South Plains Financial, Inc. (Texas)

Is South Plains Financial, Inc. (Texas) technically bullish or bearish?

As of October 31, 2025, South Plains Financial, Inc. shows a neutral trend with mixed signals, as it has shifted from mildly bullish to sideways, underperforming the S&P 500 recently but outperforming it year-to-date and over the past year.

As of 31 October 2025, the technical trend for South Plains Financial, Inc. has changed from mildly bullish to sideways. The current stance is neutral, with key indicators showing mixed signals: the MACD is mildly bearish on both weekly and monthly time frames, while Bollinger Bands indicate a bearish weekly trend but a mildly bullish monthly trend. Moving averages are mildly bullish on a daily basis. The stock has underperformed the S&P 500 over the past week and month, with returns of -1.60% and -6.38% compared to the S&P 500's gains of 0.71% and 1.92%, respectively. However, it has outperformed the benchmark year-to-date and over the past year, with returns of 4.72% and 8.85% against the S&P 500's 16.30% and 19.89%.

Is South Plains Financial, Inc. (Texas) overvalued or undervalued?

As of October 10, 2025, South Plains Financial, Inc. is considered overvalued with a P/E ratio of 12, higher than the peer average of 11.07, and concerning valuation metrics, including a negative EV to Capital Employed ratio.

As of 10 October 2025, the valuation grade for South Plains Financial, Inc. has moved from fair to expensive, indicating a shift towards overvaluation. The company appears to be overvalued based on its P/E ratio of 12, which is higher than the peer average of approximately 11.07, as seen with competitors like CrossFirst Bankshares, Inc. at a P/E of 10.04 and Mercantile Bank Corp. at 9.69. Additionally, the EV to EBITDA ratio stands at 2.13, which is also on the higher side compared to its peers.<BR><BR>The valuation metrics suggest that South Plains Financial, Inc. is not only expensive relative to its peers but also shows concerning signs with a negative EV to Capital Employed ratio. Given these factors, the company is deemed overvalued. While specific return data is not available, the lack of positive returns compared to the S&P 500 may further reinforce this valuation perspective.

How big is South Plains Financial, Inc. (Texas)?

As of Jun 18, South Plains Financial, Inc. (Texas) has a market capitalization of 570.08 million and total assets of 4,244.62 million, with shareholder's funds at 438.95 million.

As of Jun 18, South Plains Financial, Inc. (Texas) has a market capitalization of 570.08 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 242.09 million, while the sum of net profit for the same period is 51.13 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 438.95 million and total assets amounting to 4,244.62 million.

What does South Plains Financial, Inc. (Texas) do?

South Plains Financial, Inc. is a Texas-based bank holding company offering commercial and consumer financial services, with a recent net profit of $12 million and a market cap of $570.08 million. Key metrics include a P/E ratio of 12.00 and a dividend yield of 0.89%.

Overview:<BR>South Plains Financial, Inc. (Texas) is a bank holding company operating in the Regional Banks industry, providing a range of commercial and consumer financial services.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 60 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 12 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 570.08 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 12.00 <BR>Dividend Yield: 0.89% <BR>Debt Equity: 0.00 <BR>Return on Equity: 11.52% <BR>Price to Book: 1.28<BR><BR>Contact Details:<BR>Address: 5219 City Bank Pkwy, LUBBOCK TX: 79407-3544 <BR>Tel: 1 806 7927101

Should I buy, sell or hold South Plains Financial, Inc. (Texas)?

Who are in the management team of South Plains Financial, Inc. (Texas)?

As of March 2022, the management team of South Plains Financial, Inc. includes Chairman and CEO Curtis Griffith, President Cory Newsom, Lead Independent Director Richard Campbell, and Independent Directors Cynthia Keith, Allison Navitskas, Noe Valles, and Kyle Wargo. They oversee the company's strategic direction and operations.

As of March 2022, the management team of South Plains Financial, Inc. (Texas) includes:<BR><BR>- Mr. Curtis Griffith, who serves as the Chairman of the Board and Chief Executive Officer.<BR>- Mr. Cory Newsom, who is the President and a Director.<BR>- Mr. Richard Campbell, who holds the position of Lead Independent Director.<BR>- Ms. Cynthia Keith, Ms. Allison Navitskas, Mr. Noe Valles, and Dr. Kyle Wargo, all of whom are Independent Directors.<BR><BR>This team is responsible for overseeing the company's strategic direction and operations.