing. As of March 2025, it reported net sales of $153 million and a net profit of $7 million, with a market cap of $383.83 million.

Overview: <BR>Regional Management Corp. is a diversified consumer finance company operating in the finance industry, primarily serving customers with limited access to traditional credit.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 153 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 7 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 383.83 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 12.00 <BR>Dividend Yield: 3.08% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: 9.23% <BR>Price to Book: 1.07<BR><BR>Contact Details: <BR>Address: 979 Batesville Rd Ste B, GREER SC: 29651-6819 <BR>Tel: ['1 864 4487000', '1 203 6828331'] <BR>Fax: 1 302 6555049 <BR>Website: http://www.regionalmanagement.com/

Read More

Who are in the management team of Regional Management Corp.?

22-Jun-2025

As of March 2022, the management team of Regional Management Corp. includes Mr. Carlos Palomares (Independent Chairman), Mr. Robert Beck (President and CEO), and several independent directors: Mr. Michael Dunn, Mr. Jonathan Brown, Mr. Roel Campos, Ms. Maria Contreras-Sweet, and Mr. Alvaro de Molina. This team provides executive leadership and governance for the company.

As of March 2022, the management team of Regional Management Corp. includes the following individuals:<BR><BR>- Mr. Carlos Palomares, who serves as the Independent Chairman of the Board.<BR>- Mr. Robert Beck, who is the President, Chief Executive Officer, and a Director.<BR>- Mr. Michael Dunn, who is a Director.<BR>- Mr. Jonathan Brown, who is an Independent Director.<BR>- Mr. Roel Campos, who is an Independent Director.<BR>- Ms. Maria Contreras-Sweet, who is an Independent Director.<BR>- Mr. Alvaro de Molina, who is an Independent Director. <BR><BR>This team comprises a mix of executive leadership and independent directors, contributing to the governance and strategic direction of the company.

Read More

Is Regional Management Corp. technically bullish or bearish?

20-Sep-2025

As of August 15, 2025, Regional Management Corp. has a bullish trend supported by strong indicators, despite a bearish weekly RSI, and has outperformed the S&P 500 with a year-to-date return of 34.02% compared to 12.22% for the index.

As of 15 August 2025, the technical trend for Regional Management Corp. has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The MACD is bullish on both the weekly and monthly time frames, while Bollinger Bands and On-Balance Volume (OBV) also indicate bullish conditions. However, the weekly RSI is bearish, suggesting some short-term weakness. Moving averages are bullish on the daily time frame, reinforcing the overall positive trend.<BR><BR>In terms of performance, Regional Management Corp. has outperformed the S&P 500 across multiple periods, with a year-to-date return of 34.02% compared to the S&P 500's 12.22%, and a one-year return of 41.43% versus 17.14% for the index.

Read More

Is Regional Management Corp. overvalued or undervalued?

05-Nov-2025

As of October 31, 2025, Regional Management Corp. is considered undervalued with an attractive valuation grade, supported by a P/E ratio of 12 and strong long-term returns of 38.29% over the past year, despite a recent short-term dip in performance.

As of 31 October 2025, the valuation grade for Regional Management Corp. moved from fair to attractive, indicating a favorable shift in its valuation outlook. The company is currently considered undervalued, supported by a P/E ratio of 12, an EV to EBITDA ratio of 0.73, and a PEG ratio of 0.26. In comparison to peers, World Acceptance Corp. has a P/E of 11.48, while Velocity Financial, Inc. shows a very attractive valuation with a P/E of 9.22.<BR><BR>Despite a recent dip in the stock's performance, with a 1-week return of -0.98% compared to the S&P 500's 0.71%, the longer-term returns are compelling, as evidenced by a 1-year return of 38.29% against the S&P 500's 19.89%. This suggests that while the stock may have faced short-term challenges, its overall valuation remains appealing relative to its peers.

Read More
iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

MarketsMojo — Loved in India, Now Global

The power of Mojo is now in 29 countries. Explore global equities with the same cutting-edge features you love.

Dashboard
1

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 15.51%

 
2

Positive results in Jun 25

3

With ROE of 9.23%, it has a attractive valuation with a 1.08 Price to Book Value

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Finance

stock-summary
Market cap

USD 604 Million (Micro Cap)

stock-summary
P/E

12.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

1.96%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

9.57%

stock-summary
Price to Book

1.66

Revenue and Profits:
Net Sales:
157 Million
(Quarterly Results - Jun 2025)
Net Profit:
10 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-13.36%
0%
-13.36%
6 Months
38.69%
0%
38.69%
1 Year
9.93%
0%
9.93%
2 Years
59.57%
0%
59.57%
3 Years
23.21%
0%
23.21%
4 Years
-32.45%
0%
-32.45%
5 Years
33.26%
0%
33.26%

Regional Management Corp. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News

Is Regional Management Corp. overvalued or undervalued?

As of 31 October 2025, the valuation grade for Regional Management Corp. moved from fair to attractive, indicating a favorable shift in its valuation outlook. The company is currently considered undervalued, supported by a P/E ratio of 12, an EV to EBITDA ratio of 0.73, and a PEG ratio of 0.26. In comparison to peers, World Acceptance Corp. has a P/E of 11.48, while Velocity Financial, Inc. shows a very attractive valuation with a P/E of 9.22. Despite a recent dip in the stock's performance, with a 1-week return of -0.98% compared to the S&P 500's 0.71%, the longer-term returns are compelling, as evidenced by a 1-year return of 38.29% against the S&P 500's 19.89%. This suggests that while the stock may have faced short-term challenges, its overall valuation remains appealing relative to its peers....

