Sainik Finance

Who are the top shareholders of the Sainik Finance?

The top shareholders of Sainik Finance include Ex-capt. Kuldeep Singh Solanki, who holds 23.01%, and Manak Vanijya Private Limited, with 3.9%. Individual investors collectively own 20.43%, and there are no pledged promoter holdings or investments from mutual funds or foreign institutional investors.

The top shareholders of Sainik Finance include the promoters, who hold the majority of the shares. The promoter with the highest holding is Ex-capt. Kuldeep Singh Solanki, who owns 23.01% of the company. Additionally, the highest public shareholder is Manak Vanijya Private Limited, with a holding of 3.9%. Individual investors collectively hold 20.43% of the shares. Notably, there are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) holding shares.

What does Sainik Finance do?

Sainik Finance & Industries Ltd, a Micro Cap company in the Cement industry, reported net sales of 5 Cr and net profit of 3 Cr for March 2025. It was incorporated in 1991 and transitioned to a public company in 1994, with a current market cap of Rs 47 Cr.

Overview: <BR>Sainik Finance & Industries Ltd operates in the Cement & Cement Products industry and is categorized as a Micro Cap company.<BR><BR>History: <BR>The company was incorporated in 1991 under the name Garuda Clays Private Limited. It transitioned from a Private Limited to a Public Limited Company in 1994, changing its name to Garuda Clays Limited. The latest quarterly results report net sales and net profit for March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 5 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 3 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 47 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 8.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 1.92 <BR>Return on Equity: 13.99% <BR>Price to Book: 1.08 <BR><BR>Contact Details: <BR>Address: 129 Transport Centre, New Rohtak Road Punjabi Bagh New Delhi New Delhi : 110035 <BR>Tel: 91-11-28315036 <BR>Email: info@sainik.org <BR>Website: http://www.sainikfinance.com

Who are in the management team of Sainik Finance?

As of March 2018, the management team of Sainik Finance includes Rudra Sen Sindhu and Kuldeep Singh Solanki as Non Independent & Non Executive Directors, Samai Singh and Renuka Hooda as Non Executive Independent Directors, and Kunal Gupta as Company Secretary.

As of March 2018, the management team of Sainik Finance consists of the following individuals:<BR><BR>1. Rudra Sen Sindhu - Non Independent & Non Executive Director<BR>2. Kuldeep Singh Solanki - Non Independent & Non Executive Director<BR>3. Samai Singh - Non Executive Independent Director<BR>4. Renuka Hooda - Non Executive Independent Director<BR>5. Kunal Gupta - Company Secretary<BR><BR>These members contribute to the governance and operational oversight of the company.

Has Sainik Finance declared dividend?

No Dividend History Available

Who are the peers of the Sainik Finance?

Sainik Finance's peers include UltraTech Cement, Grasim Industries, Ambuja Cements, Shree Cement, J K Cements, Dalmia Bharat Ltd, and Vardhman Concrete. In terms of management risk, Sainik Finance is rated below average, with a 1-year return of 15.14%, higher than Ambuja Cements but lower than J K Cements, which has the highest return at 36.66%.

Peers: The peers of Sainik Finance are UltraTech Cem., Grasim Inds, Ambuja Cements, Shree Cement, J K Cements, Dalmia BharatLtd, and Vardhman Concr.<BR><BR>Quality Snapshot: Excellent management risk is observed at UltraTech Cem., Grasim Inds, Shree Cement, and J K Cements, while Average management risk is found at Ambuja Cements and Dalmia BharatLtd, and Below Average management risk is noted for Sainik Finance. Good growth is seen at Grasim Inds, while Average growth is found at UltraTech Cem., and the rest have Below Average growth. Excellent capital structure is noted for Ambuja Cements and Shree Cement, Good capital structure is observed at UltraTech Cem., Dalmia BharatLtd, and Sainik Finance, while Below Average capital structure is found at Grasim Inds, and Average capital structure is noted for J K Cements.<BR><BR>Return Snapshot: J K Cements has the highest 1-year return at 36.66%, while Ambuja Cements has the lowest at -17.78%. Sainik Finance's 1-year return of 15.14% is higher than Ambuja Cements but lower than J K Cements. Additionally, the six-month returns for Hemadri Cements and Scan Projects are negative.

