Spandana Sphoort

Has Spandana Sphoort declared dividend?

No Dividend History Available

Who are the peers of the Spandana Sphoort?

Spandana Sphoort's peers include I R F C, Power Fin. Corpn., REC Ltd, HUDCO, Indian Renewable, CreditAcc. Gram., IFCI, Satin Creditcare, and Fusion Finance. Spandana Sphoort has Below Average growth and the lowest 1-year return at -66.08% among its peers.

Peers: The peers of Spandana Sphoort are I R F C, Power Fin.Corpn., REC Ltd, HUDCO, Indian Renewable, CreditAcc. Gram., IFCI, Satin Creditcare, and Fusion Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Power Fin.Corpn. and REC Ltd, while Average management risk is found at I R F C, HUDCO, Indian Renewable, and Spandana Sphoort. Good management risk is noted at CreditAcc. Gram., while Below Average management risk is present at IFCI, Satin Creditcare, and Fusion Finance. Growth is Excellent at Indian Renewable, Average at I R F C, Power Fin.Corpn., and REC Ltd, while Below Average growth is seen at Spandana Sphoort, HUDCO, Satin Creditcare, and Fusion Finance. Good growth is noted at CreditAcc. Gram., while the rest have Below Average growth. Capital Structure is Excellent at REC Ltd, CreditAcc. Gram., and Spandana Sphoort, while Good is observed at Indian Renewable. Average capital structure is found at I R F C, Power Fin.Corpn., and HUDCO, while the rest have Excellent capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is IFCI at 8.69%, while Spandana Sphoort has the lowest at -66.08%. This indicates that Spandana Sphoort's 1-year return is significantly worse than that of IFCI. Additionally, the peers with negative six-month returns include I R F C, Power Fin.Corpn., REC Ltd, IFCI, Satin Creditcare, Fusion Finance, and Guj. State Fin.

Who are in the management team of Spandana Sphoort?

As of March 2022, the management team of Spandana Sphoort includes Chairperson Abanti Mitra, Managing Director & CEO Shalabh Saxena, and several independent directors and nominees, totaling 13 members.

As of March 2022, the management team of Spandana Sphoort includes the following individuals:<BR><BR>1. Deepak Calian Vaidya - Independent Director<BR>2. Jagdish Capoor - Independent Director<BR>3. Abanti Mitra - Chairperson<BR>4. Ramchandra Kasargod Kamath - Nominee<BR>5. Kartikeya Dhruv Kaji - Nominee<BR>6. Sunish Sharma - Nominee<BR>7. Ramesh Periasamy - Company Secretary & Compliance Officer<BR>8. Shalabh Saxena - Managing Director & CEO<BR>9. Animesh Chauhan - Independent Director<BR>10. Dipali Sheth - Independent Director<BR>11. Vinayak Prasad - Independent Director<BR>12. Neeraj Swaroop - Director<BR>13. Padmaja Gangireddy - Director<BR><BR>This team comprises a mix of independent directors, nominees, and executive leadership.

What does Spandana Sphoort do?

Spandana Sphoorty Financial Ltd is a small-cap finance company based in Hyderabad, India, incorporated in 2003. As of March 2025, it reported net sales of ₹4,148 Cr and a net loss of ₹4,343 Cr, with a market cap of ₹2,223 Cr.

Overview: <BR>Spandana Sphoorty Financial Ltd operates in the finance industry and is categorized as a small-cap company.<BR><BR>History: <BR>The company was incorporated in 2003 under the name "Spandana Sphoorty Innovative Financial Services Limited" in Hyderabad, Andhra Pradesh, India. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 4,148 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -4,343 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 2,223 Cr (Small Cap)<BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 2.15 <BR>Return on Equity: -39.31% <BR>Price to Book: 0.86<BR><BR>Contact Details: <BR>Details: No Company Details Available <BR>Registrar Address: Not available.

Who are the top shareholders of the Spandana Sphoort?

The top shareholders of Spandana Sphoort include Kangchenjunga Limited, the largest promoter with 41.1%, and 58 Foreign Institutional Investors holding 19.83%. Additionally, Goldman Sachs Funds owns 3.76%, while individual investors hold 22.44% of the shares.

