RNFI Services

  • Market Cap: Micro Cap
  • Industry: Non Banking Financial Company (NBFC)
  • ISIN: INE0SA001017
  • NSEID: RNFI
  • BSEID:
INR
306.70
-2.65 (-0.86%)
BSENSE

Feb 13

BSE+NSE Vol: 10200

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

10.2 k (-53.55%) Volume

Shareholding (Dec 2025)

FII

0.00%

Held by 0 FIIs

DII

2.42%

Held by 0 DIIs

Promoter

65.10%

When is the next results date for RNFI Services?

06-Jun-2025

No Upcoming Board Meetings

Has RNFI Services declared dividend?

06-Jun-2025

No Dividend History Available

Is RNFI Services overvalued or undervalued?

09-Jun-2025

As of May 29, 2025, RNFI Services is considered very expensive and overvalued, with a PE ratio of 33.96, significantly higher than its peers, and despite a strong year-to-date return of 52.31%, it indicates a premium price compared to its earnings and operational efficiency.

As of 29 May 2025, the valuation grade for RNFI Services has moved from does not qualify to very expensive, indicating a significant shift in perception. The company is currently assessed as overvalued. Key ratios include a PE Ratio of 33.96, an EV to EBIT of 26.13, and an ROE of 57.35%. These figures suggest that the stock is priced at a premium compared to its earnings and operational efficiency.<BR><BR>In comparison to its peers, RNFI Services stands out with a higher PE ratio than Life Insurance, which has a PE of 12.54, and Bajaj Finserv Ltd., which is at 35.83. This highlights the overvaluation of RNFI Services relative to its industry. Additionally, the company's recent stock performance has outpaced the Sensex, with a year-to-date return of 52.31% compared to the Sensex's 6.23%, further emphasizing the disparity between its market price and underlying value.

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Who are the peers of the RNFI Services?

16-Jul-2025

Peers of RNFI Services include Cons. Finvest, Muthoot Cap.Serv, Avonmore Capital, Kiran Vyapar, Niyogin Fintech, MKVentures Cap., Naperol Invest., Moneyboxx Fin., and LKP Finance. RNFI Services has average management and growth risks, while peers show a range of management and growth ratings, with Avonmore Capital leading in 1-year returns at 36.33%.

Peers: The peers of RNFI Services are Cons. Finvest, Muthoot Cap.Serv, Avonmore Capital, Kiran Vyapar, Niyogin Fintech, MKVentures Cap., Naperol Invest., Moneyboxx Fin., and LKP Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Cons. Finvest, Muthoot Cap.Serv, Avonmore Capital, Kiran Vyapar, Niyogin Fintech, MKVentures Cap., Naperol Invest., Moneyboxx Fin., and LKP Finance, while Average management risk is found at RNFI Services. Below Average management risk is noted for Muthoot Cap.Serv, Kiran Vyapar, and Moneyboxx Fin. In terms of growth, Excellent growth is seen at Cons. Finvest and Moneyboxx Fin., Good growth is observed at Avonmore Capital and Kiran Vyapar, while Average growth is found at RNFI Services, Niyogin Fintech, and MKVentures Cap. Below Average growth is noted for Muthoot Cap.Serv and Naperol Invest. All peers maintain an Excellent capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Avonmore Capital at 36.33%, while RNFI Services does not have a 1-year return available for comparison. The peer with the lowest 1-year return is RNFI Services, which has no data. Additionally, peers such as Avonmore Capital and Muthoot Cap.Serv have negative six-month returns.

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What does RNFI Services do?

17-Jul-2025

RNFI Services Ltd is a Non Banking Financial Company (NBFC) focused on the micro cap market, recently converted to a Public Limited Company. It has a market cap of INR 637 Cr, a P/E ratio of 37.00, and a Return on Equity (ROE) of 57.35%.

