S I Cap. & Fin.

Who are in the management team of S I Cap. & Fin.?

As of March 2020, the management team of S I Cap. & Fin. includes Sreeram Gopinathan Nair (Managing Director), Jitha Chummar, and several additional directors, independent directors, and company secretaries, totaling 16 members.

As of March 2020, the management team of S I Cap. & Fin. includes the following individuals:<BR><BR>1. Jitha Chummar - Additional Director<BR>2. Sreeram Gopinathan Nair - Managing Director<BR>3. Vadukkot Mathayi Xaviour - Additional Independent Director<BR>4. Vinod Manazhy - Additional Independent Director<BR>5. Aneetta C Vilson - Company Secretary<BR>6. Rajesh Narayan Pillai - Additional Non-Executive Director & Independent Director<BR>7. Anil Menon - Non-Executive Director<BR>8. Ramanathan Anchery - Additional Non-Executive Director<BR>9. Thandassery Balachandran Ramakrishnan - Additional Non-Executive Director<BR>10. A Unnikrishnan - Additional Director (listed twice)<BR>11. Habeeb Rahiman - Additional Director<BR>12. George Abraham - Additional Director<BR>13. Thomas Jacob - Additional Director<BR>14. Anu Thomas Cheriyan - Additional Director<BR>15. AKHIL T.M - Company Secretary & Compliance Officer<BR>16. Kuriakkose Paul Kannanaikkal - Additional Director<BR><BR>This team comprises a mix of directors with various designations, including managing, additional, and independent directors, as well as company secretaries.

Has S I Cap. & Fin. declared dividend?

No Dividend History Available

What is the technical trend for S I Cap. & Fin.?

As of May 28, 2025, S I Cap. & Fin. shows a mildly bullish trend, supported by daily moving averages and Bollinger Bands, though tempered by a mildly bearish weekly MACD and mixed signals overall.

As of 28 May 2025, the technical trend for S I Cap. & Fin. has changed from does not qualify to mildly bullish. The current stance is mildly bullish, supported by a daily moving average indicating mild bullishness and a bullish signal from the Bollinger Bands on both weekly and monthly time frames. However, the weekly MACD remains mildly bearish, which tempers the overall bullish sentiment. The KST is bullish on both weekly and monthly time frames, while the OBV shows mild bearishness on the weekly but no trend on the monthly. Overall, the mixed signals suggest a cautious bullish outlook, with strength primarily driven by moving averages and Bollinger Bands.

Who are the peers of the S I Cap. & Fin.?

Peers of S I Cap. & Fin. include Greencrest Finan, Zenlabs Ethica, Vishvprabha Ven., Samyak Internati, Rapid Invest., Gemstone Invest., R R Securities, and Disha Resources. S I Cap. & Fin. has a 1-year return of 34.05%, with management risk rated as Below Average and growth rated as Below Average compared to its peers.

Peers: The peers of S I Cap. & Fin. are Greencrest Finan, Zenlabs Ethica, Vishvprabha Ven., Samyak Internati, Rapid Invest., Gemstone Invest., R R Securities, and Disha Resources.<BR><BR>Quality Snapshot: Excellent management risk is observed at Greencrest Finan, Zenlabs Ethica, Samyak Internati, and Disha Resources, while Below Average management risk is found at Vishvprabha Ven., S I Cap. & Fin., Rapid Invest., Gemstone Invest., and the rest. Growth is rated as Excellent for Greencrest Finan, Good for Samyak Internati and Vishvprabha Ven., and Below Average for S I Cap. & Fin., Rapid Invest., Gemstone Invest., and the rest. Capital Structure is Excellent for Greencrest Finan, Zenlabs Ethica, Samyak Internati, S I Cap. & Fin., Rapid Invest., Gemstone Invest., and Disha Resources, while Below Average is noted for Vishvprabha Ven. and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is R R Securities at 316.67%, while the lowest is Samyak Internati at -27.72%. S I Cap. & Fin. has a 1-year return of 34.05%, which is significantly higher than Samyak Internati but lower than R R Securities. Additionally, Rapid Invest., Gemstone Invest., and Samyak Internati all have negative six-month returns.

Who are the top shareholders of the S I Cap. & Fin.?

The top shareholders of S I Cap. & Fin. are Sharewealth Securities Limited with 41.1%, followed by Mekkattukulam Anto Jayson at 13.4%, and individual investors collectively holding 43.94%. There are no institutional holdings from mutual funds or foreign investors.