Read More
Regional Management Corp. Experiences Revision in Its Stock Evaluation Amid Competitive Market Landscape

Regional Management Corp. Experiences Revision in Its Stock Evaluation Amid Competitive Market Landscape

Regional Management Corp. has recently adjusted its valuation, showcasing a competitive price-to-earnings ratio of 12 and a price-to-book value of 1.08. The company offers a dividend yield of 3.05% and demonstrates strong returns on capital and equity, positioning it favorably against its peers in the finance sector.

Read More

Is Regional Management Corp. overvalued or undervalued?

As of 31 October 2025, the valuation grade for Regional Management Corp. moved from fair to attractive, indicating a positive shift in its valuation outlook. The company appears to be undervalued, supported by a P/E ratio of 12, a PEG ratio of 0.26, and an EV to EBITDA ratio of 0.73, all of which suggest that the stock is trading at a discount relative to its earnings growth potential. In comparison to peers, Velocity Financial, Inc. has a P/E of 9.22, while Runway Growth Finance Corp. shows a notably low P/E of 5.47, indicating that Regional Management Corp. may offer better value relative to its earnings compared to these competitors. Despite recent underperformance over the last week and three years compared to the S&P 500, where it returned -3.88% and 15.87% respectively, the strong one-year return of 37.01% versus the S&P 500's 19.89% reinforces the attractiveness of the stock in the current market....

Read More
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
10.24%
EBIT Growth (5y)
11.39%
EBIT to Interest (avg)
6.16
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
23.73%
Dividend Payout Ratio
28.98%
Pledged Shares
0
Institutional Holding
87.16%
ROCE (avg)
146.78%
ROE (avg)
15.51%
Valuation key factors
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.08
EV to EBIT
0.76
EV to EBITDA
0.73
EV to Capital Employed
1.12
EV to Sales
0.44
PEG Ratio
0.26
Dividend Yield
3.05%
ROCE (Latest)
148.60%
ROE (Latest)
9.23%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 41 Schemes (26.33%)

Foreign Institutions

Held by 34 Foreign Institutions (5.28%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 10.07% vs 7.12% in Jun 2024",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 20.24% vs 40.00% in Jun 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Jun'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "157.40",
          "val2": "143.00",
          "chgp": "10.07%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "98.40",
          "val2": "86.30",
          "chgp": "14.02%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "20.40",
          "val2": "17.90",
          "chgp": "13.97%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "10.10",
          "val2": "8.40",
          "chgp": "20.24%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "215.40%",
          "val2": "203.40%",
          "chgp": "1.20%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 6.73% vs 8.71% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 157.50% vs -68.75% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "588.50",
          "val2": "551.40",
          "chgp": "6.73%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "354.90",
          "val2": "322.90",
          "chgp": "9.91%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "74.50",
          "val2": "67.50",
          "chgp": "10.37%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "41.20",
          "val2": "16.00",
          "chgp": "157.50%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "218.50%",
          "val2": "160.00%",
          "chgp": "5.85%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Jun'25 - YoYstock-summary
Jun'25
Jun'24
Change(%)
Net Sales
157.40
143.00
10.07%
Operating Profit (PBDIT) excl Other Income
98.40
86.30
14.02%
Interest
20.40
17.90
13.97%
Exceptional Items
0.00
0.00
Consolidate Net Profit
10.10
8.40
20.24%
Operating Profit Margin (Excl OI)
215.40%
203.40%
1.20%
USD in Million.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in quarter ended Jun 2025 is 10.07% vs 7.12% in Jun 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Jun 2025 is 20.24% vs 40.00% in Jun 2024

All Quarterly Resultsstock-summary
Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
588.50
551.40
6.73%
Operating Profit (PBDIT) excl Other Income
354.90
322.90
9.91%
Interest
74.50
67.50
10.37%
Exceptional Items
0.00
0.00
Consolidate Net Profit
41.20
16.00
157.50%
Operating Profit Margin (Excl OI)
218.50%
160.00%
5.85%
USD in Million.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2024 is 6.73% vs 8.71% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 157.50% vs -68.75% in Dec 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About Regional Management Corp. stock-summary
stock-summary
Regional Management Corp.
Finance
Regional Management Corp. is a diversified consumer finance company. The Company provides an array of loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies and other traditional lenders. Its products include small loans, large loans, automobile loans, retail loans, and optional payment and collateral protection insurance products. It offers small loans ranging from $500 to $2,500, through its branches. It offers large installment loans with cash proceeds to the customer ranging from $2,501 to $20,000. As of December 31, 2016, automobile loans were offered in amounts up to $27,500. As of December 31, 2016, retail loans were indirect installment loans structured as retail installment sales contracts that were offered in amounts of up to $7,500. Optional Payment and Collateral Protection Insurance Products offer customers a number of optional payment and collateral protection insurance products.
Company Coordinates stock-summary
Company Details
979 Batesville Rd Ste B , GREER SC : 29651-6819
stock-summary
Tel: 1 864 44870001 203 6828331
stock-summary
http://www.regionalmanagement.com/
stock-summary
Registrar Details
Stock List
ABCDEFGHIJKLMNOPQRSTUVWXYZOther
Footer Logo
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
Market
Webinars
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."