Sangam Finserv

What does Sangam Finserv do?

Sangam Finserv Ltd is a Non-Banking Financial Company (NBFC) focused on the micro-cap segment, offering financial services since 1981. As of March 2025, it reported net sales of 1 Cr and a net loss of 2 Cr, with a market cap of Rs 184 Cr.

Overview:<BR>Sangam Finserv Ltd operates as a Non-Banking Financial Company (NBFC) in the micro-cap segment.<BR><BR>History:<BR>Sangam Finserv Limited was incorporated on December 9, 1981, originally as Suchitra Finance & Trading Company Ltd. The company underwent a name change to Sangam Finserv Limited on April 8, 2023. It was registered as an NBFC under the Reserve Bank of India Act, 1932 on May 2, 1998. The latest quarterly results reported net sales and net profit for March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 1 Cr (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: -2 Cr (Quarterly Results - Mar 2025)<BR>Market-cap value: Rs 184 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 28.00<BR>Industry P/E: 23<BR>Dividend Yield: 0.00%<BR>Debt Equity: 0.20<BR>Return on Equity: 4.95%<BR>Price to Book: 1.37<BR><BR>Contact Details:<BR>Address: B-7 1st Floor Pur Road, S K Plaza Bhilwara Rajasthan : 311001<BR>Email: suchitra@sangamgroup.com<BR>Website: http://www.sftc.co.in

Who are in the management team of Sangam Finserv?

As of March 2018, the management team of Sangam Finserv includes Vinod Kumar Sodani (Chairman), Anjana Soni Thakur (Whole Time Director), Ratan Lal Samriya and Arjun Agal (Non Executive Independent Directors), Govinda Soni (Company Secretary), and Mahesh C Lakhotiya (Non Executive Director). They oversee the company's operations and strategic direction.

As of March 2018, the management team of Sangam Finserv includes the following individuals:<BR><BR>1. Vinod Kumar Sodani - Chairman<BR>2. Anjana Soni Thakur - Whole Time Director<BR>3. Ratan Lal Samriya - Non Executive Independent Director<BR>4. Arjun Agal - Non Executive Independent Director<BR>5. Govinda Soni - Company Secretary<BR>6. Mahesh C Lakhotiya - Non Executive Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

What is the bonus history of the Sangam Finserv?

Sangam Finserv announced a 4:1 bonus issue, with an ex-date and record date set for February 7, 2025. Shareholders will receive four additional shares for every one share held.

Sangam Finserv has a recent bonus issue history where they announced a 4:1 bonus. The ex-date for this bonus is set for February 7, 2025. This means that for every one share held, shareholders will receive four additional shares. The record date for this bonus is also February 7, 2025. If you have any more questions about Sangam Finserv or need further details, feel free to ask!

Has Sangam Finserv declared dividend?

Sangam Finserv Ltd has declared a 12% dividend, amounting to 1.2 per share, but the dividend yield is 0%. While the company has shown significant price appreciation over various periods, recent dividends have not contributed to returns.

Sangam Finserv Ltd has declared a 12% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 12%<BR>- Amount per share: 1.2<BR>- Ex-date: 19 Sep 18<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -14.41%, the dividend return was 0%, resulting in a total return of -14.41%.<BR><BR>Over the past year, the price return was 54.73%, with a dividend return of 0%, leading to a total return of 54.73%.<BR><BR>In the 2-year period, the price return was 235.11%, the dividend return was 0%, and the total return was 235.11%.<BR><BR>For the 3-year period, the price return stood at 238.26%, with a dividend return of 0%, resulting in a total return of 238.26%.<BR><BR>In the 4-year period, the price return was 434.55%, the dividend return was 0%, culminating in a total return of 434.55%.<BR><BR>Finally, over the last 5 years, the price return was 221.77%, with a dividend return of 0%, leading to a total return of 221.77%.<BR><BR>Overall, Sangam Finserv has declared a dividend, but the dividend yield remains at 0%, indicating that while there was a past dividend, it has not contributed to returns in recent periods. The total returns over various periods show significant price appreciation, especially over longer durations, despite the absence of dividends in those periods.

Who are the peers of the Sangam Finserv?

Sangam Finserv's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Regis Industries, Regency Fincorp, Mangalam Industr, and Yamini Invest. Sangam Finserv has below average growth and management risk compared to its peers, with a 1-year return of 64.63%.