The top shareholders of S I Cap. & Fin. include Sharewealth Securities Limited, which holds the largest stake at 41.1%. The highest public shareholder is Mekkattukulam Anto Jayson, with a holding of 13.4%. Additionally, individual investors collectively hold 43.94% of the shares. There are no institutional holdings from mutual funds or foreign institutional investors.

What does S I Cap. & Fin. do?

S I Capital & Financial Services Ltd is a Non-Banking Financial Company and Full Fledged Money Changer based in Chennai, providing fund-based and fee-based services. As of March 2025, it reported net sales of 8 Cr and a net profit of 3 Cr, with a market cap of INR 19 Cr.

Overview: <BR>S I Capital & Financial Services Ltd is a Non-systematically Important Non-Deposit Taking Non Banking Financial Company and a Full Fledged Money Changer operating in the Diversified Commercial Services industry within the Micro Cap market-cap bracket.<BR><BR>History: <BR>The company was incorporated on November 08, 1994, in Chennai, Tamil Nadu. It has been providing fund-based and fee-based services. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 8 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 3 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: INR 19 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 19.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 1.39 <BR>Return on Equity: 3.44% <BR>Price to Book: 3.63 <BR><BR>Contact Details: <BR>Address: Montieth Court, 64 Montieth Road Egmore Chennai Tamil Nadu : 600008 <BR>Tel: 91-044-28415438/28415439 <BR>Email: info@sicapital.co.in <BR>Website: http://www.sicapital.co.in

How big is S I Cap. & Fin.?

As of 24th July, S I Capital & Financial Services Ltd has a market capitalization of 18.00 Cr, with Net Sales of 3.19 Cr and no Net Profit for the latest two quarters. Shareholder's Funds are reported at 2.96 Cr, and Total Assets amount to 10.13 Cr as of March 2024.

As of 24th July, S I Capital & Financial Services Ltd has a market capitalization of 18.00 Cr, categorizing it as a Micro Cap company.<BR><BR>For the latest two quarters, the sum of Net Sales is 3.19 Cr, while the Net Profit stands at 0.00 Cr, indicating no profit during this period.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds reported at 2.96 Cr and Total Assets amounting to 10.13 Cr.

Is S I Cap. & Fin. overvalued or undervalued?

As of October 23, 2025, S I Cap. & Fin. has improved its valuation grade to very attractive, indicating it is undervalued with strong growth potential, as evidenced by its favorable PE ratio of 23.37 and PEG ratio of 0.13 compared to peers like Bajaj Finance and Life Insurance, despite a recent 1Y return of -34.04%.

As of 23 October 2025, the valuation grade for S I Cap. & Fin. has moved from fair to very attractive, indicating a significant improvement in its perceived value. The company appears to be undervalued based on its current metrics. Key ratios include a PE ratio of 23.37, an EV to EBITDA of 15.22, and a PEG ratio of 0.13, which suggests strong growth potential relative to its price.<BR><BR>In comparison to peers, S I Cap. & Fin. stands out favorably against Bajaj Finance, which has a PE ratio of 39.07 and a PEG ratio of 2.42, indicating it is significantly more expensive. Similarly, Life Insurance has a PE of 11.68, reinforcing the attractiveness of S I Cap. & Fin.'s valuation. Despite recent stock performance lagging behind the Sensex, with a 1Y return of -34.04% compared to the Sensex's 5.59%, the underlying fundamentals suggest that the stock is positioned for potential upside.

How has been the historical performance of S I Cap. & Fin.?

S I Cap. & Fin. has shown significant growth in net sales and total operating income, reaching 2.56 Cr in Mar'25, but faced rising expenditures leading to fluctuating operating profits. Despite a profit turnaround in Mar'25, the company struggles with negative cash flow and increasing liabilities due to short-term borrowings.

