Saigon Thuong Tin Commercial Joint Stock Bank

  • Market Cap: Large Cap
  • Industry: Major Banks
  • ISIN: VN000000STB4
VND
63,400.00
21450 (51.13%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

The company has declared negative results in Jan 70 after 2 consecutive negative quarters

  • OPERATING CASH FLOW(Y) Lowest at VND 10,119,268 MM
  • INTEREST(9M) At VND 24,014,547 MM has Grown at 26.91%
  • OPERATING PROFIT MARGIN(Q) Lowest at -23.86 %
2

With ROA of 1.03%, it has a attractive valuation with a 1.86 Price to Book Value

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Major Banks

stock-summary
Market cap

VND 119,711,198 Million (Large Cap)

stock-summary
P/E

11.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

16.09%

stock-summary
Price to Book

1.91

Revenue and Profits:
Net Sales:
14,034,102 Million
(Quarterly Results - Dec 2025)
Net Profit:
-2,752,462 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
58.5%
0%
58.5%
6 Months
89.25%
0%
89.25%
1 Year
103.86%
0%
103.86%
2 Years
125.62%
0%
125.62%
3 Years
189.5%
0%
189.5%
4 Years
119.38%
0%
119.38%
5 Years
451.3%
0%
451.3%

Saigon Thuong Tin Commercial Joint Stock Bank for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
10.40%
EBIT Growth (5y)
26.54%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.86
EV to EBIT
16.14
EV to EBITDA
14.89
EV to Capital Employed
1.37
EV to Sales
3.78
PEG Ratio
0.36
Dividend Yield
NA
ROCE (Latest)
8.51%
ROE (Latest)
16.86%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Sep'07 - QoQ",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "QoQ Growth in quarter ended Sep 2007 is 9.23% vs 66.91% in Jun 2007",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "QoQ Growth in quarter ended Sep 2007 is 32.70% vs 0.45% in Jun 2007",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'07",
        "Jun'07",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": "1,165,546.00",
          "val2": "1,067,068.00",
          "chgp": "9.23%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "394,940.00",
          "val2": "308,944.00",
          "chgp": "27.84%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.00%",
          "val2": "0.00%",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "0.00%",
          "val2": "0.00%",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "356,789.00",
          "val2": "268,861.00",
          "chgp": "32.70%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Dec'06",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      },
      {
        "prefix": "Net Profit ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      }
    ],
    "table": {
      "header": [
        "Dec'06",
        "Dec'03",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": "1,669,505.00",
          "val2": "494,694.00",
          "chgp": "237.48%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "679,988.00",
          "val2": "113,218.00",
          "chgp": "500.60%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.00%",
          "val2": "0.00%",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "0.00%",
          "val2": "0.00%",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "-25,757.00",
          "val2": "23,396.00",
          "chgp": "-210.09%",
          "chgp_class": "negative"
        },
        {
          "field": "Net Profit",
          "val1": "470,129.00",
          "val2": "90,184.00",
          "chgp": "421.30%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Standalone) - Sep'07 - QoQstock-summary

Sep'07
Jun'07
Change(%)
Interest Earned
1,165,546.00
1,067,068.00
9.23%
Operating Profit (PBDIT)
394,940.00
308,944.00
27.84%
% of Net NPAs
0.00%
0.00%
% of Gross NPAs
0.00%
0.00%
Exceptional Items
0.00
0.00
Net Profit
356,789.00
268,861.00
32.70%
USD in Million.
Direction Arrows
Interest Earned

QoQ Growth in quarter ended Sep 2007 is 9.23% vs 66.91% in Jun 2007

Direction Arrows
Net Profit

QoQ Growth in quarter ended Sep 2007 is 32.70% vs 0.45% in Jun 2007

Annual Results Snapshot (Standalone) - Dec'06stock-summary

Dec'06
Dec'03
Change(%)
Interest Earned
1,669,505.00
494,694.00
237.48%
Operating Profit (PBDIT)
679,988.00
113,218.00
500.60%
% of Net NPAs
0.00%
0.00%
% of Gross NPAs
0.00%
0.00%
Exceptional Items
-25,757.00
23,396.00
-210.09%
Net Profit
470,129.00
90,184.00
421.30%
USD in Million.
Interest Earned

Not Applicable: The company has declared_date for only one period

Net Profit

Not Applicable: The company has declared_date for only one period

stock-summaryCompany CV
About Saigon Thuong Tin Commercial Joint Stock Bank stock-summary
stock-summary
Saigon Thuong Tin Commercial Joint Stock Bank
Major Banks
Sai Gon Thuong Tin Commercial Joint Stock Bank (Sacombank) is a Vietnam-based financial institution. The Bank is engaged in the provision of commercial banking services to individual and corporate clients. Under personal banking business, it provides cards, loans, deposits and money transfer services. Under corporate banking business, the Bank is engaged in credit activities, deposit taking, international settlement and cash management. Via its subsidiaries, the Bank also partakes in debt and asset management, fund management, foreign exchange and gold trading, financial leasing and the offering of securities brokerage services.
Company Coordinates stock-summary
Company Details
266 - 268 Nam Ky Khoi Nghia, Phuong 8, Quan 3 HO CHI MINH None : None
stock-summary
Tel: 84 8 3932042084 28 39320420
stock-summary
Registrar Details