Southern First Bancshares, Inc.

How big is Southern First Bancshares, Inc.?

As of Jun 18, Southern First Bancshares, Inc. has a market capitalization of 286.48 million and total assets of 4,095.32 million.

As of Jun 18, Southern First Bancshares, Inc. has a market capitalization of 286.48 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 202.50 million and a net profit of 18.28 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 330.44 million and total assets at 4,095.32 million.

What does Southern First Bancshares, Inc. do?

Southern First Bancshares, Inc. is a micro-cap bank holding company in the Regional Banks industry, with recent net sales of $50 million and a net profit of $5 million. It has a market cap of $286.48 million and key metrics include a P/E ratio of 16.00 and a return on equity of 5.41%.

Overview: <BR>Southern First Bancshares, Inc. is a bank holding company operating in the Regional Banks industry, with a market cap in the micro-cap bracket.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 50 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 5 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 286.48 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 16.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 5.41% <BR>Price to Book: 0.85<BR><BR>Contact Details: <BR>Address: 100 Verdae Blvd Ste 100, GREENVILLE SC : 29607-3857 <BR>Tel: 1 864 6799000 <BR>Website: https://www.southernfirst.com

Should I buy, sell or hold Southern First Bancshares, Inc.?

Who are in the management team of Southern First Bancshares, Inc.?

As of March 2022, the management team of Southern First Bancshares, Inc. includes Mr. James Orders (Independent Chairman), Mr. R. Arthur Seaver (CEO and Director), and six Independent Directors: Mr. Andrew Cajka, Mr. Mark Cothran, Mr. Leighton Cubbage, Mrs. Anne Ellefson, and Mr. David Ellison. This team combines executive leadership with independent oversight for the company's governance.

As of March 2022, the management team of Southern First Bancshares, Inc. includes the following individuals:<BR><BR>- Mr. James Orders, who serves as the Independent Chairman of the Board.<BR>- Mr. R. Arthur Seaver, who is the Chief Executive Officer of both the Company and the Bank, and also a Director.<BR>- Mr. Andrew Cajka, who is an Independent Director.<BR>- Mr. Mark Cothran, who is an Independent Director.<BR>- Mr. Leighton Cubbage, who is an Independent Director.<BR>- Mrs. Anne Ellefson, who is an Independent Director.<BR>- Mr. David Ellison, who is an Independent Director.<BR><BR>This team comprises a mix of executive leadership and independent directors, contributing to the governance and strategic direction of the company.

Is Southern First Bancshares, Inc. technically bullish or bearish?

As of July 10, 2025, Southern First Bancshares, Inc. shows a bullish technical trend with strong MACD and Bollinger Band indicators, despite mixed signals from Dow Theory and underperformance in the long term compared to the S&P 500.

As of 10 July 2025, the technical trend for Southern First Bancshares, Inc. has changed from mildly bullish to bullish. The weekly and monthly MACD indicators are bullish, and both Bollinger Bands are also indicating a bullish stance. Daily moving averages are bullish as well. However, the Dow Theory shows a mixed view with a mildly bearish weekly signal and a mildly bullish monthly signal. <BR><BR>In terms of performance, the stock has outperformed the S&P 500 over the past month (9.10% vs. 2.33%) and year-to-date (14.57% vs. 12.22%), but it has significantly underperformed over the longer terms, particularly in the 3-year and 5-year periods. Overall, the current technical stance is bullish, supported by strong MACD and Bollinger Band signals, despite some mixed indicators from Dow Theory.

Is Southern First Bancshares, Inc. overvalued or undervalued?

As of October 3, 2025, Southern First Bancshares, Inc. is considered an attractive investment due to its undervalued status, indicated by a P/E ratio of 16, a Price to Book Value of 0.87, and an EV to EBITDA of 9.47, outperforming peers like Orrstown Financial Services and Unity Bancorp.

As of 3 October 2025, the valuation grade for Southern First Bancshares, Inc. moved from fair to attractive, indicating a more favorable assessment of its value. The company appears to be undervalued, supported by key ratios such as a P/E ratio of 16, a Price to Book Value of 0.87, and an EV to EBITDA of 9.47. Comparatively, Orrstown Financial Services, Inc. has a P/E of 10.63, while Unity Bancorp, Inc. boasts a more attractive valuation with an EV to EBITDA of 11.21, highlighting Southern First's competitive positioning within its peer group.<BR><BR>While specific return data is not available, the stock's recent performance against the S&P 500 could provide additional context to its valuation story. Overall, Southern First Bancshares, Inc. presents a compelling investment opportunity given its attractive valuation metrics relative to peers.