Is Sainik Finance overvalued or undervalued?

As of May 29, 2025, Sainik Finance is considered very attractive and undervalued, with a PE Ratio of 7.87, an EV to EBITDA of 8.07, and a PEG Ratio of 0.04, significantly lower than its peers, and has outperformed the Sensex with a 1-year return of 22.24%.

As of 29 May 2025, the valuation grade for Sainik Finance has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 7.87, an EV to EBITDA of 8.07, and a PEG Ratio of 0.04, all of which suggest that the stock is trading at a discount compared to its earnings growth potential.<BR><BR>In comparison to its peers, Sainik Finance's PE Ratio is notably lower than Life Insurance's 12.54 and Bajaj Finance's 35.01, highlighting its undervaluation in the market. Additionally, Sainik Finance's ROCE of 12.84% and ROE of 13.99% further emphasize its strong operational efficiency relative to its peers. The company's recent stock performance has outpaced the Sensex, with a 1-year return of 22.24% compared to the Sensex's 7.58%, reinforcing the attractiveness of its current valuation.

What is the technical trend for Sainik Finance?

As of June 2, 2025, Sainik Finance's technical trend is sideways, with mixed signals from the weekly and monthly MACD and KST, while daily moving averages indicate short-term weakness.

As of 2 June 2025, the technical trend for Sainik Finance has changed from mildly bullish to sideways. The weekly MACD remains bullish, while the monthly MACD is mildly bearish, indicating mixed signals. The weekly KST is bullish, but the monthly KST is mildly bearish, further contributing to the sideways trend. The daily moving averages are mildly bearish, suggesting short-term weakness. The Bollinger Bands show a mildly bullish stance on the weekly chart but are sideways on the monthly chart. Overall, the current technical stance is neutral, with strength indicated by the weekly MACD and KST, but tempered by the bearish signals from the daily moving averages and monthly indicators.

How big is Sainik Finance?

As of 24th July, Sainik Finance & Industries Ltd has a market capitalization of 44.00 Cr, with Net Sales of 4.78 Cr and a Net Profit loss of 16.38 Cr over the last three quarters. Shareholder's Funds are 37.42 Cr, and Total Assets are valued at 151.02 Cr as of March 2024.

As of 24th July, Sainik Finance & Industries Ltd has a market capitalization of 44.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest quarterly performance, the sum of Net Sales for the last three quarters is 4.78 Cr. The sum of Net Profit for the same period shows a loss of 16.38 Cr.<BR><BR>For the balance sheet snapshot as of March 2024, Shareholder's Funds amount to 37.42 Cr, while Total Assets are valued at 151.02 Cr.

How has been the historical performance of Sainik Finance?

Sainik Finance has experienced a decline in key financial metrics from March 2021 to March 2022, with net sales dropping from 20.79 crore to 15.62 crore and profit after tax decreasing from -0.96 crore to -8.13 crore. However, by March 2025, total liabilities and assets decreased significantly, and cash flow from operating activities improved to 16.00 crore.

Answer:<BR>The historical performance of Sainik Finance shows a decline in key financial metrics from March 2021 to March 2022, with a continued trend into subsequent years.<BR><BR>Breakdown:<BR>Sainik Finance reported net sales of 15.62 crore in March 2022, down from 20.79 crore in March 2021. Total operating income mirrored this decline, remaining at 15.62 crore in March 2022. Total expenditure decreased to 7.35 crore from 9.55 crore, while operating profit (PBDIT) fell to 8.45 crore from 15.28 crore. The company experienced a significant increase in interest expenses, rising to 17.67 crore from 16.84 crore, leading to a gross profit (PBDT) of -9.22 crore compared to -1.56 crore the previous year. Consequently, profit before tax dropped to -9.22 crore from -1.57 crore, and profit after tax decreased to -8.13 crore from -0.96 crore. The earnings per share (EPS) reflected this downturn, falling to -7.47 from -0.88. The operating profit margin slightly decreased to 52.94% from 54.06%, while the profit after tax margin worsened to -52.05% from -4.62%. On the balance sheet, total liabilities decreased to 141.33 crore in March 2025 from 257.55 crore in March 2022, while total assets also fell to 141.33 crore from 257.55 crore. Cash flow from operating activities showed a recovery to 16.00 crore in March 2025, compared to -46.00 crore in March 2022, indicating some improvement in cash management despite previous losses.

