Sakthi Finance

how big is Sakthi Finance?

As of Jun 06, Sakthi Finance Ltd has a market capitalization of 320.00 Cr, classifying it as a Micro Cap company, with recent net sales of 214.99 Cr and net profit of 16.65 Cr over the last four quarters.

Market Cap: As of Jun 06, Sakthi Finance Ltd has a market capitalization of 320.00 Cr, which classifies it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest 4 quarters, Sakthi Finance reported a sum of Net Sales of 214.99 Cr and a sum of Net Profit of 16.65 Cr. This data is based on Standalone financials.<BR><BR>Balance Sheet Snapshot: The balance sheet data is Consolidated and pertains to the reporting period of Mar'10. Shareholder's Funds are valued at 73.99 Cr, while Total Assets amount to 552.73 Cr.

Who are in the management team of Sakthi Finance?

As of March 2023, the management team of Sakthi Finance includes M Manickam (Chairman), M Balasubramaniam (Vice Chairman & Managing Director), and several independent and non-executive directors, contributing to the company's governance and strategic direction.

As of March 2023, the management team of Sakthi Finance includes the following individuals:<BR><BR>1. M Manickam - Chairman & Non Executive Director<BR>2. M Balasubramaniam - Vice Chairman & Managing Director<BR>3. M Srinivaasan - Non-Executive & Non-Independent Director<BR>4. A Selvakumar - Independent Non-Executive Director<BR>5. P S Gopalakrishnan - Independent Non-Executive Director<BR>6. Priya Bhansali - Independent Non-Executive Director<BR>7. K P Ramakrishnan - Independent Non-Executive Director<BR>8. S Veluswamy - Non-Executive & Non-Independent Director<BR><BR>Each member plays a crucial role in the governance and strategic direction of the company.

Has Sakthi Finance declared dividend?

Yes, Sakthi Finance Ltd has declared an 8% dividend, amounting to ₹0.8 per share, with an ex-date of September 3, 2024. While recent returns have been volatile, the company has shown significant growth in total returns over the past several years.

Sakthi Finance Ltd has declared an 8% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 8%<BR>- Amount per share: 0.8<BR>- Ex-date: 03 Sep 2024<BR><BR>Dividend Yield: 1.26%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -15.3%, the dividend return was 0%, resulting in a total return of -15.3%.<BR><BR>Over the past year, the price return was -1.06%, the dividend return was 1.55%, leading to a total return of 0.49%.<BR><BR>In the 2-year period, the price return was 72.17%, the dividend return was 3.99%, which resulted in a total return of 76.16%.<BR><BR>For the 3-year period, the price return was 94.88%, the dividend return was 8.99%, culminating in a total return of 103.87%.<BR><BR>In the last 4 years, the price return was 200.0%, the dividend return was 11.66%, resulting in a total return of 211.66%.<BR><BR>Over the past 5 years, the price return was 258.44%, the dividend return was 23.57%, leading to a total return of 282.01%.<BR><BR>Overall, Sakthi Finance has declared a dividend, and while recent returns have shown volatility, the longer-term performance indicates significant growth, particularly in total returns over the past several years.

Who are the peers of the Sakthi Finance?

Sakthi Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, and others. In terms of management risk, Sakthi Finance is rated below average, with a 1-year return of -4.68%, better than Jio Financial but lower than Emerald Finance.

Peers: The peers of Sakthi Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Alacrity Sec., Emerald Finance, Leading Lea. Fin, Starteck Fin, and Trishakti Indus.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and the rest. Average management risk is found at Jio Financial and Alacrity Sec. Good management risk is noted at Shriram Finance and Leading Lea. Fin, while Below Average management risk is seen at Sakthi Finance, Emerald Finance, Starteck Fin, and Trishakti Indus. Growth is Excellent at Jio Financial, Leading Lea. Fin, and Trishakti Indus, while Good growth is seen at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, Alacrity Sec., and the rest. Below Average growth is noted at Sakthi Finance and Emerald Finance. Capital Structure is Excellent at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Alacrity Sec., and Starteck Fin, while Good capital structure is seen at Cholaman.Inv.&Fn, Leading Lea. Fin, and Sakthi Finance, with Below Average capital structure at Emerald Finance and Trishakti Indus.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Emerald Finance at 190.50%, while the lowest is Jio Financial at -20.23%. Sakthi Finance's 1-year return is -4.68%, which is higher than Jio Financial but lower than Emerald Finance. Additionally, the six-month return is negative for Alacrity Sec., Emerald Finance, Leading Lea. Fin, and Starteck Fin.