Overview:<BR>RNFI Services Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market segment.<BR><BR>History:<BR>RNFI Services Ltd was originally incorporated as RNFI Services Private Limited on October 13, 2015. The company later converted to a Public Limited Company, with a fresh Certificate of Incorporation issued on December 28, 2023, reflecting the name change to RNFI Services Limited. Revenue and profit data for the latest quarter are not available.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: N/A<BR>Most recent Net Profit: N/A<BR>Market-cap value: INR 637 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 37.00<BR>Industry P/E: 23<BR>Dividend Yield: 0.00%<BR>Debt-Equity: 0.95<BR>Return on Equity (ROE): 57.35%<BR>Price-to-Book: 19.84<BR><BR>Contact Details:<BR>Registrar Address: Not available.

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Who are the top shareholders of the RNFI Services?

17-Jul-2025

The top shareholder of RNFI Services is Deepankar Aggarwal, representing the Simran Singh Private Trust, with a 65.33% stake. The highest public shareholder is Amit Gupta, holding 2.9%, and there are no mutual funds or foreign institutional investors involved.

The top shareholders of RNFI Services are primarily the promoters, with Deepankar Aggarwal, representing the Simran Singh Private Trust, holding the largest stake at 65.33%. In terms of public shareholders, Amit Gupta is the highest individual investor, holding 2.9%. There are currently no mutual funds or foreign institutional investors involved with the company.

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How big is RNFI Services?

24-Jul-2025

As of 24th July, RNFI Services Ltd has a market capitalization of 652.00 Cr, classifying it as a Micro Cap company. Shareholder's Funds are reported at 31.72 Cr, and Total Assets amount to 189.71 Cr, but recent quarterly performance data is unavailable.

As of 24th July, RNFI Services Ltd has a market capitalization of 652.00 Cr, which classifies it as a Micro Cap company.<BR><BR>Recent quarterly performance data is not available, so there are no figures for Net Sales or Net Profit for the latest four quarters.<BR><BR>In the balance sheet snapshot for the period ending March 2024, Shareholder's Funds are reported at 31.72 Cr, and Total Assets amount to 189.71 Cr.

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How has been the historical performance of RNFI Services?

13-Nov-2025

RNFI Services has experienced fluctuating financial performance over the past three years, with net sales declining from 1,066.59 Cr in March 2023 to 916.78 Cr in March 2025, while profitability metrics such as operating profit and net profit have significantly increased during the same period. Total assets and liabilities have also grown, indicating overall financial stability despite the drop in sales.

Answer:<BR>The historical performance of RNFI Services shows a fluctuating trend in key financial metrics over the past three years.<BR><BR>Breakdown:<BR>In terms of net sales, RNFI Services reported 916.78 Cr in March 2025, a decrease from 935.58 Cr in March 2024 and 1,066.59 Cr in March 2023. The total operating income mirrored this trend, remaining at 916.78 Cr in March 2025, down from 935.58 Cr in March 2024 and 1,066.59 Cr in March 2023. The company's total expenditure also declined to 879.95 Cr in March 2025 from 923.82 Cr in March 2024 and 1,059.46 Cr in March 2023. Operating profit (PBDIT) saw a significant increase, reaching 43.41 Cr in March 2025, compared to 19.23 Cr in March 2024 and 9.93 Cr in March 2023. Profit before tax rose to 26.74 Cr in March 2025 from 12.93 Cr in March 2024 and 6.54 Cr in March 2023, leading to a profit after tax of 20.10 Cr in March 2025, up from 9.88 Cr in March 2024 and 4.89 Cr in March 2023. The consolidated net profit also increased to 18.19 Cr in March 2025 from 10.56 Cr in March 2024 and 5.39 Cr in March 2023. On the balance sheet, total assets grew to 278.63 Cr in March 2025 from 189.72 Cr in March 2024 and 124.69 Cr in March 2023, while total liabilities rose to 278.63 Cr in March 2025 from 189.72 Cr in March 2024 and 124.69 Cr in March 2023. The cash flow from operating activities was 29.00 Cr in March 2025, down from 47.00 Cr in March 2024, but the net cash inflow increased to 45.00 Cr in March 2025 from 28.00 Cr in March 2024. Overall, RNFI Services has shown improvements in profitability despite declining sales and expenditures.

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Is RNFI Services technically bullish or bearish?

24-Nov-2025

As of November 21, 2025, RNFI Services shows a mildly bullish trend supported by daily moving averages, though caution is advised due to mildly bearish weekly MACD and KST indicators, while long-term returns remain strong at 160.85%.

