Price PointCompare Santander Bank Polska SA with Similar Stocks
ScoreDashboard
1
Efficient Cost Management with a low Cost to Income Ratio of 35.77%
2
Strong Long Term Fundamental Strength with a 0% CAGR growth in Net Interet Income
3
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%
4
The company has declared negative results in Mar'2025 after 2 consecutive positive quarters
5
With ROA of 1.92%, it has a very attractive valuation with a 1.76 Price to Book Value
6
Underperformed the market in the last 1 year
Total ReturnsTotal Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-0.51%
0%
-0.51%
6 Months
17.96%
0%
17.96%
1 Year
11.2%
0%
11.2%
2 Years
15.32%
0%
15.32%
3 Years
77.94%
0%
77.94%
4 Years
139.34%
0%
139.34%
5 Years
154.91%
0%
154.91%
Santander Bank Polska SA for the last several years.
Risk Adjusted Returns v/s
News & Corporate ActionsNews
No Recent News for the Company
Announcements
No announcement available
Corporate Actions
No corporate action available
Key FactorsQuality key factors
Factor
Value
Sales Growth (5y)
20.10%
EBIT Growth (5y)
32.23%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
78.83%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
1.76
EV to EBIT
6.80
EV to EBITDA
6.30
EV to Capital Employed
2.10
EV to Sales
2.99
PEG Ratio
0.50
Dividend Yield
7.60%
ROCE (Latest)
30.88%
ROE (Latest)
17.63%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned ShareholdingShareholding Snapshot : Mar 2026
Shareholding Compare (%holding)
Majority shareholders
Foreign Institutions
Domestic Funds
Held in 0 Schemes (0%)
Foreign Institutions
Held by 1 Foreign Institutions (0.15%)
Strategic Entities with highest holding
Highest Public shareholder
Financial
Company CVAbout Santander Bank Polska SA
Santander Bank Polska SA
Regional Banks
Santander Bank Polska SA, formerly Bank Zachodni WBK SA, is a Poland-based commercial bank. It offers a range of banking services for private and business entities. The Bank operates through a network of retail branches in Poland, as well as automatic teller machines (ATM). Its operations are supported by mobile sellers, who are able to reach its clients in smaller cities. It also offers such services as securities intermediation, leasing, factoring, asset and fund management, insurance, and shares trading. The Bank issues payment cards and credit cards. Its customers are also offered access to their funds via the Internet, fixed-line telephones and mobile phones. As of December 31, 2012, it operated such wholly owned subsidiaries as Kredyt Trade Sp. z o.o. w likwidacji, Kredyt Lease SA, BFI Serwis Sp. z o.o. and Lizar Sp. z o.o. On January 4, 2013, Bank Zachodni WBK SA acquired the entire stake of Kredyt Bank SA.
Company Coordinates
Company Details
Al. Jana Pawla II 17 , WARSZAWA None : 00-854
Registrar Details
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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