Root, Inc.

  • Market Cap: Small Cap
  • Industry: Capital Markets
  • ISIN: US77664L2079
USD
47.10
1.31 (2.86%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

277.81 k

Shareholding (Dec 2025)

FII

11.41%

Held by 83 FIIs

DII

48.61%

Held by 28 DIIs

Promoter

12.86%

How big is Root, Inc.?

22-Jun-2025

As of Jun 18, Root, Inc. has a market capitalization of 2,174.50 million and reported net sales of 0.00 million with a net profit of 55.50 million over the latest four quarters. Shareholder's funds are at 315.70 million, and total assets amount to 1,320.00 million as of Dec 24.

As of Jun 18, Root, Inc. has a market capitalization of 2,174.50 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of Net Sales for the latest four quarters is 0.00 million, while the sum of Net Profit for the same period is 55.50 million.<BR><BR>As of Dec 24, the reporting period shows Shareholder's Funds at 315.70 million and Total Assets at 1,320.00 million.

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What does Root, Inc. do?

22-Jun-2025

Root, Inc. is a holding company in the Capital Markets industry that offers direct-to-consumer personal auto and renters’ insurance. As of March 2025, it has a market cap of $2.17 billion and reported a net profit of $18 million.

Overview: <BR>Root, Inc. is a holding company operating in the Capital Markets industry, primarily focused on providing direct-to-consumer personal auto and renters’ insurance.<BR><BR>Financial Snapshot: <BR>Net Profit: 18 Million (Quarterly Results - Mar 2025) <BR>Market Cap: USD 2,174.50 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 40.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: 17.90% <BR>Price to Book: 6.38<BR><BR>Contact Details: <BR>Address: 80 E Rich St Ste 500, COLUMBUS OH : 43215-5249 <BR>Tel: 1 614 5914568 <BR>Website: https://joinroot.com/

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Should I buy, sell or hold Root, Inc.?

22-Jun-2025

Is Root, Inc. technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, Root, Inc. has shifted to a bearish trend, indicated by negative technical indicators and underperformance against the S&P 500 in the short term, despite a strong 1-year return of 108.73%.

As of 3 October 2025, the technical trend for Root, Inc. has changed from mildly bearish to bearish. The current stance is bearish, with key indicators supporting this view including a bearish MACD on the weekly timeframe, bearish Bollinger Bands, and bearish moving averages on the daily timeframe. The RSI shows a mixed signal with a bullish reading on the weekly but bearish on the monthly. Additionally, the KST and Dow Theory both indicate bearish trends on the weekly and mildly bearish on the monthly. <BR><BR>In terms of performance, Root, Inc. has underperformed the S&P 500 over the past week and month, with returns of -9.03% and -10.15% respectively, while the S&P 500 gained 1.09% and 4.15%. However, the company has shown strong performance over the longer term, with a 1-year return of 108.73% compared to the S&P 500's 17.82%.

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Is Root, Inc. overvalued or undervalued?

02-Dec-2025

As of November 28, 2025, Root, Inc. is considered overvalued with a P/E ratio of 40 and a valuation grade shift from fair to expensive, despite a strong 3-year return of 1034.88% compared to the S&P 500's 72.78%, but a disappointing 1-year return of -20.84% versus the S&P 500's 14.18%.

As of 28 November 2025, the valuation grade for Root, Inc. has moved from fair to expensive, indicating a shift towards overvaluation. The company is currently deemed overvalued based on its P/E ratio of 40, a Price to Book Value of 7.17, and an EV to EBITDA ratio of 141.39. In comparison, Ryan Specialty Holdings, Inc. has a P/E of 95.23, while CorVel Corp. shows a P/E of 79.07, both indicating higher valuations than Root, Inc.<BR><BR>Despite a strong 3-year return of 1034.88%, which significantly outperformed the S&P 500's 72.78%, the company's recent 1-year return of -20.84% starkly contrasts with the S&P 500's 14.18%, reinforcing the notion of overvaluation. Overall, Root, Inc. appears to be overvalued in the current market context.

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iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

The company has declared Positive results for the last 8 consecutive quarters

  • NET PROFIT(9M) At USD 35.1 MM has Grown at 294.38%
  • OPERATING CASH FLOW(Y) Highest at USD 205.6 MM
  • NET SALES(Q) Highest at USD 387.8 MM
2

With ROE of 16.63%, it has a expensive valuation with a 1.83 Price to Book Value

3

High Institutional Holdings at 96.18%

4

Underperformed the market in the last 1 year

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Capital Markets

stock-summary
Market cap

USD 689 Million (Small Cap)

stock-summary
P/E

11.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

16.63%

stock-summary
Price to Book

1.83

Revenue and Profits:
Net Sales:
(Quarterly Results - Dec 2025)
Net Profit:
5 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-36.6%
0%
-36.6%
6 Months
-49.56%
0%
-49.56%
1 Year
-73.49%
0%
-73.49%
2 Years
-12.39%
0%
-12.39%
3 Years
977.8%
0%
977.8%
4 Years
22.27%
0%
22.27%
5 Years
-78.67%
0%
-78.67%

Root, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
29.17%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
96.18%
ROCE (avg)
0
ROE (avg)
3.58%

Valuation key factors

Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.83
EV to EBIT
NA
EV to EBITDA
17.88
EV to Capital Employed
-1.94
EV to Sales
0.14
PEG Ratio
0.02
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
16.63%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 48 Schemes (27.13%)

Foreign Institutions

Held by 83 Foreign Institutions (11.41%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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          "field": "Operating Profit Margin (Excl OI)",
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Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQstock-summary

Dec'25
Sep'25
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
3.10
4.70
-34.04%
Interest
5.10
5.30
-3.77%
Exceptional Items
0.00
0.00
Consolidate Net Profit
5.30
-5.40
198.15%
Operating Profit Margin (Excl OI)
26.40%
0.80%
2.56%
USD in Million.
Net Sales

QoQ Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Sep 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is 198.15% vs -124.55% in Sep 2025

Annual Results Snapshot (Consolidated) - Dec'25stock-summary

Dec'25
Dec'24
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
11.80
9.60
22.92%
Interest
21.00
42.20
-50.24%
Exceptional Items
-0.10
-5.60
98.21%
Consolidate Net Profit
40.30
30.90
30.42%
Operating Profit Margin (Excl OI)
40.80%
66.90%
-2.61%
USD in Million.
Net Sales

YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 30.42% vs 120.96% in Dec 2024

stock-summaryCompany CV
About Root, Inc. stock-summary
stock-summary
Root, Inc.
Capital Markets
Root, Inc. is a holding company. The Company, through Root Insurance Company, operates as an insurance company. The Company is a direct-to-consumer personal auto insurance, renters’ insurance and mobile technology company. The Company operates through its providing direct-to-consumer insurance products to customers segment. The Company has the infrastructure to design products, and distribute, underwrite, administer and pay claims on all its policies. The Company, by collecting and synthesizing sensory behavioral data across various driving variables, including distracted driving, it prices policies based more on causality than correlation. Through its mobile platform, customers can manage policy adjustments digitally, including through intelligent chat functions. In the event of an accident, claims can be adjudicated digitally, with various repairable claims resolved and paid within 24 hours.
Company Coordinates stock-summary
Company Details
80 E Rich St Ste 500 , COLUMBUS OH : 43215-5249
stock-summary
Tel: 1 614 5914568
stock-summary
Registrar Details