What is the technical trend for Sakthi Finance?

As of April 22, 2025, Sakthi Finance's technical trend is mildly bearish, with mixed signals from the MACD and moving averages, indicating a lack of clear direction.

As of 22 April 2025, the technical trend for Sakthi Finance has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD is mildly bearish, suggesting mixed signals. The daily moving averages are mildly bearish, reinforcing the overall bearish sentiment. The Bollinger Bands show a sideways movement on the weekly chart and a mildly bearish trend on the monthly chart. The KST is mildly bullish weekly but mildly bearish monthly, and Dow Theory indicates a mildly bullish trend on the weekly timeframe with no clear trend monthly. Overall, the current technical stance is mildly bearish, with key indicators such as the daily moving averages and monthly MACD contributing to this outlook.

What does Sakthi Finance do?

Sakthi Finance Ltd is a Micro Cap NBFC specializing in Used Commercial Vehicle and Construction Equipment Loans, with a recent net sales of ₹527 Cr and net profit of ₹46 Cr as of March 2025. The company, established in 1955, has a market cap of ₹322 Cr and key metrics include a P/E of 19.00 and a dividend yield of 1.26%.

Overview:<BR>Sakthi Finance Ltd is a Micro Cap company operating in the Non Banking Financial Company (NBFC) sector, specializing in Used Commercial Vehicle Loans and Construction Equipment Loans.<BR><BR>History:<BR>Sakthi Finance Ltd was incorporated on March 30, 1955, originally as 'The Pollachi Credit Society Pvt. Ltd.' The company changed its name to Sakthi Finance Limited in 1967. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 527 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 46 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 322 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 19.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 1.26% <BR>Debt Equity: 4.83 <BR>Return on Equity: 7.25% <BR>Price to Book: 1.39 <BR><BR>Contact Details:<BR>Address: 62 DR NANJAPPA ROAD, P B NO 3745 Coimbatore Tamil Nadu : 641018 <BR>Tel: 91-0422-2231471-74/4236200 <BR>Email: sakthif_info@sakthifinance.com <BR>Website: http://www.sakthifinance.com

Who are the top shareholders of the Sakthi Finance?

The top shareholders of Sakthi Finance include Sakthifinance Financial Services Limited with 19.19%, Avdhoot Finance And Investment Private Limited at 8.69%, and individual investors holding 7.38%. There are no pledged promoter holdings, and the company currently has no mutual funds or foreign institutional investors.

The top shareholders of Sakthi Finance include the promoters, with Sakthifinance Financial Services Limited holding the largest stake at 19.19%. The highest public shareholder is Avdhoot Finance And Investment Private Limited, which owns 8.69%. Additionally, individual investors hold 7.38% of the shares. Notably, there are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors currently holding shares.

How has been the historical performance of Sakthi Finance?

Sakthi Finance showed positive historical performance from March 2009 to March 2010, with net sales increasing to 78.30 Cr, operating profit rising to 61.35 Cr, and profit after tax growing to 5.86 Cr, alongside improved cash flow. Despite slight declines in profit margins, the overall trend indicated growth in key financial metrics.

Answer:<BR>The historical performance of Sakthi Finance shows a positive trend in key financial metrics from March 2009 to March 2010.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2010, Sakthi Finance reported net sales of 78.30 Cr, an increase from 57.35 Cr in March 2009. The total operating income also rose to 78.30 Cr from 57.35 Cr, while total expenditure, excluding depreciation, increased to 16.94 Cr from 11.94 Cr. Operating profit, excluding other income, improved to 61.35 Cr from 45.41 Cr, leading to an operating profit margin of 78.36%, slightly down from 79.19% the previous year. Profit before tax increased to 10.11 Cr from 7.62 Cr, and profit after tax rose to 5.86 Cr from 4.77 Cr, resulting in a PAT margin of 7.49%, down from 8.31%. The earnings per share also improved to 1.95 from 1.58. In terms of cash flow, the company experienced a net cash inflow of 9.28 Cr in March 2010, compared to 1.39 Cr in March 2009, with closing cash and cash equivalents rising to 24.51 Cr from 15.22 Cr. Overall, Sakthi Finance demonstrated growth in sales, profits, and cash flow during this period.

