South Ind.Bank

Who are in the management team of South Ind.Bank?

As of March 2023, the management team of South Ind.Bank includes Murali Ramakrishnan (Managing Director & CEO), along with various directors and officers such as Jimmy Mathew (Company Secretary), Salim Gangadharan (Chairman), and several independent and non-executive directors. Each member plays a key role in the bank's governance and strategic direction.

As of March 2023, the management team of South Ind.Bank includes the following members:<BR><BR>1. Jimmy Mathew - Company Secretary & Compliance Officer<BR>2. Salim Gangadharan - Chairman (Non-Executive)<BR>3. V J Kurian - Part Time Chairman<BR>4. M George Korah - Independent Director<BR>5. Pradeep M Godbole - Non Executive Director<BR>6. Paul Antony - Non Executive Director<BR>7. R A Sankaranarayanan - Independent Director<BR>8. Radha Unni - Independent Director<BR>9. Benny P Thomas - Director<BR>10. Murali Ramakrishnan - Managing Director & CEO<BR><BR>Each member has a specific role within the organization, contributing to its governance and strategic direction.

What is the bonus history of the South Ind.Bank?

The South Indian Bank issued a bonus in a 1:4 ratio on October 16, 2008, with a record date of October 17, 2008. This is the most recent bonus action recorded for the bank.

The South Indian Bank has a bonus history that includes a notable issue announced on October 16, 2008. The bank issued a bonus in the ratio of 1:4, meaning that for every four shares held, shareholders received one additional share. The record date for this bonus was October 17, 2008. This was the most recent bonus action recorded for the bank. If you have any more questions about South Indian Bank or its financial activities, feel free to ask!

Has South Ind.Bank declared dividend?

Yes, South Indian Bank Ltd has declared a 30% dividend, amounting to ₹0.3 per share, with an ex-date of August 20, 2024. The dividend yield is 1.03%, and the bank has shown strong total returns across various periods.

South Indian Bank Ltd has declared a 30% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 30%<BR>- Amount per share: 0.3<BR>- Ex-date: 20 Aug 24<BR><BR>Dividend Yield: 1.03%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 11.41%, with no dividend return, resulting in a total return of 11.41%.<BR><BR>Over the past year, the price return was 7.68%, with a dividend return of 1.10%, leading to a total return of 8.78%.<BR><BR>In the 2-year period, the price return was 70.92%, with a dividend return of 3.61%, culminating in a total return of 74.53%.<BR><BR>For the 3-year period, the price return was 300.66%, with a dividend return of 8.80%, resulting in a total return of 309.46%.<BR><BR>In the last 4 years, the price return was 210.54%, with a dividend return of 4.89%, leading to a total return of 215.43%.<BR><BR>Over the past 5 years, the price return was 337.49%, with a dividend return of 8.06%, culminating in a total return of 345.55%.<BR><BR>Overall, South Indian Bank Ltd has declared a significant dividend while also demonstrating strong total returns across various periods, indicating a positive financial performance. The dividend yield of 1.03% further enhances the attractiveness of the investment.

Who are the peers of the South Ind.Bank?

Peers of South Ind.Bank include HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, Karnataka Bank, T N Merc. Bank, CSB Bank, DCB Bank, and Dhanlaxmi Bank. South Ind.Bank has good management and growth, with a 1-year return of 6.63%, higher than Dhanlaxmi Bank but lower than ICICI Bank's 24.09%.

Peers: The peers of South Ind.Bank are HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, Karnataka Bank, T N Merc. Bank, CSB Bank, DCB Bank, and Dhanlaxmi Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC Bank and ICICI Bank, while Good management risk is found at South Ind.Bank, Axis Bank, Karnataka Bank, and DCB Bank, and the rest. Growth is Excellent at HDFC Bank, ICICI Bank, and CSB Bank, while Good growth is seen at South Ind.Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, and DCB Bank, and the rest. Excellent capital structure is noted at HDFC Bank, ICICI Bank, Kotak Mah. Bank, IDBI Bank, South Ind.Bank, DCB Bank, and T N Merc. Bank, while Good capital structure is found at Karnataka Bank and Dhanlaxmi Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is ICICI Bank at 24.09%, while the lowest is Dhanlaxmi Bank at -23.66%. South Ind.Bank's 1-year return is 6.63%, which is higher than Dhanlaxmi Bank but lower than ICICI Bank. Additionally, Karnataka Bank and Dhanlaxmi Bank have negative six-month returns.

What does South Ind.Bank do?

