Starteck Fin.

Why is Starteck Finance Ltd falling/rising?

As of 01-Sep, Starteck Finance Ltd's stock price is at 251.15, down 3.39% and significantly underperforming its sector. The stock has shown a year-to-date decline of 14.39% and a one-year return of -20.67%, reflecting weak fundamentals and bearish trends.

As of 01-Sep, Starteck Finance Ltd's stock price is falling, currently at 251.15, which reflects a decrease of 8.8 points or 3.39%. The stock has underperformed its sector by 2.23% today, despite opening with a gain of 3.85% and reaching an intraday high of Rs 269.95. However, it also touched a low of Rs 250.35, indicating significant volatility with an intraday fluctuation of 6.55%.<BR><BR>The stock's performance over the past week and month shows a decline of 1.74% and 4.89%, respectively, while year-to-date, it has fallen by 14.39%. Over the past year, the stock has generated a return of -20.67%, significantly underperforming compared to the broader market, which has seen a return of 2.32%. This underperformance is compounded by weak long-term fundamentals, including a low average Return on Equity (ROE) of 6.72% and negative growth in net sales and operating profit.<BR><BR>Additionally, the stock is trading below its moving averages across various time frames, indicating a bearish trend. The delivery volume has also decreased by 2.94% against the 5-day average, suggesting falling investor participation. While there were positive results reported in June, including a significant increase in profit before tax and net sales, the overall sentiment remains negative due to the stock's poor long-term growth prospects and substantial underperformance relative to the market.

Who are in the management team of Starteck Fin.?

The management team of Starteck Fin. includes Sudarshan Somani, Gautam Panchal, Lalitha Cheripalli, Anand Shroff, Shreya Shetty, Mayuri Jain, and Amit Pitale, who oversee the company's operations and strategic direction.

The management team of Starteck Fin. includes the following individuals:<BR><BR>1. **Sudarshan Somani** - Independent Director<BR>2. **Gautam Panchal** - Independent Director<BR>3. **Lalitha Cheripalli** - Director<BR>4. **Anand Shroff** - Whole-time Director and also serves as a Non-Executive Director<BR>5. **Shreya Shetty** - Company Secretary<BR>6. **Mayuri Jain** - Company Secretary<BR>7. **Amit Pitale** - Whole-time Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

What does Starteck Fin. do?

Starteck Finance Ltd is a Non-Banking Financial Company (NBFC) focused on financing industrial enterprises, with a market cap of INR 254 Cr and reported net sales of 11 Cr and net profit of 4 Cr for the quarter ending June 2026. The company, incorporated in 1985 and registered with the RBI, operates as a Non-Deposit taking Non-Systemically Important entity.

Overview: <BR>Starteck Finance Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market, primarily engaged in financing industrial or other enterprises.<BR><BR>History: <BR>Incorporated in August 1985, Starteck Finance Ltd was formerly known as Nivedita Mercantile & Financing Limited. The company operates as a Non-Deposit taking Non-Systemically Important (ND-NSI) entity registered with the RBI since April 20, 1998. The latest reported financial results are for the quarter ending June 2026, showing net sales and profit.<BR><BR>Financial Snapshot: <BR>Net Sales: 11 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 4 Cr (Quarterly Results - Jun 2026) <BR>Market Cap: INR 254 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 11.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 1.33 <BR>Return on Equity: 8.98% <BR>Price to Book: 0.98 <BR><BR>Contact Details: <BR>Address: 5th Floor Sunteck Centre 37-40, Subash Rd Vile Parle Mumbai(E) Mumbai Maharashtra : 400057 <BR>Tel: 91-22-4287-7800 <BR>Email: cosec@startechfianance.com <BR>Website: http://www.starteckfinance.com

Who are the peers of the Starteck Fin.?

Starteck Fin.'s peers include Bombay Oxygen, Corporate Merch, Gamco Ltd, Shalibhadra Fin., Vaarad Ventures, Ascom Leasing &, and Naga Dhunseri. Starteck Fin. has a Below Average management risk and a 1-year return of -18.55%, better than Corporate Merch but worse than most peers.