Is Sakthi Finance overvalued or undervalued?

As of November 12, 2025, Sakthi Finance is considered undervalued with attractive valuation metrics, including a PE ratio of 16.17 and a PEG ratio of 3.44, despite its recent stock performance lagging behind the Sensex.

As of 12 November 2025, Sakthi Finance has moved from a fair to an attractive valuation grade. The company appears to be undervalued given its current metrics, with a PE ratio of 16.17, an EV to EBIT of 9.17, and a Price to Book Value of 1.19. These ratios suggest that the company is trading at a reasonable price relative to its earnings and book value, especially when compared to peers like Bajaj Finance, which has a significantly higher PE ratio of 34.41, and Life Insurance, which shows a more attractive PE of 11.14.<BR><BR>In comparison to its peers, Sakthi Finance's PEG ratio of 3.44 indicates a more favorable growth outlook relative to its valuation, while Bajaj Finserv's PEG of 2.44 suggests it is overvalued. Additionally, Sakthi Finance's recent stock performance has lagged behind the Sensex, particularly in the year-to-date return, which stands at -29.13% compared to the Sensex's 8.10%. This underperformance, combined with its attractive valuation metrics, reinforces the conclusion that Sakthi Finance is currently undervalued.

When is the next results date for Sakthi Finance Ltd?

The next results date for Sakthi Finance Ltd is 12 February 2026.

The next results date for Sakthi Finance Ltd is scheduled for 12 February 2026.

Are Sakthi Finance Ltd latest results good or bad?

Sakthi Finance Ltd's latest Q3 FY26 results are concerning, showing a slight increase in net sales but a 0.27% decrease in net profit quarter-on-quarter and an 18.48% decline year-on-year. The company faces high leverage and a heavy reliance on non-operating income, indicating significant financial challenges.

Sakthi Finance Ltd's latest results for Q3 FY26 indicate a challenging financial environment for the company. While the net sales showed a modest quarter-on-quarter growth of 3.67%, the net profit decreased by 0.27% compared to the previous quarter and experienced a significant decline of 18.48% year-on-year. This decline in profitability is concerning, especially as the operating margin fell sharply to 63.55%, down 928 basis points from the previous quarter.<BR><BR>Moreover, the company has become increasingly reliant on non-operating income, which accounted for 74.50% of profit before tax. This heavy dependence raises serious questions about the sustainability of its earnings and the health of its core lending operations. <BR><BR>In terms of leverage, Sakthi Finance operates with a high debt-to-equity ratio of 5.45, indicating significant financial risk. The return on equity (ROE) of just 6.25% is below industry standards, further highlighting the company's struggles in generating adequate returns.<BR><BR>Overall, the results reflect a deteriorating financial position, marked by declining profitability, high leverage, and a concerning reliance on non-core income. These factors suggest that the latest results are more indicative of challenges than successes.

Should I buy, sell or hold Sakthi Finance Ltd?

Why is Sakthi Finance Ltd falling/rising?

As of 04-Mar, Sakthi Finance Ltd's stock price is at Rs. 22.80, reflecting a 1.85% decrease and a 26.19% drop over the past month. The stock has reached a new 52-week low and is experiencing a bearish trend, significantly underperforming compared to the benchmark Sensex.

As of 04-Mar, Sakthi Finance Ltd's stock price is falling, currently at Rs. 22.80, which reflects a decrease of Rs. 0.43 or 1.85%. The stock has been on a downward trend, having lost 9.38% over the past week and 26.19% over the past month. Additionally, it has reached a new 52-week low of Rs. 22.1 today. The stock has been declining for four consecutive days, contributing to its overall negative performance.<BR><BR>In comparison to the benchmark Sensex, which has fallen by 3.84% over the past week, Sakthi Finance's decline is more pronounced. Furthermore, the stock is trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend.<BR><BR>Despite some positive signs, such as outperforming its sector by 1.01% today and an increase in delivery volume, the overall sentiment remains negative due to the significant losses over longer periods, including a year-to-date decline of 42.28% and a one-year drop of 51.49%. The finance/NBFC sector itself has also seen a decline of 2.86%, which may be impacting investor sentiment towards Sakthi Finance Ltd.

Which are the latest news on Sakthi Finance?