South Indian Bank Ltd is a mid-cap private sector bank offering various banking services, incorporated in 1929. As of March 2025, it reported net sales of ₹2,373.44 Cr and a net profit of ₹342 Cr, with a market cap of ₹8,079 Cr.

Overview:<BR>South Indian Bank Ltd is a private sector bank categorized as a mid-cap company, providing a range of banking services.<BR><BR>History:<BR>The South Indian Bank was incorporated on 29 January 1929 in Thrissur and transitioned from a Private Limited Company to a Public Limited Company on 11 August 1939. The latest quarterly results reported are for March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 2,373.44 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 342 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 8,079 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>Industry: Private Sector Bank <BR>Dividend Yield: 0.98% <BR>CAR: 17.98% <BR>Return on Assets: 1.05% <BR>Net NPA: 0.92% <BR>Gross NPA: 3.20% <BR><BR>Contact Details:<BR>Address: SIB House T B Road, Mission Quarters Thrissur Kerala : 680001 <BR>Phone: 91-487-2420020 <BR>Email: sibcorporate@sib.co.in <BR>Website: http://www.southindianbank.com

Who are the top shareholders of the South Ind.Bank?

The top shareholders of South Ind.Bank include individual investors with 63.25% of shares, followed by foreign institutional investors at 11.96% and mutual funds at 8.28%. The largest public shareholder is Yusuffali Musaliam Veettil Adbul Kader, holding 4.32%.

The top shareholders of South Ind.Bank are primarily individual investors, who hold a significant 63.25% of the shares. Among institutional investors, mutual funds collectively hold 8.28% through seven schemes, while foreign institutional investors (FIIs) account for 11.96% with 129 different FIIs involved. Notably, the highest public shareholder is Yusuffali Musaliam Veettil Adbul Kader, who holds 4.32%. There are no pledged promoter holdings, and there is no single promoter with the highest holding.

How big is South Ind.Bank?

As of 24th July, South Indian Bank Ltd has a market capitalization of 7,729.00 Cr and reported a Net Profit of 1,330.70 Cr, with Shareholder's Funds at 8,826.18 Cr and Total Assets of 1,17,638.05 Cr. There is no valid sales data available for the latest four quarters.

As of 24th July, South Indian Bank Ltd has a market capitalization of 7,729.00 Cr, categorizing it as a Mid Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 0.00 Cr, indicating no valid sales data found for summing. The Net Profit for the same period was 1,330.70 Cr.<BR><BR>The latest annual reporting period for the balance sheet is March 2024. The Shareholder's Funds were recorded at 8,826.18 Cr, while the Total Assets amounted to 1,17,638.05 Cr.

Are South Ind.Bank latest results good or bad?

South Indian Bank's latest results show a net profit increase of 8.25% to ₹351.59 crores, indicating improved profitability; however, a decline in net interest income and heavy reliance on non-operating income raise concerns about sustainability. Investors should remain cautious and monitor these trends closely.

South Indian Bank's latest results present a mixed picture. On the positive side, the bank reported a net profit of ₹351.59 crores for Q2 FY26, which is an increase of 8.25% quarter-on-quarter. This growth in net profit is accompanied by a modest rise in interest earned, which increased by 1.89% to ₹2,407.05 crores. Additionally, the bank's net profit margin improved to 14.61%, indicating better efficiency in converting revenues into profits.<BR><BR>However, there are notable concerns as well. The net interest income (NII) declined by 2.85% quarter-on-quarter, marking the lowest quarterly NII in the past year. This decline raises questions about the bank's core lending margins, especially as interest expenses grew at a faster rate than interest earned. Furthermore, the bank's reliance on non-operating income, which constituted 109.20% of profit before tax, raises concerns about the sustainability of its earnings.<BR><BR>Overall, while the bank has shown some positive trends in profitability, the challenges related to net interest income and the heavy dependence on non-operating income suggest that caution is warranted. Investors should monitor these developments closely to assess the bank's ability to maintain its profitability trajectory.

How has been the historical performance of South Ind.Bank?

South Ind.Bank has shown strong historical performance from March 2023 to March 2025, with significant increases in interest earned, net interest income, total income, and profits, alongside growth in total assets and deposits. The bank maintained a robust capital adequacy ratio of 19.31% and improved its provision coverage ratio to 85.03%.

