SG Finserve

Why is SG Finserve Ltd falling/rising?

As of 20-Aug, SG Finserve Ltd's stock is experiencing a short-term decline of 1.38% after two days of gains, but it has a strong long-term performance with a year-to-date increase of 66.88%. Despite the recent drop, positive financial results and increased investor interest indicate a resilient outlook for the stock.

As of 20-Aug, SG Finserve Ltd's stock price is currently falling, with a change of -9.55, representing a decrease of 1.38%. This decline comes after two consecutive days of gains, indicating a potential trend reversal. Despite this short-term drop, the stock has shown strong performance over longer periods, with a year-to-date increase of 66.88% and a one-year return of 73.82%, significantly outperforming the broader market, which has seen a decline of 9.02% during the same timeframe.<BR><BR>The stock's current price is still above its moving averages across various time frames, suggesting that it has been on an upward trend prior to this recent decline. Additionally, there has been a notable increase in investor participation, with delivery volume rising by 128.3% against the five-day average, indicating strong interest in the stock despite the current price drop.<BR><BR>Positive financial results have also been a contributing factor to the stock's previous rise. The company reported a net profit growth of 118.92% and has shown consistent positive results over the last five quarters. However, the recent underperformance relative to the sector by 2.29% may have influenced investor sentiment, leading to the current decline in stock price. Overall, while SG Finserve Ltd is experiencing a short-term fall, its long-term performance and strong fundamentals suggest a resilient outlook.

Which are the latest news on SG Finserve?

Who are in the management team of SG Finserve?

The management team of SG Finserve consists of Sanjay Jain (Promoter & Non-Executive Director), Ruchi Jain (Whole Time Director), Preeti Srivastava (Non-Executive Independent Director), Ajay Prakash Narain (Non-Executive Independent Director), and Sanjeev Jain (Company Secretary & Compliance Officer).

The management team of SG Finserve includes the following individuals:<BR><BR>1. Sanjay Jain - Promoter & Non-Executive Director<BR>2. Ruchi Jain - Whole Time Director<BR>3. Preeti Srivastava - Non-Executive Independent Director<BR>4. Ajay Prakash Narain - Non-Executive Independent Director<BR>5. Sanjeev Jain - Company Secretary & Compliance Officer<BR><BR>If you need more details about any specific member or their roles, feel free to ask!

What does SG Finserve do?

SG Finserve Ltd is a digitally native Non Banking Financial Company (NBFC) specializing in high-velocity lending, with a market cap of INR 4,334 Cr and a net profit of 54 Cr as of June 2026. The company was formerly known as Moongipa Securities Limited, established in 1994, and rebranded in 2022.

Overview: <BR>SG Finserve Ltd is a digitally native Non Banking Financial Company (NBFC) focused on high-velocity lending.<BR><BR>History: <BR>SG Finserve Ltd was incorporated as 'Moongipa Securities Limited' in 1994 and changed its name to SG Finserve Limited on November 16, 2022. The most recent quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Net Sales: 136 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 54 Cr (Quarterly Results - Jun 2026) <BR>Market Cap: INR 4,334 Cr (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 28.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 1.85 <BR>Return on Equity: 10.74% <BR>Price to Book: 2.94<BR><BR>Contact Details: <BR>Address: 18/14 W E A Pusa Lane, Karol Bagh New Delhi New Delhi : 110005 <BR>Tel: 011-41450121 <BR>Email: moongipas@gmail.com <BR>Website: https://sgfinserve.com

Who are the peers of the SG Finserve?

SG Finserve's peers include MAS FINANC SER, Dhenu Buildcon, Northern ARC, Indostar Capital, Ashika Global Se, Mufin Green, Kalyani Invest., and Grand Oak Canyon. SG Finserve shows below average management risk but excellent growth, with a 1-year return of 69.63%, compared to Grand Oak Canyon's highest return of 91.12% and Indostar Capital's lowest return of -9.49%.