When is the next results date for Sainik Finance & Industries Ltd?

The next results date for Sainik Finance & Industries Ltd is 12 February 2026.

The next results date for Sainik Finance & Industries Ltd is scheduled for 12 February 2026.

Are Sainik Finance & Industries Ltd latest results good or bad?

The latest results for Sainik Finance & Industries Ltd are concerning, with net sales at negative ₹1.29 crores and a net loss of ₹8.87 crores in Q3 FY26, indicating significant operational distress and a critical need for management intervention.

The latest results for Sainik Finance & Industries Ltd are quite concerning. In Q3 FY26, the company reported net sales of negative ₹1.29 crores, which represents a staggering decline of 122.16% compared to the previous quarter. This negative sales figure indicates that the company is experiencing more returns, discounts, or reversals than actual sales, a rare and alarming situation.<BR><BR>Furthermore, the company posted a net loss of ₹8.87 crores for the quarter, a drastic swing from a small profit of ₹0.18 crores in Q2 FY26. This marks a catastrophic decline of over 5,000% quarter-on-quarter. The operational performance is severely impacted, with an operating profit before depreciation, interest, and tax (PBDIT) at negative ₹6.01 crores.<BR><BR>Overall, the financial results depict a company in significant distress, facing challenges such as high interest costs and a working capital crisis. The absence of institutional interest and the company's deteriorating fundamentals raise serious concerns about its future viability. Given these factors, the latest results can be classified as bad, indicating a critical need for management to address these issues to stabilize operations.

Should I buy, sell or hold Sainik Finance & Industries Ltd?

Why is Sainik Finance & Industries Ltd falling/rising?

As of 26-Mar, Sainik Finance & Industries Ltd's stock price is declining at 33.00, down 0.45%, with a total drop of 6.33% over two days. Despite a strong profit increase, weak long-term fundamentals and reduced investor interest contribute to the bearish trend.

As of 26-Mar, Sainik Finance & Industries Ltd is experiencing a decline in its stock price, currently at 33.00, which reflects a change of -0.15 (-0.45%). The stock has been underperforming significantly, with a consecutive fall over the last two days resulting in a total decline of -6.33%. This trend is further highlighted by the stock's performance over various periods, showing a 1-week decline of -5.71% and a 1-month decline of -9.34%, both of which are worse than the broader market represented by the Sensex.<BR><BR>The stock is trading below its moving averages across multiple time frames, indicating a bearish trend. Additionally, there has been a notable drop in investor participation, with delivery volume on 24 March falling by -96.06% compared to the 5-day average. This lack of trading activity suggests reduced interest from investors, contributing to the downward pressure on the stock price.<BR><BR>While the company has a relatively attractive valuation with a low Price to Book Value and a strong profit increase of 39.8% over the past year, these positive factors are overshadowed by weak long-term fundamentals. The average Return on Equity (ROE) is low at 5.97%, and the company has faced declining net sales and operating profit, which have decreased at annual rates of -9.05% and -12.04%, respectively. Consequently, despite some positive indicators, the overall performance and investor sentiment remain negative, leading to the stock's current decline.

Why is Sainik Finance & Industries Ltd falling/rising?

As of 27-Mar, Sainik Finance & Industries Ltd's stock price has risen to 34.40, reflecting a 2.9% increase, outperforming its sector. However, despite recent gains, longer-term trends show mixed results, with a decline over the past month and reduced investor participation.