Peers: The peers of Starteck Fin. are Bombay Oxygen, Corporate Merch, Gamco Ltd, Shalibhadra Fin., Vaarad Ventures, Ascom Leasing &, and Naga Dhunseri.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bombay Oxygen, Shalibhadra Fin., and Ascom Leasing &, while Average management risk is found at Ascom Leasing &. Below Average management risk is noted for Gamco Ltd, Starteck Fin., Naga Dhunseri, and the rest. Growth ratings show that Good growth is seen at Naga Dhunseri, Average growth at Shalibhadra Fin., and Below Average growth at Bombay Oxygen, Gamco Ltd, Starteck Fin., and the rest. Capital Structure is Excellent for Bombay Oxygen, Shalibhadra Fin., Starteck Fin., and Naga Dhunseri, while Average is noted for Gamco Ltd and Excellent for Ascom Leasing &.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Hi-Klass Trading at 649.18%, while Corporate Merch has the lowest at -64.61%. Starteck Fin.'s 1-year return is -18.55%, which is better than Corporate Merch but worse than the majority of its peers. Additionally, Gamco Ltd, Shalibhadra Fin., and Vaarad Ventures have negative six-month returns.

How big is Starteck Fin.?

As of 31st August, Starteck Finance Ltd has a market capitalization of 254.00 Cr, with Net Sales of 38.84 Cr and a Net Profit of 24.39 Cr reported in the latest four quarters. The balance sheet for March 2025 shows Shareholder's Funds of 234.35 Cr and Total Assets of 514.42 Cr.

As of 31st August, Starteck Finance Ltd has a market capitalization of 254.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Starteck Finance Ltd reported Net Sales of 38.84 Cr and a Net Profit of 24.39 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, showing Shareholder's Funds of 234.35 Cr and Total Assets of 514.42 Cr.

Which are the latest news on Starteck Fin.?

Should I buy, sell or hold Starteck Finance Ltd?

When is the next results date for Starteck Finance Ltd?

The next results date for Starteck Finance Ltd is 11 August 2026.

The next results date for Starteck Finance Ltd is scheduled for 11 August 2026.

Are Starteck Finance Ltd latest results good or bad?

Starteck Finance Ltd's latest results show a mixed performance: while net profit increased by 270.92% year-on-year to ₹5.23 crore, it declined by 30.08% quarter-on-quarter, and net sales fell both sequentially and year-on-year, indicating operational challenges and concerns about earnings quality. Overall, the results suggest underlying weaknesses rather than a strong performance.

Starteck Finance Ltd's latest results indicate a challenging performance. In Q4 FY26, the company reported a net profit of ₹5.23 crore, which represents a significant decline of 30.08% quarter-on-quarter. However, on a year-on-year basis, this figure shows impressive growth of 270.92% compared to ₹1.41 crore in the same quarter last year.<BR><BR>Despite this year-on-year profit growth, the underlying trends raise concerns. Net sales fell by 18.37% from the previous quarter and also decreased by 2.12% compared to the same quarter last year. This contraction in revenue suggests that the company is facing operational challenges.<BR><BR>Additionally, the company's return on equity (ROE) is relatively low at 6.62%, which is below acceptable levels for a financial services firm. The high dependency on other income—accounting for over half of the profit before tax—further complicates the earnings quality, raising questions about sustainability.<BR><BR>Overall, while there are some positive year-on-year growth figures, the quarter-on-quarter declines in both profit and revenue, combined with concerns about earnings quality and operational efficiency, suggest that the latest results are more indicative of underlying weaknesses rather than a strong performance.

How has been the historical performance of Starteck Fin.?

Starteck Fin. has experienced significant fluctuations in financial performance, with net sales and profits peaking in Mar'21 and declining by Mar'25, while total liabilities and assets increased substantially during the same period. Cash flow from operating activities also decreased, indicating ongoing challenges despite continued investments.

Answer:<BR>The historical performance of Starteck Fin. shows significant fluctuations in its financial metrics over the years.<BR><BR>Breakdown:<BR>Starteck Fin. experienced varied net sales, peaking at 40.99 Cr in Mar'21 before declining to 32.71 Cr in Mar'25. The total operating income followed a similar trend, reaching a high of 40.99 Cr in Mar'21 and dropping to 32.71 Cr in Mar'25. Operating profit (PBDIT) also fluctuated, with a peak of 70.19 Cr in Mar'21 and a decrease to 32.54 Cr in Mar'25. Profit before tax mirrored this trend, decreasing from 39.58 Cr in Mar'21 to 11.56 Cr in Mar'25, while profit after tax fell from 37.62 Cr in Mar'21 to 10.42 Cr in Mar'25. The company's total liabilities increased from 201.07 Cr in Mar'20 to 514.42 Cr in Mar'25, with total assets also rising from 201.07 Cr to 514.42 Cr in the same period. Cash flow from operating activities showed a decline from 85.00 Cr in Mar'23 to 27.00 Cr in Mar'25, while cash flow from investing activities remained negative, indicating ongoing investments. Overall, Starteck Fin. has shown a trend of increasing liabilities and assets, alongside fluctuating profitability metrics.