Peers: The peers of SG Finserve are MAS FINANC SER, Dhenu Buildcon, Northern ARC, Indostar Capital, Ashika Global Se, Mufin Green, Kalyani Invest., and Grand Oak Canyon.<BR><BR>Quality Snapshot: Excellent management risk is observed at MAS FINANC SER and Northern ARC, while Below Average management risk is found at SG Finserve, Indostar Capital, Ashika Global Se, Mufin Green, Kalyani Invest., and Grand Oak Canyon. Growth is Excellent for SG Finserve, Ashika Global Se, Mufin Green, and Kalyani Invest., while Below Average growth is noted for Indostar Capital and Grand Oak Canyon, and Dhenu Buildcon does not qualify. Excellent capital structure is present at MAS FINANC SER, Northern ARC, and all peers with Below Average management risk except for Grand Oak Canyon, which does not qualify.<BR><BR>Return Snapshot: SG Finserve has a 1-year return of 69.63%, which is higher than the peer with the highest return, Grand Oak Canyon at 91.12%, and the lowest return, Indostar Capital at -9.49%. Additionally, Indostar Capital and Grand Oak Canyon have negative six-month returns.

How big is SG Finserve?

As of 14th August, SG Finserve Ltd has a market capitalization of 4,374.77 Cr, with Net Sales of 402.08 Cr and a Net Profit of 156.82 Cr reported in the latest four quarters. The company has Shareholder's Funds of 1,460.22 Cr and Total Assets of 4,171.25 Cr as of March 2026.

As of 14th August, SG Finserve Ltd has a market capitalization of 4,374.77 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, SG Finserve reported Net Sales of 402.08 Cr and a Net Profit of 156.82 Cr.<BR><BR>For the reporting period of March 2026, the company had Shareholder's Funds amounting to 1,460.22 Cr and Total Assets of 4,171.25 Cr.

Are SG Finserve Ltd latest results good or bad?

SG Finserve Ltd's latest results are strong, with a 27.01% quarter-on-quarter and 118.92% year-on-year increase in net profit, alongside a record revenue growth of 101.38%. However, concerns about low return on equity and high leverage suggest caution for investors.

SG Finserve Ltd's latest results can be considered quite strong overall, showcasing impressive growth metrics. In the first quarter of FY27, the company reported a net profit of ₹53.68 crores, which is an increase of 27.01% quarter-on-quarter and a remarkable 118.92% year-on-year. Additionally, revenue grew by 101.38% year-on-year, reaching ₹136.11 crores, marking the highest quarterly revenue in the company's history.<BR><BR>However, while the growth figures are impressive, there are some concerns regarding capital efficiency. The company's return on equity (ROE) stands at a modest 7.72%, which is significantly below the industry average. Furthermore, the operating margin has slightly decreased, indicating some pressure on profitability despite the strong revenue growth.<BR><BR>The debt-to-equity ratio has also risen to 1.85, suggesting high leverage, which can pose risks, especially in a rising interest rate environment. <BR><BR>In summary, SG Finserve's results reflect a robust growth trajectory, but the underlying capital efficiency issues and high leverage warrant caution for investors.

Should I buy, sell or hold SG Finserve Ltd?

When is the next results date for SG Finserve Ltd?

The next results date for SG Finserve Ltd is 16 April 2026.

The next results date for SG Finserve Ltd is scheduled for 16 April 2026.

Is SG Finserve technically bullish or bearish?

As of December 3, 2025, the market trend is sideways with mixed signals from indicators, showing short-term strength but overall uncertainty, as the weekly MACD is bullish while the monthly MACD is mildly bearish, and both the weekly and monthly OBV indicate accumulation.

