Sera Investments

What does Sera Investments do?

Sera Investments & Finance India Ltd is a Non Banking Financial Company (NBFC) focused on the micro cap market, reporting net sales of ₹42 Cr and a net profit of ₹33 Cr for March 2026. The company, formerly known as Kapashi Commercial Limited, has a market cap of ₹275 Cr and key metrics include a P/E ratio of 5.00 and a return on equity of 18.11%.

Overview:<BR>Sera Investments & Finance India Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market segment.<BR><BR>History:<BR>Incorporated in 1985, the company was formerly known as Kapashi Commercial Limited and changed its name to Sera Investments & Finance India Limited effective from April 30, 2022. The latest quarterly results reported net sales and profit for March 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 42 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 33 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 275 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 5.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: -0.94 <BR>Return on Equity: 18.11% <BR>Price-to-Book: 0.93 <BR><BR>Contact Details:<BR>Address: 206 SF Ashirwad Paras 1, Opp Andaz Party Plot Makarba Ahmedabad Gujarat : 380051 <BR>Tel: 91-79-41078078 <BR>Email: admin@kcltd.co.in <BR>Website: http://www.kapashicommercial.com

Which are the latest news on Sera Investments?

How big is Sera Investments?

As of 10th June, Sera Investments & Finance India Ltd has a market capitalization of 275.00 Cr, with Net Sales of 71.84 Cr and a Net Profit of 53.60 Cr reported in the latest four quarters. The company has Shareholder's Funds of 293.79 Cr and Total Assets of 380.34 Cr for the annual period ending March 2025.

As of 10th June, Sera Investments & Finance India Ltd has a market capitalization of 275.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Sera Investments reported Net Sales of 71.84 Cr and a Net Profit of 53.60 Cr.<BR><BR>For the latest annual period ending March 2025, the company had Shareholder's Funds amounting to 293.79 Cr and Total Assets of 380.34 Cr.

Who are in the management team of Sera Investments?

The management team of Sera Investments consists of five Additional Directors: Mahendrabhai Gulabdas Patel, Munjal Mahendrabhai Patel, Shweta Samir Shah, Raxesh Chandravadan Satia, and Jayesh Shah.

The management team of Sera Investments includes the following individuals:<BR><BR>1. Mahendrabhai Gulabdas Patel - Additional Director<BR>2. Munjal Mahendrabhai Patel - Additional Director<BR>3. Shweta Samir Shah - Additional Director<BR>4. Raxesh Chandravadan Satia - Additional Director<BR>5. Jayesh Shah - Additional Director<BR><BR>All of these directors hold the designation of Additional Director within the company. If you need more specific information about their roles or backgrounds, feel free to ask!

Who are the peers of the Sera Investments?

Sera Investments' peers include Regency Fincorp, Bombay Oxygen, Last Mile Enter., Avonmore Capital, P. H. Capital, U. Y. Fincorp, Starteck Fin., Ascom Leasing &, and Akiko. Management risk varies from excellent at Akiko to below average at several peers, while growth is excellent for Sera Investments and others, with P. H. Capital showing the highest 1-year return at 363.84% and Sera Investments at 1.31%.

Peers: The peers of Sera Investments are Regency Fincorp, Bombay Oxygen, Last Mile Enter., Avonmore Capital, P. H. Capital, U. Y. Fincorp, Starteck Fin., Ascom Leasing &, and Akiko.<BR><BR>Quality Snapshot: Excellent management risk is observed at Akiko, while Below Average management risk is found at Regency Fincorp, Last Mile Enter., U. Y. Fincorp, Starteck Fin., and Sera Investments, and Average management risk is noted at Bombay Oxygen, Avonmore Capital, P. H. Capital, and Ascom Leasing &. For growth, Excellent growth is seen at Regency Fincorp, Last Mile Enter., U. Y. Fincorp, Sera Investments, and Akiko, while Below Average growth is present at Bombay Oxygen, Avonmore Capital, P. H. Capital, Starteck Fin., and Ascom Leasing &. In terms of capital structure, Excellent capital structure is noted at Regency Fincorp, Bombay Oxygen, Last Mile Enter., Avonmore Capital, P. H. Capital, U. Y. Fincorp, Starteck Fin., Sera Investments, and Ascom Leasing &, while Akiko has an Excellent capital structure as well.<BR><BR>Return Snapshot: The peer with the highest 1-year return is P. H. Capital at 363.84%, while the peer with the lowest is Last Mile Enter. at -60.43%. Sera Investments has a 1-year return of 1.31%, which is significantly lower than P. H. Capital's return but higher than Last Mile Enter.'s. Additionally, the six-month return is negative for Bombay Oxygen, Last Mile Enter., Avonmore Capital, U. Y. Fincorp, Starteck Fin., and Sera Investments.