Peers: The peers of Sangam Finserv are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Regis Industries, Regency Fincorp, Mangalam Industr, and Yamini Invest.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial. Good management risk is noted at Shriram Finance, and the rest have Below Average management risk, including Sangam Finserv, Regis Industries, Regency Fincorp, Mangalam Industr, and Yamini Invest. In terms of growth, Excellent growth is seen at Jio Financial, Regency Fincorp, and Yamini Invest, while Good growth is noted at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and Mangalam Industr. Below Average growth is attributed to Sangam Finserv. For capital structure, Excellent ratings are given to Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Sangam Finserv, Regis Industries, Regency Fincorp, Mangalam Industr, and Yamini Invest, while Cholaman.Inv.&Fn has a Good capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Regency Fincorp at 110.66%, while the lowest is Mangalam Industr at -61.06%. Sangam Finserv's own 1-year return is 64.63%, which is significantly higher than Mangalam Industr but lower than Regency Fincorp. Additionally, the six-month return is negative for Regis Industries, Mangalam Industr, and Regency Fincorp.

What is the technical trend for Sangam Finserv?

As of May 30, 2025, the technical trend is mildly bearish, driven by bearish signals from the weekly MACD and moving averages, despite mixed signals from the KST and Bollinger Bands across different timeframes.

As of 30 May 2025, the technical trend has changed from mildly bullish to mildly bearish. The weekly MACD is bearish, and the daily moving averages also indicate a bearish stance. The KST shows a bearish signal on the weekly timeframe, while the monthly KST is bullish, suggesting mixed signals across different timeframes. The Bollinger Bands indicate a bearish trend on the weekly but mildly bullish on the monthly, adding to the complexity of the current technical picture. Overall, the current stance is mildly bearish, driven primarily by the bearish indicators in the weekly MACD and moving averages.

Who are the top shareholders of the Sangam Finserv?

The top shareholders of Sangam Finserv are Marigold Investrade Private Limited with 63.08%, followed by public shareholder Ram Pal Soni at 11.75%, and individual investors holding 16.02%. There are no mutual funds or foreign institutional investors involved.

The top shareholders of Sangam Finserv include Marigold Investrade Private Limited, which holds the largest stake at 63.08%. The highest public shareholder is Ram Pal Soni, who owns 11.75%. Additionally, individual investors collectively hold 16.02% of the company's shares. There are no mutual funds or foreign institutional investors currently holding shares in the company.

How big is Sangam Finserv?

As of 24th July, Sangam Finserv Ltd has a market capitalization of 166.00 Cr, with recent net sales of 17.02 Cr and a net profit of 6.59 Cr. As of March 2023, shareholder's funds are 119.26 Cr and total assets are valued at 153.95 Cr.

As of 24th July, Sangam Finserv Ltd has a market capitalization of 166.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest 4 quarters, the company reported Net Sales of 17.02 Cr and a Net Profit of 6.59 Cr.<BR><BR>The latest annual period for the balance sheet is March 2023, with Shareholder's Funds amounting to 119.26 Cr and Total Assets valued at 153.95 Cr.

Is Sangam Finserv overvalued or undervalued?

As of November 10, 2025, Sangam Finserv is fairly valued with a PE ratio of 18.02, outperforming the Sensex over three and five years despite a year-to-date return of -36.07%, indicating competitive positioning within its peer group.

As of 10 November 2025, Sangam Finserv's valuation grade has moved from expensive to fair, indicating a more favorable assessment of its market position. The company is currently fairly valued based on its financial metrics. Key ratios include a PE Ratio of 18.02, an EV to EBIT of 11.89, and a Price to Book Value of 1.17, which align closely with its peer group.<BR><BR>In comparison to its peers, Sangam Finserv's PE ratio is significantly lower than Bajaj Finance's 38.76, which is classified as very expensive, while it is more favorable than Life Insurance's attractive valuation with a PE of 11.14. This suggests that Sangam Finserv is positioned competitively within the market. Notably, despite a year-to-date return of -36.07%, the company has outperformed the Sensex over the past three and five years, with returns of 212.31% and 532.89%, respectively, reinforcing its long-term growth potential.

When is the next results date for Sangam Finserv?

The next results date for Sangam Finserv is 14 November 2025.

The next results date for Sangam Finserv is scheduled for 14 November 2025.

How has been the historical performance of Sangam Finserv?