Answer:<BR>The historical performance of S I Cap. & Fin. shows a significant increase in net sales over the years, rising from 0.34 Cr in Mar'20 to 2.56 Cr in Mar'25. The total operating income followed a similar trend, reaching 2.56 Cr in Mar'25, up from 0.33 Cr in Mar'19. However, the company faced challenges with total expenditure, which increased from 0.39 Cr in Mar'19 to 2.38 Cr in Mar'25. This led to fluctuating operating profits, with a notable recovery to 0.24 Cr in Mar'25 after experiencing losses in previous years. Profit before tax also improved to 0.17 Cr in Mar'25, compared to a loss of 0.72 Cr in Mar'24. The profit after tax mirrored this trend, achieving 0.17 Cr in Mar'25 after a loss of 0.72 Cr in the prior year. The company's equity capital increased to 4.85 Cr in Mar'25, while total liabilities rose significantly to 10.13 Cr, driven by an increase in short-term borrowings. The cash flow from operating activities remained negative at -4.00 Cr in Mar'24, indicating ongoing liquidity challenges.<BR><BR>Breakdown:<BR>S I Cap. & Fin. has demonstrated a robust growth trajectory in net sales, escalating from 0.34 Cr in Mar'20 to 2.56 Cr in Mar'25, reflecting a strong upward trend in total operating income as well. Despite this growth, total expenditure has also surged, leading to fluctuating operating profits, which turned positive at 0.24 Cr in Mar'25 after several years of losses. The company achieved a profit before tax of 0.17 Cr in Mar'25, a significant turnaround from the previous year's loss. The increase in equity capital to 4.85 Cr in Mar'25 indicates a strengthening financial position, although total liabilities have also increased to 10.13 Cr, primarily due to rising short-term borrowings. The cash flow from operating activities has been negative, highlighting liquidity issues that the company needs to address moving forward.

Are S I Capital & Financial Services Ltd latest results good or bad?

S I Capital & Financial Services Ltd's latest results are concerning, showing zero operating profit and a significant working capital deficit, with current liabilities far exceeding current assets. Overall, the company's financial performance is poor, indicating high risks for investors.

The latest results for S I Capital & Financial Services Ltd indicate a troubling financial situation. For the fiscal year ending March 2024, the company reported net sales of just ₹1.00 crore, with total expenditures matching that amount, resulting in zero operating profit and no profit after tax. This pattern of minimal activity has persisted in recent years, raising serious concerns about the company's operational viability.<BR><BR>The balance sheet also reflects deteriorating fundamentals, with current liabilities surging by 166% to ₹7.33 crores, while current assets remain low at ₹0.70 crores. This creates a significant working capital deficit. Additionally, the company's average return on equity (ROE) is a weak 2.52%, and its debt-to-equity ratio of 1.07 suggests high leverage, which is concerning given the lack of revenue generation.<BR><BR>Cash flow analysis reveals negative cash flow from operations, indicating a reliance on external financing to sustain operations. The company has not generated meaningful cash from its activities in recent years, with a closing cash position remaining at zero.<BR><BR>Overall, the financial performance of S I Capital & Financial Services Ltd can be characterized as poor, with critical concerns about revenue generation, balance sheet quality, and operational sustainability. Investors should be cautious, as the company's current state presents more risks than opportunities.

When is the next results date for S I Capital & Financial Services Ltd?

The next results date for S I Capital & Financial Services Ltd is 27 May 2026.

The next results date for S I Capital & Financial Services Ltd is scheduled for 27 May 2026.

Should I buy, sell or hold S I Capital & Financial Services Ltd?

Which are the latest news on S I Cap. & Fin.?

Why is S I Capital & Financial Services Ltd falling/rising?

As of 03-Jun, the stock price of S I Capital & Financial Services Ltd is currently at Rs 30.00, reflecting a 3.45% increase today and a 12.32% rise over the past week. However, it has declined 9.94% over the past month and 33.14% over the past year, raising concerns about long-term performance and decreasing investor participation.

As of 03-Jun, the stock price of S I Capital & Financial Services Ltd is rising, currently at Rs 30.00, reflecting a change of Rs 1.0 or 3.45%. This increase is notable as the stock opened with a gain of 3.45% today and reached an intraday high of Rs 30. The stock has outperformed its sector by 3.83% today, indicating a positive performance relative to its peers.<BR><BR>Over the past week, the stock has shown a significant increase of 12.32%, contrasting with a decline of 2.01% in the Sensex, suggesting strong momentum in the short term. However, it is important to note that the stock has experienced a decline of 9.94% over the past month and a substantial drop of 33.14% over the past year, indicating a mixed longer-term performance.<BR><BR>Despite the current rise, there are concerns regarding falling investor participation, as evidenced by a drastic decrease in delivery volume by 98.7% against the 5-day average. Additionally, while the stock is trading above its 5-day and 20-day moving averages, it remains below its longer-term moving averages (50-day, 100-day, and 200-day), which could suggest potential volatility ahead.<BR><BR>In summary, the current rise in the stock price is driven by a strong performance today and recent weekly gains, despite underlying concerns about long-term performance and declining investor engagement.