As of 27-Mar, Sainik Finance & Industries Ltd is experiencing a rise in its stock price, currently at 34.40, which reflects an increase of 0.97 or 2.9%. This upward movement can be attributed to several factors. Notably, the stock has outperformed its sector by 6%, indicating stronger performance relative to the broader finance/NBFC sector, which has declined by 3.09%. Additionally, the stock has shown consecutive gains over the last two days, with a total increase of 3.77% during this period.<BR><BR>Despite the positive short-term performance, it is important to note that the stock's longer-term trends show mixed results. Over the past week, the stock has increased by 3.18%, while it has seen a decline of 7.20% over the past month. Year-to-date, the stock is down 11.00%, although it has performed well over the longer term, with a 44.96% increase over the past three years and an 81.53% increase over the past five years.<BR><BR>The stock's current price is higher than its 5-day moving average, which may indicate a short-term bullish trend, but it remains below the 20-day, 50-day, 100-day, and 200-day moving averages, suggesting that it may still be facing challenges in maintaining a longer-term upward trajectory. Furthermore, there has been a decline in investor participation, with delivery volume falling by 28.13% compared to the 5-day average, which could impact future price movements. Overall, while Sainik Finance & Industries Ltd is currently rising, it faces underlying challenges that could affect its performance moving forward.

Why is Sainik Finance & Industries Ltd falling/rising?

As of 28-Mar, Sainik Finance & Industries Ltd's stock price is rising to 34.40, reflecting a 2.9% increase. This rise is due to strong recent performance, attractive valuation metrics, and outperformance against its sector, despite underlying concerns about long-term fundamentals.

As of 28-Mar, Sainik Finance & Industries Ltd's stock price is rising, currently at 34.40, reflecting a change of 0.97 (2.9%) upwards. This increase can be attributed to several factors. The stock has outperformed its sector by 6% today and has shown consecutive gains over the last two days, with a total return of 3.77% during this period. Additionally, the stock's performance over the past week has been positive, with a gain of 3.18%, while the benchmark Sensex has declined by 1.27%.<BR><BR>Despite a challenging overall market environment, as indicated by the finance/NBFC sector falling by 3.09%, Sainik Finance & Industries Ltd is trading at a discount compared to its peers, with a Price to Book Value of 0.8 and a very attractive valuation supported by a Return on Equity (ROE) of 12.2. Furthermore, while the stock has experienced a decline of 11.00% year-to-date, it has also seen a significant profit increase of 39.8% over the past year, resulting in a low PEG ratio of 0.2, which suggests that the stock may be undervalued.<BR><BR>However, it is important to note that there are underlying concerns, such as a weak long-term fundamental strength indicated by an average ROE of 5.97% and declining net sales growth. Despite these negatives, the recent positive performance and attractive valuation metrics appear to be driving the stock's current rise.

Why is Sainik Finance & Industries Ltd falling/rising?

As of 29-Mar, Sainik Finance & Industries Ltd's stock price is rising to 34.40, up 2.9%, outperforming its sector by 6% despite broader declines. The stock's attractive valuation and significant profit increase support its recent performance, although concerns about long-term fundamentals remain.

As of 29-Mar, Sainik Finance & Industries Ltd's stock price is rising, currently at 34.40, with a change of 0.97 (2.9%) upward. This increase can be attributed to several factors. The stock has outperformed its sector by 6%, indicating stronger performance relative to its peers. Additionally, it has been gaining for the last two days, with a total return of 3.77% during this period. <BR><BR>Despite the broader finance/NBFC sector experiencing a decline of 3.09%, Sainik Finance has shown resilience, particularly over the past week, where it has increased by 3.18% while the Sensex has dropped by 1.27%. <BR><BR>Moreover, the stock is trading at a discount compared to its peers' average historical valuations, with a Price to Book Value of 0.8, suggesting an attractive valuation. The company has also reported a significant increase in profits by 39.8% over the past year, despite a slight decline in stock returns of -2.13%. This is further supported by a low PEG ratio of 0.2, indicating potential for growth relative to its earnings.<BR><BR>However, it is important to note that there are underlying concerns, such as weak long-term fundamental strength indicated by an average Return on Equity (ROE) of 5.97% and negative growth in net sales and operating profit. Despite these challenges, the recent performance and attractive valuation metrics have contributed to the stock's rise.

Which are the latest news on Sainik Finance?

Which are the latest news on Sainik Finance?

Which are the latest news on Sainik Finance?