Senkadagala Finance PLC

  • Market Cap: Large Cap
  • Industry: Finance
  • ISIN: LK0350N00005
LKR
813.25
4.5 (0.56%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.12%

  • Poor long term growth as Net Sales has grown by an annual rate of 5.20% and Operating profit at 8.12%
  • The company has been able to generate a Return on Equity (avg) of 12.12% signifying low profitability per unit of shareholders funds
2

Poor long term growth as Net Sales has grown by an annual rate of 5.20% and Operating profit at 8.12%

 
3

With ROE of 16.46%, it has a very expensive valuation with a 5.13 Price to Book Value

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Finance

stock-summary
Market cap

LKR 74,264 Million (Large Cap)

stock-summary
P/E

31.00

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Industry P/E

NA

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Dividend Yield

0.00%

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Debt Equity

-999,999.00

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Return on Equity

15.41%

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Price to Book

6.46

Revenue and Profits:
Net Sales:
2,573 Million
(Quarterly Results - Dec 2025)
Net Profit:
391 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-30.78%
0%
-30.78%
6 Months
77.38%
0%
77.38%
1 Year
67.38%
0%
67.38%
2 Years
122.81%
0%
122.81%
3 Years
181.56%
0%
181.56%
4 Years
91.21%
0%
91.21%
5 Years
872.75%
0%
872.75%

Senkadagala Finance PLC for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
5.20%
EBIT Growth (5y)
8.12%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
35.95%
Dividend Payout Ratio
13.63%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
1,276.26%
ROE (avg)
12.12%

Valuation key factors

Factor
Value
P/E Ratio
31
Industry P/E
Price to Book Value
5.13
EV to EBIT
14.01
EV to EBITDA
12.91
EV to Capital Employed
6.19
EV to Sales
6.22
PEG Ratio
1.04
Dividend Yield
NA
ROCE (Latest)
44.20%
ROE (Latest)
16.46%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2025 is 1.34% vs 7.02% in Sep 2025",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2025 is -33.24% vs 13.55% in Sep 2025",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Sep'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "2,573.10",
          "val2": "2,539.10",
          "chgp": "1.34%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "954.80",
          "val2": "1,074.20",
          "chgp": "-11.12%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "391.00",
          "val2": "585.70",
          "chgp": "-33.24%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "235.70%",
          "val2": "312.60%",
          "chgp": "-7.69%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2025 is 10.83% vs 14.70% in Mar 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2025 is 29.93% vs 185.37% in Mar 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'25",
        "Mar'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "8,521.90",
          "val2": "7,689.50",
          "chgp": "10.83%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "4,110.00",
          "val2": "3,809.40",
          "chgp": "7.89%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1,158.30",
          "val2": "1,759.50",
          "chgp": "-34.17%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.20",
          "val2": "0.40",
          "chgp": "-50.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,772.00",
          "val2": "1,363.80",
          "chgp": "29.93%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "462.40%",
          "val2": "440.10%",
          "chgp": "2.23%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQstock-summary

Dec'25
Sep'25
Change(%)
Net Sales
2,573.10
2,539.10
1.34%
Operating Profit (PBDIT) excl Other Income
954.80
1,074.20
-11.12%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
391.00
585.70
-33.24%
Operating Profit Margin (Excl OI)
235.70%
312.60%
-7.69%
USD in Million.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2025 is 1.34% vs 7.02% in Sep 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is -33.24% vs 13.55% in Sep 2025

Annual Results Snapshot (Consolidated) - Mar'25stock-summary

Mar'25
Mar'24
Change(%)
Net Sales
8,521.90
7,689.50
10.83%
Operating Profit (PBDIT) excl Other Income
4,110.00
3,809.40
7.89%
Interest
1,158.30
1,759.50
-34.17%
Exceptional Items
0.20
0.40
-50.00%
Consolidate Net Profit
1,772.00
1,363.80
29.93%
Operating Profit Margin (Excl OI)
462.40%
440.10%
2.23%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2025 is 10.83% vs 14.70% in Mar 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2025 is 29.93% vs 185.37% in Mar 2024

stock-summaryCompany CV
About Senkadagala Finance PLC stock-summary
stock-summary
Senkadagala Finance PLC
Finance
Senkadagala Finance PLC is a Sri Lanka-based company. The Company provides diverse services, such as finance leases, commercial loans and hire purchases. In addition, the Company accepting deposits in the form of savings deposits, fixed deposits and certificates of deposit. The Company also provides pawn brokering and foreign currency exchange services considering the growing needs of its customers. It also provides hire purchase financing services for the acquisition of used vehicles and consumer products including commercial loans, trade and pledged loans.
Company Coordinates stock-summary
Company Details
2nd Floor, No.267, Galle Road, Colombo 03 COLOMBO None : 3
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Tel: 94 11 2301301
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Registrar Details