Dashboard
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 16.90% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 19.18%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 16.90% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.50% signifying low profitability per unit of total assets
2
The company has declared Positive results for the last 6 consecutive quarters
3
With ROA of 0.53%, it has a fair valuation with a 1.48 Price to Book Value
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
25.65%
0%
25.65%
6 Months
51.79%
0%
51.79%
1 Year
90.13%
0%
90.13%
2 Years
125.78%
0%
125.78%
3 Years
52.11%
0%
52.11%
4 Years
54.55%
0%
54.55%
5 Years
115.67%
0%
115.67%
Safwa Islamic Bank for the last several years.
Risk Adjusted Returns v/s 
News

Safwa Islamic Bank's Valuation Adjustment Reflects Strong Financial Performance and Market Position
Safwa Islamic Bank has recently experienced a valuation adjustment reflecting its market position. The bank showcases strong financial metrics, including a notable Return on Capital Employed and consistent profitability over six quarters. Its stock has significantly outperformed the Jordan General Index, highlighting its competitive standing in the banking sector.
Read More Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
52.98%
EBIT Growth (5y)
70.01%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
1.48
EV to EBIT
1.03
EV to EBITDA
0.99
EV to Capital Employed
3.26
EV to Sales
0.73
PEG Ratio
0.47
Dividend Yield
NA
ROCE (Latest)
317.03%
ROE (Latest)
10.39%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
About Safwa Islamic Bank 
Safwa Islamic Bank
Regional Banks
Safwa Islamic Bank PSC, formerly Jordan Dubai Islamic Bank PSC, is a Jordan-based public shareholding company engaged in the provision of banking, finance and investment services in compliance with the Islamic sharia principles. The Bank is organized into the following business segments: Personal Banking, which includes unrestricted investment accounts, deferred sales receivables, financing and other banking services for individual customers; Corporate Banking, which covers unrestricted investment accounts, deferred sales receivables, financing and other specialized banking services for corporate customers; Asset Investment, which includes the Banks investment in real estate and leasing, as well as Treasury, which provides trade and treasury services, as well as the Bank’s money management. The Bank operates through its head office and a network of more than 24 branches located across Jordan.
Company Coordinates 
Company Details
Sulaiman Al Nabulsi Street, Alabdali Boulevard, P.O.Box 1982, AMMAN None : 11118
Registrar Details