Answer:<BR>The historical performance of South Ind.Bank shows a positive trend in various financial metrics over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>South Ind.Bank's interest earned increased significantly from 7,233.18 Cr in March 2023 to 9,413.31 Cr in March 2025, reflecting a robust growth in income from investments and advances. The net interest income also rose from 3,012.08 Cr in March 2023 to 3,485.64 Cr in March 2025, indicating improved profitability. Total income followed suit, climbing from 8,045.81 Cr in March 2023 to 11,226.74 Cr in March 2025. Despite a rise in interest expended, which reached 5,927.67 Cr in March 2025, the profit before tax surged to 1,756.89 Cr, up from 1,108.21 Cr in March 2023. Consequently, profit after tax also saw a significant increase, moving from 775.09 Cr in March 2023 to 1,302.88 Cr in March 2025. The bank's total assets grew from 1,08,009.99 Cr in March 2023 to 1,24,858.86 Cr in March 2025, supported by an increase in deposits from 91,651.35 Cr to 1,07,525.60 Cr during the same period. The capital adequacy ratio remained strong, standing at 19.31% in March 2025, while the provision coverage ratio improved to 85.03%. Overall, the bank demonstrated a solid financial performance with increasing profitability, asset growth, and a stable capital position.

Is South Ind.Bank technically bullish or bearish?

As of October 17, 2025, South Ind.Bank's trend is bullish, supported by positive MACD and moving averages, though caution is advised due to a bearish monthly RSI.

As of 17 October 2025, the technical trend has changed from mildly bullish to bullish. The current stance is bullish, with strength indicated by the weekly and monthly MACD being bullish, and daily moving averages also showing bullish signals. The Bollinger Bands are bullish on a monthly basis and mildly bullish weekly. However, the monthly RSI is bearish, which suggests some caution. Overall, the bullish indicators outweigh the bearish signals, supporting a positive outlook for South Ind.Bank.

Is South Ind.Bank overvalued or undervalued?

As of November 26, 2025, South Ind.Bank is fairly valued with a PE ratio of 7.67 and a Price to Book Value of 0.98, showing reasonable valuation compared to peers like HDFC Bank and ICICI Bank, despite a strong year-to-date return of 58.95%.

As of 26 November 2025, the valuation grade for South Ind.Bank has moved from attractive to fair. The bank appears to be fairly valued at this time. Key ratios include a PE ratio of 7.67, a Price to Book Value of 0.98, and a PEG ratio of 0.64, indicating a reasonable valuation relative to its earnings growth potential.<BR><BR>In comparison to its peers, HDFC Bank is considered expensive with a PE ratio of 21.7, while ICICI Bank is fairly valued with a PE of 19.84. South Ind.Bank's net NPA to book value stands at 4.76%, which is a notable figure in assessing its asset quality. Despite recent stock performance showing a significant year-to-date return of 58.95% compared to the Sensex's 9.56%, the current valuation suggests that South Ind.Bank is neither undervalued nor overvalued, but rather fairly valued in the market context.

When is the next results date for South Indian Bank Ltd?

The next results date for South Indian Bank Ltd is January 15, 2026.

The next results date for South Indian Bank Ltd is scheduled for January 15, 2026.

Should I buy, sell or hold South Indian Bank Ltd?

Which are the latest news on South Ind.Bank?

Why is South Indian Bank Ltd falling/rising?

As of 08-Feb, South Indian Bank Ltd's stock price is rising to 41.27, with a 9.82% increase over the past week. Strong fundamentals, including a low Gross NPA ratio and significant profit growth, along with positive investor sentiment, are driving this upward trend.

As of 08-Feb, South Indian Bank Ltd's stock price is rising, currently at 41.27, with a change of 0.04 (0.1%) upward. The stock has shown a significant increase of 9.82% over the past week, outperforming the Sensex, which only rose by 1.59% during the same period. Additionally, the stock has been on a consecutive gain streak for the last five days, accumulating a total return of 9.88% in that timeframe.<BR><BR>The company's strong fundamentals contribute to this upward trend. It boasts a low Gross NPA ratio of 2.67% and a remarkable 77.65% compound annual growth rate (CAGR) in net profits, indicating robust lending practices and healthy long-term growth. Recent positive financial results, including a 124.6% growth in profit before tax compared to the previous four-quarter average, further bolster investor confidence.<BR><BR>Moreover, the stock is trading at a fair valuation with a price-to-book value of 1, and its PEG ratio stands at 0.7, suggesting it is undervalued relative to its earnings growth potential. High institutional holdings at 34.74%, which have increased by 4.91% over the previous quarter, reflect strong confidence from knowledgeable investors in the company's prospects.<BR><BR>In summary, the combination of strong recent performance, solid financial fundamentals, and positive investor sentiment is driving the rise in South Indian Bank Ltd's stock price.