Is Starteck Fin. overvalued or undervalued?

As of November 10, 2025, Starteck Fin. is fairly valued with a PE ratio of 22.61, significantly improved from being very expensive, and offers a more reasonable valuation compared to peers like Bajaj Finance and Bajaj Finserv, while still outperforming the Sensex over the last three years.

As of 10 November 2025, the valuation grade for Starteck Fin. has moved from very expensive to fair, indicating a significant shift in its market perception. The company is currently fairly valued, with a PE ratio of 22.61, an EV to EBITDA of 17.46, and a Price to Book Value of 1.26. These ratios suggest that the company's valuation is more aligned with its earnings and asset base compared to its previous standing.<BR><BR>In comparison to its peers, Starteck Fin. holds a more reasonable valuation relative to Bajaj Finance, which is classified as very expensive with a PE ratio of 38.76, and Bajaj Finserv, also expensive at a PE of 35.58. Notably, Life Insurance is considered very attractive with a PE of 11.14, highlighting the disparity in valuations within the sector. Despite recent underperformance compared to the Sensex over the past month, Starteck Fin. has shown strong returns over the longer term, with a 3-year return of 110.49% compared to the Sensex's 37.82%.

What is the technical trend for Starteck Fin.?

As of June 5, 2025, Starteck Fin. exhibits a neutral trend with mixed signals, showing mild bearishness in MACD and Bollinger Bands, while moving averages are mildly bullish daily, indicating overall weak market direction.

As of 5 June 2025, the technical trend for Starteck Fin. has changed from mildly bullish to sideways. The current stance is neutral, with mixed signals across various indicators. The MACD is mildly bearish on both weekly and monthly time frames, while the Bollinger Bands indicate a bearish trend weekly and sideways monthly. Moving averages show a mildly bullish signal on the daily chart, but the KST and OBV are both mildly bearish weekly, with the monthly OBV showing a mildly bullish stance. Dow Theory indicates no trend on both weekly and monthly time frames. Overall, the strength of the trend is weak, reflecting a lack of clear direction in the market.

Who are the top shareholders of the Starteck Fin.?

The top shareholders of Starteck Fin. are the Matrabhav Trust (11.69%), followed by Mount Overseas Private Limited (2.9%), with individual investors holding a combined 12.7%. Currently, there are no holdings by mutual funds or foreign institutional investors.

The top shareholders of Starteck Fin. include the Matrabhav Trust, which is associated with Kamal Khetan and Manisha Khetan, holding the largest stake at 11.69%. Following them, the highest public shareholder is Mount Overseas Private Limited, with a holding of 2.9%. Additionally, individual investors collectively hold 12.7% of the company's shares. There are no holdings by mutual funds or foreign institutional investors at this time.

Has Starteck Fin. declared dividend?

Starteck Finance Ltd has declared a 2% dividend, amounting to 0.2 per share, with an ex-date of September 23, 2024. Despite recent fluctuations, the company has shown strong total returns over longer periods, particularly a 546.16% total return over the past five years.

Starteck Finance Ltd has declared a 2% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 2%<BR>- Amount per share: 0.2<BR>- Ex-date: 23 Sep 24<BR><BR>Dividend Yield: 0.07%.<BR><BR>Total Returns by Period:<BR>In the past 6 months, the price return was -4.63%, with a dividend return of 0%, resulting in a total return of -4.63%.<BR><BR>Over the 1-year period, the price return was 32.71%, the dividend return was 0.08%, leading to a total return of 32.79%.<BR><BR>For the 2-year period, the price return was 136.67%, the dividend return was 0.30%, resulting in a total return of 136.97%.<BR><BR>In the 3-year period, the price return was 120.5%, with a dividend return of 0.48%, culminating in a total return of 120.98%.<BR><BR>Over the 4-year period, the price return was 301.41%, the dividend return was 0.88%, leading to a total return of 302.29%.<BR><BR>In the 5-year period, the price return was 543.99%, with a dividend return of 2.17%, resulting in a total return of 546.16%.<BR><BR>Overall, Starteck Finance Ltd has declared a dividend, which, while modest, contributes to a positive total return over longer periods, particularly in the 5-year span where returns are significantly high. The recent performance indicates a strong growth trajectory despite some fluctuations in shorter periods.