Are Sera Investments & Finance India Ltd latest results good or bad?

Sera Investments & Finance India Ltd's latest Q4 FY26 results show impressive growth, with net profit up 1,548.24% to ₹32.80 crores and net sales up 1,754.42% to ₹41.91 crores. However, significant revenue volatility raises concerns about the sustainability of this performance, suggesting investors should proceed with caution.

Sera Investments & Finance India Ltd's latest results for Q4 FY26 show a significant improvement in both net profit and net sales compared to the same quarter last year. The consolidated net profit reached ₹32.80 crores, reflecting an impressive year-on-year growth of 1,548.24%. Similarly, net sales surged to ₹41.91 crores, marking a staggering increase of 1,754.42% year-on-year. The operating margin also remains exceptionally high at 90.89%.<BR><BR>However, while these headline figures are remarkable, there are concerns regarding the sustainability of this performance. The company has exhibited significant revenue volatility throughout FY26, with sales fluctuating dramatically from just ₹2.12 crores in Q2 FY26 to the current quarter's results. This inconsistency raises questions about the predictability of future earnings and the overall stability of the business model.<BR><BR>In summary, while the latest results appear strong on the surface, the underlying revenue volatility and the transition from its previous business model suggest that investors should approach with caution. The company shows potential, but the sustainability of its recent performance remains uncertain.

Should I buy, sell or hold Sera Investments & Finance India Ltd?

When is the next results date for Sera Investments & Finance India Ltd?

The next results date for Sera Investments & Finance India Ltd is 22 May 2026.

The next results date for Sera Investments & Finance India Ltd is scheduled for 22 May 2026.

How has been the historical performance of Sera Investments?

Sera Investments experienced a significant decline in financial performance from March 2024 to March 2025, with net sales and profit after tax dropping sharply, while total assets and shareholder's funds increased. Despite improved cash flow from operating activities, overall profitability was adversely affected.

Answer:<BR>The historical performance of Sera Investments shows a significant decline in key financial metrics from March 2024 to March 2025.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2025, Sera Investments reported net sales of 11.59 Cr, a decrease from 22.86 Cr in the previous year. Total operating income mirrored this decline, remaining at 11.59 Cr compared to 22.86 Cr in March 2024. The total expenditure increased to 6.41 Cr from 2.33 Cr, primarily driven by higher employee costs and other expenses. Consequently, operating profit (PBDIT) fell sharply to 5.18 Cr from 20.53 Cr, leading to a profit before tax of 2.60 Cr, down from 19.33 Cr. Profit after tax also decreased significantly to 2.53 Cr from 17.87 Cr, resulting in a drop in earnings per share to 0.39 from 2.75. The operating profit margin and PAT margin both saw substantial reductions, indicating a decline in profitability. On the balance sheet, total assets rose to 380.34 Cr from 90.57 Cr, largely due to an increase in non-current investments. Shareholder's funds increased to 293.79 Cr from 69.14 Cr, while total liabilities also grew to 380.34 Cr from 90.57 Cr. Cash flow from operating activities improved to 9.00 Cr from a negative 7.00 Cr, although cash flow from investing activities worsened to -9.00 Cr from -5.00 Cr. Overall, the financial performance of Sera Investments reflects a challenging year with significant reductions in profitability despite an increase in total assets.

Is Sera Investments overvalued or undervalued?

As of August 12, 2025, Sera Investments is considered undervalued with a risky valuation grade, despite troubling financial ratios, while outperforming the Sensex with a year-to-date return of 7.75%.

As of 12 August 2025, Sera Investments has moved from a valuation grade of very expensive to risky. The company is currently considered undervalued despite its troubling financial ratios, including a PE ratio of -232.38, an EV to EBITDA of 223.41, and a Price to Book Value of 0.79. These metrics indicate significant volatility and potential risk in its earnings and valuation.<BR><BR>In comparison to its peers, Sera Investments' valuation ratios are starkly different. For instance, Lloyds Enterprises is classified as very expensive with a PE ratio of 169.02, while MMTC, also risky, has a PE ratio of 131.28. The company's recent performance has outpaced the Sensex, with a year-to-date return of 7.75% compared to the Sensex's 2.68%, reinforcing the notion that Sera Investments may be undervalued in the current market context.

Why is Sera Investments falling/rising?

