Compare Saigon Thuong Tin Commercial Joint Stock Bank with Similar Stocks
Dashboard
1
The company has declared negative results in Jan 70 after 2 consecutive negative quarters
- OPERATING CASH FLOW(Y) Lowest at VND 10,119,268 MM
- INTEREST(9M) At VND 24,014,547 MM has Grown at 26.91%
- OPERATING PROFIT MARGIN(Q) Lowest at -23.86 %
2
With ROA of 1.03%, it has a attractive valuation with a 1.86 Price to Book Value
Stock DNA
Major Banks
VND 119,711,198 Million (Large Cap)
11.00
NA
0.00%
0.00
16.09%
1.91
Revenue and Profits:
Net Sales:
14,034,102 Million
(Quarterly Results - Dec 2025)
Net Profit:
-2,752,462 Million
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
58.5%
0%
58.5%
6 Months
89.25%
0%
89.25%
1 Year
103.86%
0%
103.86%
2 Years
125.62%
0%
125.62%
3 Years
189.5%
0%
189.5%
4 Years
119.38%
0%
119.38%
5 Years
451.3%
0%
451.3%
Saigon Thuong Tin Commercial Joint Stock Bank for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
10.40%
EBIT Growth (5y)
26.54%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.86
EV to EBIT
16.14
EV to EBITDA
14.89
EV to Capital Employed
1.37
EV to Sales
3.78
PEG Ratio
0.36
Dividend Yield
NA
ROCE (Latest)
8.51%
ROE (Latest)
16.86%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Quarterly Results Snapshot (Standalone) - Sep'07 - QoQ
Sep'07
Jun'07
Change(%)
Interest Earned
1,165,546.00
1,067,068.00
9.23%
Operating Profit (PBDIT)
394,940.00
308,944.00
27.84%
% of Net NPAs
0.00%
0.00%
% of Gross NPAs
0.00%
0.00%
Exceptional Items
0.00
0.00
Net Profit
356,789.00
268,861.00
32.70%
USD in Million.
Interest Earned
QoQ Growth in quarter ended Sep 2007 is 9.23% vs 66.91% in Jun 2007
Net Profit
QoQ Growth in quarter ended Sep 2007 is 32.70% vs 0.45% in Jun 2007
Annual Results Snapshot (Standalone) - Dec'06
Dec'06
Dec'03
Change(%)
Interest Earned
1,669,505.00
494,694.00
237.48%
Operating Profit (PBDIT)
679,988.00
113,218.00
500.60%
% of Net NPAs
0.00%
0.00%
% of Gross NPAs
0.00%
0.00%
Exceptional Items
-25,757.00
23,396.00
-210.09%
Net Profit
470,129.00
90,184.00
421.30%
USD in Million.
Interest Earned
Not Applicable: The company has declared_date for only one period
Net Profit
Not Applicable: The company has declared_date for only one period
About Saigon Thuong Tin Commercial Joint Stock Bank 
Saigon Thuong Tin Commercial Joint Stock Bank
Major Banks
Sai Gon Thuong Tin Commercial Joint Stock Bank (Sacombank) is a Vietnam-based financial institution. The Bank is engaged in the provision of commercial banking services to individual and corporate clients. Under personal banking business, it provides cards, loans, deposits and money transfer services. Under corporate banking business, the Bank is engaged in credit activities, deposit taking, international settlement and cash management. Via its subsidiaries, the Bank also partakes in debt and asset management, fund management, foreign exchange and gold trading, financial leasing and the offering of securities brokerage services.
Company Coordinates 
Company Details
266 - 268 Nam Ky Khoi Nghia, Phuong 8, Quan 3 HO CHI MINH None : None
Registrar Details