Sangam Finserv's historical performance shows fluctuating financial metrics, with net sales declining from 33.06 Cr in March 2019 to 17.01 Cr in March 2025, while equity capital increased significantly to 46.61 Cr in March 2025. Despite challenges, profit after tax rose slightly to 6.60 Cr in March 2025, and cash flow from operating activities improved to 28.00 Cr.

Answer:<BR>The historical performance of Sangam Finserv shows a fluctuating trend in key financial metrics over the years leading up to March 2025.<BR><BR>Breakdown:<BR>Sangam Finserv's net sales have varied, peaking at 33.06 Cr in March 2019 and declining to 17.01 Cr by March 2025. The total operating income followed a similar pattern, decreasing from 33.06 Cr in March 2019 to 17.01 Cr in March 2025. The company's operating profit (PBDIT) has also seen a decline, from 13.33 Cr in March 2019 to 9.37 Cr in March 2025, while the profit before tax remained stable at 9.20 Cr in March 2025, similar to the previous year. Profit after tax showed a slight increase to 6.60 Cr in March 2025 from 6.44 Cr in March 2023. The company's equity capital surged to 46.61 Cr in March 2025 from 9.32 Cr in March 2024, while reserves decreased to 86.59 Cr in March 2025 from 117.81 Cr in March 2024. The total assets increased to 161.13 Cr in March 2025, up from 155.11 Cr in March 2024, and total liabilities also rose slightly to 161.13 Cr in March 2025. Cash flow from operating activities improved to 28.00 Cr in March 2025, compared to 10.00 Cr in March 2024, contributing to a net cash inflow of 4.00 Cr in March 2025. Overall, the financial performance of Sangam Finserv reflects a challenging environment with fluctuating revenues and profits, alongside a notable increase in equity capital.

Are Sangam Finserv Ltd latest results good or bad?

Sangam Finserv Ltd's latest Q2 FY26 results are concerning, showing a 55.63% decline in net profit to ₹1.89 crore and a 35.24% drop in net sales to ₹4.76 crore compared to the previous quarter, indicating significant operational challenges. Overall, the financial performance is characterized as bad, with multiple indicators reflecting declining profitability and efficiency.

Sangam Finserv Ltd's latest results for Q2 FY26 indicate a challenging financial situation. The company reported a net profit of ₹1.89 crore, which reflects a significant decline of 55.63% compared to the previous quarter. Similarly, net sales dropped to ₹4.76 crore, down 35.24% quarter-on-quarter. <BR><BR>While there was a slight year-on-year improvement in net profit of 3.03% from ₹2.49 crore in Q2 FY25, the overall quarterly performance is concerning due to the sharp sequential declines. The profit after tax margin also fell to 39.71%, down 1,825 basis points from the previous quarter, indicating reduced operational efficiency.<BR><BR>Additionally, the return on equity (ROE) stands at a low 5.79%, which is below industry standards, raising concerns about the company's capital efficiency. The overall financial trend appears negative, with a significant contraction in both revenue and profitability, suggesting that Sangam Finserv is facing substantial operational challenges.<BR><BR>In summary, the latest results can be characterized as bad, with multiple indicators pointing to declining performance and underlying issues that need to be addressed.

Should I buy, sell or hold Sangam Finserv Ltd?

Why is Sangam Finserv Ltd falling/rising?

As of 13-Feb, Sangam Finserv Ltd's stock price is at Rs 39.01, down 2.94% after a trend reversal. The stock shows significant volatility and decreased investor participation, indicating bearish sentiment and downward pressure.

As of 13-Feb, Sangam Finserv Ltd's stock price is falling, currently at Rs 39.01, which reflects a decrease of Rs 1.18 or 2.94%. This decline follows a trend reversal after two consecutive days of gains. The stock has underperformed its sector by 1.71% today, indicating weaker performance relative to its peers. <BR><BR>Intraday, the stock reached a high of Rs 41.19 but also fell to a low of Rs 38.72, suggesting significant volatility within the trading day. Additionally, the weighted average price indicates that more volume was traded closer to the low price, which may signal bearish sentiment among investors. <BR><BR>Moreover, there has been a notable decrease in investor participation, with delivery volume on 12 February dropping by 65.47% compared to the 5-day average. This decline in trading activity could further contribute to the stock's falling price. Overall, these factors combined suggest that the stock is experiencing downward pressure.

Which are the latest news on Sangam Finserv?