Sonal Mercantile

Who are the top shareholders of the Sonal Mercantile?

The top shareholders of Sonal Mercantile are Ram Gopal Goyal & Sons LLP with 24.92%, Rudraveerya Developers Limited at 24.74%, and individual investors holding a combined 28.38%. There are no pledged promoter holdings, and the company has no mutual funds or foreign institutional investors as shareholders.

The top shareholders of Sonal Mercantile include Ram Gopal Goyal & Sons LLP, which holds the largest stake at 24.92%. Following closely is Rudraveerya Developers Limited, with a holding of 24.74%. Additionally, individual investors collectively own 28.38% of the company. Notably, there are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors holding shares.

Who are in the management team of Sonal Mercantile?

As of March 2021, the management team of Sonal Mercantile includes Vikram Goyal (Chairman & Wholetime Director), Rajan Goyal (Director), and five Independent Directors: Deepak, Rati Goswami, Munish Kumar Garg, Pardeep Kumar, and Akshay Khare (Company Secretary & Compliance Officer).

As of March 2021, the management team of Sonal Mercantile includes the following individuals:<BR><BR>1. Vikram Goyal - Chairman & Wholetime Director<BR>2. Rajan Goyal - Director<BR>3. Deepak - Independent Director<BR>4. Rati Goswami - Independent Director<BR>5. Munish Kumar Garg - Independent Director<BR>6. Pardeep Kumar - Independent Director<BR>7. Akshay Khare - Company Secretary & Compliance Officer<BR><BR>These members form the board of directors overseeing the company's operations.

When is the next results date for Sonal Mercantile?

No Upcoming Board Meetings

What does Sonal Mercantile do?

Sonal Mercantile Ltd is a micro-cap Non-Banking Financial Company (NBFC) that provides loans and advances to individuals and corporates. As of March 2025, it reported net sales of ₹9 Cr and a net profit of ₹3 Cr, with a market cap of ₹148 Cr.

Overview:<BR>Sonal Mercantile Ltd is a Non-Banking Financial Company (NBFC) engaged in providing loans and advances to individuals and body corporates, categorized as a micro-cap company.<BR><BR>History:<BR>Sonal Mercantile Ltd was incorporated as a Public Limited Company on November 4, 1985. It is registered with the Reserve Bank of India (RBI) as a Non-Banking Financial Company. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 9 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 3 Cr (Quarterly Results - Mar 2025)<BR>- Market Cap: Rs 148 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 5.00<BR>- Industry P/E: 23<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.76<BR>- Return on Equity: 8.94%<BR>- Price to Book: 0.45<BR><BR>Contact Details:<BR>Address: 365 Vardhman Plaza 3rd Floor, Sector-3 Rohini Delhi Delhi : 110085<BR>Email: sonalmercantile@yahoo.in<BR>Website: http://www.sonalmercantile.in

Has Sonal Mercantile declared dividend?

No Dividend History Available

Who are the peers of the Sonal Mercantile?

Sonal Mercantile's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Thacker & Co., Arunjyoti Bio, Landmarc Leisur., and Prithvi Exchange. Management risk varies from excellent to below average among peers, with Thacker & Co. showing the highest 1-year return at 79.08% and Jio Financial the lowest at -20.19%.

Peers: The peers of Sonal Mercantile are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Thacker & Co., Arunjyoti Bio, Landmarc Leisur., and Prithvi Exchange.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial and Thacker & Co. Good management risk is noted at Shriram Finance and Prithvi Exchange, while Below Average management risk is present at Sonal Mercantile, Arunjyoti Bio, and Landmarc Leisur. Growth is Excellent at Jio Financial and Arunjyoti Bio, Good at Bajaj Finance, Cholaman.Inv.&Fn, Sonal Mercantile, Shriram Finance, and Muthoot Finance, while Below Average growth is seen at Thacker & Co. and Landmarc Leisur. Capital Structure is Excellent at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, and Landmarc Leisur., Good at Cholaman.Inv.&Fn and Thacker & Co., and Average at Arunjyoti Bio.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Thacker & Co. at 79.08%, while the lowest is Jio Financial at -20.19%. Sonal Mercantile's 1-year return is -9.89%, which is higher than Jio Financial's but lower than Thacker & Co.'s. Additionally, the peers with negative six-month returns include Jio Financial, Arunjyoti Bio, Landmarc Leisur., and Prithvi Exchange.

What is the technical trend for Sonal Mercantile?

As of May 28, 2025, Sonal Mercantile shows a mildly bearish trend overall, with mixed signals from various indicators across different time frames.

As of 28 May 2025, the technical trend for Sonal Mercantile has changed from sideways to mildly bearish. The weekly MACD indicates a mildly bullish stance, but the monthly MACD is mildly bearish, suggesting mixed signals across time frames. The daily moving averages are also mildly bearish, reinforcing the current negative sentiment. The KST shows a mildly bullish trend on the weekly but is bearish on the monthly, while the Bollinger Bands are mildly bullish weekly but sideways monthly. Overall, the indicators suggest a mildly bearish stance with some conflicting signals, particularly between the weekly and monthly perspectives.

How big is Sonal Mercantile?

As of 24th July, Sonal Mercantile Ltd has a market capitalization of 152.00 Cr, with net sales of 35.29 Cr and net profit of 32.32 Cr over the last four quarters. Shareholder's funds are valued at 313.86 Cr, and total assets amount to 620.60 Cr.

As of 24th July, <BR><BR>Market Cap: Sonal Mercantile Ltd has a market capitalization of 152.00 Cr, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 35.29 Cr, while the sum of Net Profit for the same period is 32.32 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2024. Shareholder's Funds are valued at 313.86 Cr, and Total Assets amount to 620.60 Cr.