The top shareholders of Spandana Sphoort include the promoters, with Kangchenjunga Limited being the largest individual promoter holding 41.1%. In terms of institutional investors, 58 Foreign Institutional Investors (FIIs) collectively hold 19.83% of the company. Additionally, Goldman Sachs Funds - Goldman Sachs India Equity P is the highest public shareholder, owning 3.76%. Individual investors also hold a significant portion, accounting for 22.44% of the shares.

How big is Spandana Sphoort?

As of 24th July, Spandana Sphoorty Financial Ltd has a market capitalization of 2,563.00 Cr, with net sales of 2,365.82 Cr and a net profit loss of 1,035.10 Cr over the latest four quarters. Shareholder's funds are 3,644.60 Cr, and total assets are valued at 13,249.81 Cr.

As of 24th July, <BR><BR>Market Cap: Spandana Sphoorty Financial Ltd has a market capitalization of 2,563.00 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 2,365.82 Cr, while the sum of Net Profit for the same period reflects a loss of 1,035.10 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2024. Shareholder's Funds stand at 3,644.60 Cr, and Total Assets are valued at 13,249.81 Cr.

When is the next results date for Spandana Sphoort?

The next results date for Spandana Sphoort is 31 October 2025.

The next results date for Spandana Sphoort is scheduled for 31 October 2025.

How has been the historical performance of Spandana Sphoort?

Spandana Sphoort experienced significant financial fluctuations, with net sales peaking at 2,423.71 crore in March 2024 before declining to 2,355.16 crore in March 2025, resulting in substantial losses and a negative profit after tax of -1,035.16 crore for 2025. The company also saw a drastic increase in total expenditure and a decrease in total liabilities and assets during this period.

Answer:<BR>The historical performance of Spandana Sphoort shows significant fluctuations in key financial metrics over the years, particularly from March 2019 to March 2025.<BR><BR>Breakdown:<BR>Spandana Sphoort's net sales peaked at 2,423.71 crore in March 2024 but declined to 2,355.16 crore by March 2025. The total operating income followed a similar trend, reaching 2,423.71 crore in March 2024 before dropping to 2,355.16 crore in March 2025. The company's total expenditure, excluding depreciation, surged to 2,847.93 crore in March 2025 from 916.19 crore in March 2024, leading to an operating profit (PBDIT) of -492.77 crore in March 2025, a stark contrast to the previous year's profit of 1,507.52 crore. This decline in profitability was reflected in the profit before tax, which fell to -1,378.80 crore in March 2025 from 670.57 crore in March 2024, resulting in a profit after tax of -1,035.16 crore for March 2025, down from 500.72 crore the prior year. The company's total liabilities decreased from 13,249.82 crore in March 2024 to 8,018.50 crore in March 2025, while total assets also declined to 8,018.50 crore from 13,249.82 crore. Cash flow from operating activities turned positive at 3,668 crore in March 2025, contrasting with the negative cash flow of -2,678 crore in March 2024. Overall, the financial performance of Spandana Sphoort indicates a challenging year in 2025, marked by significant losses and a reduction in both sales and profitability compared to the previous year.

Are Spandana Sphoort latest results good or bad?

Spandana Sphoorty's latest results are concerning, showing a net loss of ₹249.16 crores and a 66.33% year-on-year revenue decline, indicating significant financial struggles and a bleak outlook for the company. Investors should exercise caution due to ongoing challenges in operational performance and asset quality.

Spandana Sphoorty's latest results are concerning and indicate a significant decline in financial performance. For the quarter ending September 2025, the company reported a net loss of ₹249.16 crores, which, while a slight improvement from the previous quarter, still reflects ongoing financial struggles. This loss represents a 15.17% increase compared to the same quarter last year.<BR><BR>Revenue has plummeted dramatically, down 66.33% year-on-year to ₹229.55 crores, marking the lowest quarterly revenue in recent history. This decline in revenue is alarming, especially as it also fell 23.60% from the preceding quarter. The company's operating profit margin is deeply negative at -92.89%, indicating that operational expenses far exceed income generation capabilities.<BR><BR>Additionally, the return on equity (ROE) has deteriorated to -39.31%, showcasing severe erosion of shareholder value. The overall financial picture suggests that Spandana Sphoorty is facing significant challenges, particularly in loan disbursements and asset quality, which are critical for a microfinance institution.<BR><BR>In summary, the latest results are bad, reflecting a company in distress with substantial losses and collapsing revenues. Investors should approach with caution, as the outlook remains bleak without significant improvements in operational performance and asset quality.