As of 10-Jun, Sera Investments & Finance India Ltd's stock price is declining at 39.64, down 1.88%, but has a strong long-term return of 175.09% over the past year. Despite recent underperformance against the Sensex, increased investor participation indicates ongoing interest in the stock.

As of 10-Jun, Sera Investments & Finance India Ltd is experiencing a decline in its stock price, currently at 39.64, which reflects a decrease of 0.76 or 1.88%. The stock has underperformed its sector by 0.82% today and has been on a downward trend for the last two days, with a total decline of 4.6% during this period. Despite this recent downturn, the stock has shown strong performance over the longer term, with a remarkable return of 175.09% over the past year, significantly outpacing the market's return of 6.22%. The company also maintains a low Debt to EBITDA ratio of 0.69 times, indicating a strong ability to service its debt, and has demonstrated healthy long-term growth with net sales increasing at an annual rate of 63.82%. Additionally, the stock is technically in a mildly bullish range, supported by positive MACD and KST indicators.<BR><BR>In the broader market context, Sera Investments has underperformed the benchmark Sensex in the short term, with a weekly return of -2.72% compared to the Sensex's gain of +2.05%. However, the stock has outperformed the benchmark over longer periods, including a 13.91% increase over the past month versus the Sensex's 3.70%. The recent increase in investor participation, as evidenced by a 408.25% rise in delivery volume, suggests that there is still interest in the stock despite its current decline. The liquidity of the stock remains adequate for trading, which may help stabilize its price in the future.

What is the technical trend for Sera Investments?

As of June 6, 2025, Sera Investments is in a bullish trend with moderate strength, supported by positive moving averages and Bollinger Bands, though caution is advised due to a mildly bearish MACD signal on the weekly timeframe.

As of 6 June 2025, the technical trend for Sera Investments has changed from mildly bullish to bullish. The current stance is bullish with moderate strength. Key indicators driving this include the bullish signals from moving averages on the daily timeframe, along with bullish readings from Bollinger Bands and KST on both weekly and monthly timeframes. However, the MACD shows a mildly bearish signal on the weekly timeframe, which suggests some caution. The Dow Theory indicates a mildly bullish stance on the weekly timeframe, while the monthly shows no trend. Overall, despite some mixed signals, the prevailing trend is bullish.

Who are the top shareholders of the Sera Investments?

The top shareholders of Sera Investments are Seraphim Ventures Private Limited with 17.22%, Eriska Investment Fund Limited at 9.87%, and individual investors holding a combined 22.33%. There are currently no mutual funds or foreign institutional investors involved.

The top shareholders of Sera Investments include Seraphim Ventures Private Limited, which holds the highest stake at 17.22%. Following that, Eriska Investment Fund Limited is the largest public shareholder with a holding of 9.87%. Additionally, individual investors collectively hold 22.33% of the company's shares. It's worth noting that there are no mutual funds or foreign institutional investors currently holding shares in the company.

What is the bonus history of the Sera Investments?

Sera Investments issued a 3:2 bonus on May 14, 2019, with a record date of May 15, 2019, allowing shareholders to receive three shares for every two shares held.

Sera Investments has a bonus history that includes a notable event on May 14, 2019, when the company announced a 3:2 bonus issue. The record date for this bonus was May 15, 2019. This means that for every two shares held, shareholders received three shares, effectively increasing their total shareholding. If you have any more questions about Sera Investments or need further details, feel free to ask!

Has Sera Investments declared dividend?

Yes, Sera Investments & Finance India Ltd has declared a 5% dividend, amounting to ₹0.10 per share, with an ex-date of September 23, 2024. While the stock has shown significant long-term growth, recent short-term returns have been negative.

Sera Investments & Finance India Ltd has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: ₹0.10<BR>- Ex-date: 23 Sep 2024<BR><BR>Dividend Yield: 0.25%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -3.53%, with a dividend return of 0%, resulting in a total return of -3.53%.<BR><BR>Over the past year, the price return was 185.0%, the dividend return was 0.69%, leading to a total return of 185.69%.<BR><BR>In the two-year period, the price return was 83.96%, with a dividend return of 0.69%, culminating in a total return of 84.65%.<BR><BR>For the three-year period, the price return was 98.11%, the dividend return was 0.67%, resulting in a total return of 98.78%.<BR><BR>In the four-year period, the price return was 418.86%, with a dividend return of 0.98%, leading to a total return of 419.84%.<BR><BR>Over the last five years, the price return was 250.62%, the dividend return was 0.88%, resulting in a total return of 251.5%.<BR><BR>Overall, Sera Investments has declared a dividend, and while the recent total returns show significant growth over longer periods, the short-term returns have been negative, indicating volatility in the stock's performance.