Is Sonal Mercantile overvalued or undervalued?

As of August 14, 2025, Sonal Mercantile is considered undervalued with a PE ratio of 4.62 and a price-to-book value of 0.43, indicating strong potential for recovery despite a year-to-date return of -11.09%, especially when compared to peers like Life Insurance and Bajaj Finance.

As of 14 August 2025, Sonal Mercantile's valuation grade has moved from very attractive to attractive, indicating a shift in its market perception. The company is currently considered undervalued, with a PE ratio of 4.62, a price-to-book value of 0.43, and an EV to EBITDA ratio of 11.82. These ratios suggest that the stock is trading at a significant discount compared to its intrinsic value.<BR><BR>In comparison to its peers, Sonal Mercantile's valuation metrics stand out; for instance, Life Insurance has a PE ratio of 11.53, while Bajaj Finance is at 30.73, highlighting the relative undervaluation of Sonal Mercantile. Additionally, the company's PEG ratio of 0.20 further reinforces its attractive valuation. Despite a year-to-date return of -11.09%, the company's long-term performance, with a 5-year return of 200.67%, suggests strong potential for recovery and growth.

How has been the historical performance of Sonal Mercantile?

Sonal Mercantile has shown consistent growth in net sales and profits from Mar'19 to Mar'25, with net sales increasing from 4.13 Cr to 35.29 Cr, despite a slight decline in Mar'25. The company also improved its cash flow, achieving a positive 1.00 Cr in operating activities by Mar'25.

Answer:<BR>The historical performance of Sonal Mercantile shows a consistent growth trajectory in net sales and profits over the years, despite a slight decline in sales from Mar'24 to Mar'25.<BR><BR>Breakdown:<BR>Sonal Mercantile's net sales increased from 4.13 Cr in Mar'19 to 35.29 Cr in Mar'25, although there was a decrease from 39.32 Cr in Mar'24. Total operating income followed a similar trend, reaching 35.29 Cr in Mar'25. Operating profit (PBDIT) also saw significant growth, rising from 3.10 Cr in Mar'19 to 34.77 Cr in Mar'25, with a slight decline from 39.00 Cr in Mar'24. Profit before tax increased from 0.94 Cr in Mar'19 to 13.96 Cr in Mar'25, while profit after tax rose from 0.70 Cr to 10.41 Cr over the same period. The consolidated net profit reached 32.32 Cr in Mar'25, up from 4.64 Cr in Mar'19. The company's total assets grew from 326.62 Cr in Mar'20 to 631.64 Cr in Mar'25, with total liabilities also increasing from 326.62 Cr to 631.64 Cr. Cash flow from operating activities improved, showing a positive cash flow of 1.00 Cr in Mar'25 compared to negative figures in previous years. Overall, Sonal Mercantile has demonstrated robust growth in sales and profitability, alongside a significant increase in assets and a positive shift in cash flow.

Are Sonal Mercantile Ltd latest results good or bad?

Sonal Mercantile Ltd's latest results show mixed performance, with a net profit decline of 9.60% quarter-on-quarter and a reduced PAT margin, raising concerns about profitability despite a 4.82% increase in net sales. Overall, the company's low Mojo Score and "Strong Sell" rating indicate caution for investors.

The latest results for Sonal Mercantile Ltd indicate a mixed performance, but overall, there are significant concerns regarding profitability. <BR><BR>In the quarter ended September 2025, the company reported a consolidated net profit of ₹7.63 crore, which represents a decline of 9.60% compared to the previous quarter and a slight decrease of 1.93% year-on-year. This decline in profit is troubling, especially given that the company's PAT margin has also contracted to 23.60%, down 92 basis points from the previous quarter and down 562 basis points from the same quarter last year.<BR><BR>On a more positive note, net sales (interest income) increased to ₹9.79 crore, reflecting a growth of 4.82% quarter-on-quarter and 7.94% year-on-year. However, this revenue growth has not translated into improved profitability due to rising interest expenses, which increased by 4.46% quarter-on-quarter and 15.33% year-on-year, significantly impacting the net interest margins.<BR><BR>Overall, while the revenue growth is a positive sign, the declining profitability metrics and rising costs raise red flags about the company's operational efficiency and financial health. The company's low Mojo Score of 23 out of 100 and a "Strong Sell" rating suggest that investors should approach with caution.

Should I buy, sell or hold Sonal Mercantile Ltd?

Why is Sonal Mercantile Ltd falling/rising?

As of 12-Apr, Sonal Mercantile Ltd's stock price is at 93.39, down 0.7%, and has significantly underperformed the Sensex, which gained 5.77% over the past week. The stock is in a bearish trend, trading below moving averages, with a year-to-date decline of 17.35% and a 55.29% drop in delivery volume, indicating downward pressure.

As of 12-Apr, Sonal Mercantile Ltd's stock price is falling, currently at 93.39, reflecting a change of -0.66 (-0.7%). The stock has underperformed significantly compared to the benchmark Sensex, which has gained 5.77% over the past week while Sonal Mercantile has decreased by 1.28%. Over the past month, the stock has declined by 3.77%, contrasting with the Sensex's slight drop of 0.84%. Year-to-date, the stock is down 17.35%, while the Sensex has only fallen by 9.00%. <BR><BR>Additionally, the stock has been trading below its moving averages across various time frames, indicating a bearish trend. The performance today shows that it underperformed its sector by 4.24%. Furthermore, there has been a notable decline in investor participation, with delivery volume dropping by 55.29% compared to the 5-day average. This lack of trading activity, combined with the overall negative performance metrics, suggests that the stock is experiencing downward pressure.

Which are the latest news on Sonal Mercantile?