Should I buy, sell or hold Spandana Sphoort?

Is Spandana Sphoort technically bullish or bearish?

As of November 10, 2025, the market trend is mildly bearish, with mixed indicators showing bearish signals outweighing bullish ones, suggesting a cautious approach.

As of 10 November 2025, the technical trend has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by a combination of indicators. The weekly MACD is mildly bullish, but the monthly MACD remains bearish, indicating mixed signals. The RSI shows no signal on the weekly chart while being bullish on the monthly, suggesting potential for upward movement but lacking immediate momentum. Bollinger Bands are bearish on both weekly and monthly timeframes, reinforcing the bearish outlook. Daily moving averages are also bearish, further supporting the negative sentiment. KST is mildly bullish on the weekly but bearish monthly, and Dow Theory indicates no trend weekly and mildly bearish monthly. Overall, the mixed indicators suggest a cautious approach, with the bearish signals outweighing the bullish ones at this time.

Is Spandana Sphoort overvalued or undervalued?

As of November 28, 2025, Spandana Sphoort is considered overvalued with a valuation grade shift from risky to expensive, reflected by poor financial metrics such as a PE ratio of -1.28 and a year-to-date stock decline of 19.37%, significantly underperforming compared to peers like Bajaj Finance and the Sensex.

As of 28 November 2025, the valuation grade for Spandana Sphoort has moved from risky to expensive, indicating a significant shift in its perceived value. The company is currently considered overvalued based on its financial metrics. Notable ratios include a PE ratio of -1.28, an EV to EBITDA of -3.18, and a ROE of -66.63%, all of which suggest underlying financial distress.<BR><BR>In comparison to its peers, Spandana Sphoort's valuation stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 35.28, while Life Insurance boasts a much healthier EV to EBITDA of 9.12. Furthermore, the company's recent stock performance has lagged behind the Sensex, with a year-to-date decline of 19.37% compared to the Sensex's gain of 9.68%. Overall, these factors contribute to the conclusion that Spandana Sphoort is overvalued in its current market position.

Why is Spandana Sphoorty Financial Ltd falling/rising?

As of 18-Jan, Spandana Sphoorty Financial Ltd's stock price is declining, currently at 240.55, with a year-to-date drop of 10.76% and a significant 34.95% decrease over the past year. The company has reported negative financial results for six consecutive quarters, indicating a bearish trend and reduced investor interest.

As of 18-Jan, Spandana Sphoorty Financial Ltd's stock price is falling, currently at 240.55, reflecting a decrease of 2.55 (-1.05%). This decline is evident in the stock's performance over various periods, including a 1-week drop of 2.02% and a significant 12.46% decrease over the past month. Year-to-date, the stock has fallen by 10.76%, and over the last year, it has plummeted by 34.95%, contrasting sharply with the Sensex, which has gained 8.47% during the same period.<BR><BR>The stock is currently trading below its moving averages across all time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend. Additionally, there has been a notable decline in investor participation, with delivery volume dropping by 39.52% compared to the 5-day average, suggesting reduced interest from investors.<BR><BR>Financially, Spandana Sphoorty has reported negative results for the last six consecutive quarters, with a significant operating profit decline at an annual rate of -210.20%. The latest six-month profit after tax (PAT) stands at Rs -609.34 crore, reflecting a growth rate of -61.92%, while net sales for the last quarter have fallen by 53.0% compared to the previous four-quarter average. This poor financial performance, coupled with a negative EBITDA and a return of -1654.9% in profits over the past year, further underscores the stock's weak position.<BR><BR>Despite having high institutional holdings at 26.37%, which typically indicates a level of confidence from more knowledgeable investors, the overall outlook remains negative due to the company's poor long-term growth prospects and below-par performance in both the long and near term. Thus, the combination of declining stock performance, negative financial results, and reduced investor interest contributes to the ongoing fall in Spandana Sphoorty Financial Ltd's stock price.

Which are the latest news on Spandana Sphoort?