As of 3 December 2025, the technical trend has changed from mildly bearish to sideways. The current technical stance is neutral, with mixed signals across various indicators. The weekly MACD is bullish, while the monthly MACD is mildly bearish, indicating some short-term strength but overall uncertainty. The weekly Bollinger Bands show a mildly bullish stance, yet the daily moving averages are mildly bearish, suggesting short-term weakness. The KST is mildly bullish on the weekly chart but also mildly bearish on the monthly chart. The On-Balance Volume (OBV) is bullish for both weekly and monthly periods, indicating accumulation. Overall, the lack of clear trends in Dow Theory and the mixed signals from the indicators suggest a sideways market with no strong bullish or bearish momentum.

How has been the historical performance of SG Finserve?

SG Finserve has demonstrated significant growth from March 2023 to March 2025, with net sales increasing from 41.45 Cr to 171.04 Cr and profit after tax rising from 18.41 Cr to 80.99 Cr, despite a notable increase in total liabilities. The company's equity position strengthened, with shareholder's funds growing from 573.08 Cr to 1,014.78 Cr during the same period.

Answer:<BR>The historical performance of SG Finserve shows significant growth over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>SG Finserve's net sales increased from 41.45 Cr in March 2023 to 171.04 Cr in March 2025, reflecting a strong upward trend. Total operating income followed a similar trajectory, rising from 41.45 Cr in March 2023 to 171.04 Cr in March 2025. Operating profit, excluding other income, also demonstrated growth, reaching 110.67 Cr in March 2025 compared to 24.54 Cr in March 2023. Profit before tax increased from 25.02 Cr in March 2023 to 110.16 Cr in March 2025, while profit after tax rose from 18.41 Cr to 80.99 Cr in the same period. The company's total liabilities increased significantly from 1,078.22 Cr in March 2023 to 2,413.92 Cr in March 2025, driven by a rise in short-term borrowings. Despite the increase in liabilities, shareholder's funds grew from 573.08 Cr in March 2023 to 1,014.78 Cr in March 2025, indicating a strengthening equity position. Cash flow from operating activities remained negative but improved from -940.00 Cr in March 2023 to -489.00 Cr in March 2025, while cash flow from financing activities provided a net inflow of 554.00 Cr in March 2025. Overall, SG Finserve has shown robust growth in sales and profits, alongside increasing liabilities and a strengthening equity base.

Is SG Finserve overvalued or undervalued?

As of August 6, 2025, SG Finserve is considered very attractive and undervalued, with a PE ratio of 25.58, an EV to EBITDA of 22.00, and a ROE of 8.49%, despite underperforming the Sensex recently while showing significant growth over the past three to five years.

As of 6 August 2025, SG Finserve's valuation grade has moved from attractive to very attractive, indicating a positive shift in its perceived value. The company is currently assessed as undervalued. Key ratios include a PE ratio of 25.58, an EV to EBITDA of 22.00, and a ROE of 8.49%. <BR><BR>In comparison to its peers, SG Finserve's PE ratio is significantly higher than Life Insurance, which stands at 11.69, but lower than Bajaj Finance at 31.26, suggesting that while SG Finserve is relatively more expensive than some peers, it remains attractive against others. Notably, the company's stock has underperformed the Sensex in the year-to-date and one-year periods, but it has shown remarkable growth over the last three and five years, outperforming the index significantly.

Who are the top shareholders of the SG Finserve?

The top shareholders of SG Finserve include Rahul Gupta with 18.16%, Sahil Gupta with 5.44%, and individual investors owning 37.04%. There are no pledged promoter holdings or mutual funds invested in the company.

The top shareholders of SG Finserve include Rahul Gupta, who holds the highest promoter stake at 18.16%. The highest public shareholder is Sahil Gupta, with a holding of 5.44%. Additionally, individual investors collectively own 37.04% of the company. There are also two foreign institutional investors (FIIs) that hold a combined 0.08%. Notably, there are no pledged promoter holdings and no mutual funds currently invested in the company.

Has SG Finserve declared dividend?

No Dividend History Available