As of 21 November 2025, the technical trend for RNFI Services has changed from sideways to mildly bullish. The current stance is mildly bullish, supported by daily moving averages indicating a positive trend. However, the weekly MACD and KST are both mildly bearish, suggesting some caution. The Bollinger Bands on a weekly basis are also mildly bullish, which adds to the positive sentiment. Despite the recent underperformance in the short term, the long-term returns remain strong, with a 1Y return of 160.85%. Overall, the mixed indicators suggest a cautiously optimistic outlook.

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Are RNFI Services Ltd latest results good or bad?

11-Feb-2026

RNFI Services Ltd's latest results are positive, with a 36.76% increase in net profit and a 17.04% rise in revenue for Q3 FY26. However, the stock is considered expensive and has underperformed in the market, leading to a cautious outlook despite strong operational performance.

The latest results for RNFI Services Ltd are generally positive. In the third quarter of FY26, the company reported a consolidated net profit of ₹8.37 crore, which is a significant increase of 36.76% year-on-year. Additionally, revenue grew by 17.04% compared to the same quarter last year, reaching ₹257.84 crore. This growth reflects a strong operational performance, especially as net sales also increased by 16.23% sequentially from the previous quarter.<BR><BR>The operating margin improved to 6.50%, up from 4.61% in the same quarter last year, indicating better cost management and operational efficiency. The return on equity stands at a healthy 16.22%, showcasing effective capital deployment.<BR><BR>However, while the financial performance shows improvement, the stock has faced challenges in the market, underperforming compared to the broader NBFC sector. The valuation metrics indicate that the stock is considered "very expensive," with a P/E ratio of 41.20x and a price-to-book value of 5.54x, which may raise concerns about future growth sustainability.<BR><BR>In summary, while the operational results are strong, the company's high valuation and recent market performance suggest a cautious outlook.

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Should I buy, sell or hold RNFI Services Ltd?

12-Feb-2026

Which are the latest news on RNFI Services?

13-Feb-2026

Why is RNFI Services Ltd falling/rising?

14-Feb-2026

As of 13-Feb, RNFI Services Ltd's stock price is at 306.70, down 0.86%. Despite this decline, the stock shows positive trends in investor interest and relative performance against its sector.

As of 13-Feb, RNFI Services Ltd's stock price is currently at 306.70, reflecting a decrease of 2.65 points or 0.86%. This decline can be attributed to a few factors. Over the past week, the stock has experienced a slight drop of 1.06%, which is more than the benchmark Sensex's decline of 0.87%. Additionally, year-to-date, RNFI Services Ltd has seen a decrease of 1.14%, while the Sensex has fallen by 2.52%, indicating that the stock is performing relatively better than the benchmark in the short term.<BR><BR>Despite the current drop, there are some positive indicators. The stock has outperformed its sector today by 0.37%, and its delivery volume has significantly increased by 82.35% compared to the 5-day average, suggesting rising investor interest. Furthermore, the stock is trading above its 5-day, 20-day, and 200-day moving averages, although it remains below its 50-day and 100-day moving averages.<BR><BR>In summary, while RNFI Services Ltd is currently experiencing a decline in price, the overall performance metrics indicate a mixed outlook, with some positive trends in investor participation and relative performance against the sector.

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iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

Flat results in Dec 25

 
2

With ROE of 13.5, it has a Very Expensive valuation with a 5.7 Price to Book Value

3

Despite the size of the company, domestic mutual funds hold only 0% of the company

4

Below par performance in long term as well as near term

stock-summaryMojo Parameters

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

stock-summary
Industry

Non Banking Financial Company (NBFC)

stock-summary
Market cap

INR 769 Cr (Micro Cap)

stock-summary
P/E

42.00

stock-summary
Industry P/E

23

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.27

stock-summary
Return on Equity

13.46%

stock-summary
Price to Book

5.71

Revenue and Profits:
Net Sales:
258 Cr
(Quarterly Results - Dec 2025)
Net Profit:
8 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-20.78%
0%
-20.78%
6 Months
-2.18%
0%
-2.18%
1 Year
4.5%
0%
4.5%
2 Years
0%
0%
0.0%
3 Years
0%
0%
0.0%
4 Years
0%
0%
0.0%
5 Years
0%
0%
0.0%

RNFI Services for the last several years.

Risk Adjusted Returns v/s stock-summary
Returns Beta
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Beta has not been calculated since enough price history is not available
stock-summaryNews & Corporate Actions

News

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

stock-summary
BOARD MEETING

No Upcoming Board Meetings

stock-summary
DIVIDEND

No Dividend history available

stock-summary
SPLITS

No Splits history available

stock-summary
BONUS

No Bonus history available

stock-summary
RIGHTS

No Rights history available

stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
-7.30%
EBIT Growth (5y)
90.84%
Net Debt to Equity (avg)
0.27
Institutional Holding
2.42%
ROE (avg)
16.22%

Valuation key factors

Factor
Value
P/E Ratio
42
Industry P/E
0
Price to Book Value
5.69
EV to EBIT
32.10
EV to EBITDA
19.46
EV to Capital Employed
8.44
EV to Sales
0.78
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
26.29%
ROE (Latest)
13.46%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Sideways
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 0 Schemes

FIIs

Held by 0 FIIs

Promoter with highest holding

Deepankar Aggarwal (simran Singh Private Trust) (65.05%)

Highest Public shareholder

Saurabh Tripathi (2.83%)

Individual Investors Holdings

25.15%

stock-summaryFinancial
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Quarterly Results Snapshot (Standalone) - Dec'25 - QoQstock-summary

Dec'25
Sep'25
Change(%)
Net Sales
75.06
68.41
9.72%
Operating Profit (PBDIT) excl Other Income
9.79
9.12
7.35%
Interest
0.33
0.29
13.79%
Exceptional Items
0.00
0.00
Standalone Net Profit
5.61
5.82
-3.61%
Operating Profit Margin (Excl OI)
13.04%
13.33%
-0.29%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2025 is 9.72% vs 2.93% in Sep 2025

Direction Arrows
Standalone Net Profit

QoQ Growth in quarter ended Dec 2025 is -3.61% vs 42.30% in Sep 2025

Half Yearly Results Snapshot (Consolidated) - Sep'25stock-summary

Sep'25
Mar'25
Change(%)
Net Sales
471.42
458.67
2.78%
Operating Profit (PBDIT) excl Other Income
25.17
20.28
24.11%
Interest
1.12
1.03
8.74%
Exceptional Items
0.00
0.00
Consolidate Net Profit
13.01
9.81
32.62%
Operating Profit Margin (Excl OI)
5.34%
4.42%
0.92%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2025 is 2.78% vs 0.12% in Mar 2025

Direction Arrows
Consolidated Net Profit

Growth in half year ended Sep 2025 is 32.62% vs 17.06% in Mar 2025

Nine Monthly Results Snapshot (Consolidated) - Dec'25stock-summary

Dec'25
Dec'25
Change(%)
Net Sales
716.51
666.23
7.55%
Operating Profit (PBDIT) excl Other Income
37.03
20.88
77.35%
Interest
1.57
1.28
22.66%
Exceptional Items
0.00
0.00
Consolidate Net Profit
18.18
13.18
37.94%
Operating Profit Margin (Excl OI)
5.17%
3.13%
2.04%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2025 is 7.55% vs -15.13% in Dec 2025

Direction Arrows
Consolidated Net Profit

YoY Growth in nine months ended Dec 2025 is 37.94% vs -6.59% in Dec 2025

stock-summaryCompany CV
About RNFI Services Ltd stock-summary
stock-summary
RNFI Services Ltd
Micro Cap
Non Banking Financial Company (NBFC)
RNFI Services Limited was originally incorporated as `RNFI Services Private Limited', a Private Limited Company, dated October 13, 2015 issued by the Registrar of Companies, Delhi. Subsequently, Company got converted into a Public Limited Company and a fresh Certificate of Incorporation dated December 28, 2023 was issued by the Registrar of Companies, Delhi , recording the change in name of Company from `RNFI Services Private Limited' to `RNFI Services Limited'.
Company Coordinates stock-summary
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No Company Details Available