Sumedha Fiscal

Why is Sumedha Fiscal Services Ltd falling/rising?

As of 01-Sep, the stock price of Sumedha Fiscal Services Ltd is at 39.50, reflecting a decline of 0.95%. Despite some positive indicators, the stock has significantly underperformed over the year, with a 31.72% drop compared to a 4.26% decline in the Sensex.

As of 01-Sep, the stock price of Sumedha Fiscal Services Ltd is currently at 39.50, reflecting a decrease of 0.38, or 0.95%. This decline can be attributed to several factors observed in the stock's performance metrics. <BR><BR>Over the past week, the stock has decreased by 0.55%, which is a smaller decline compared to the benchmark Sensex, which fell by 0.92%. However, the year-to-date performance shows a significant drop of 13.79% for the stock, compared to a 9.71% decline in the Sensex, indicating a weaker performance relative to the market. The one-year performance is particularly concerning, with the stock down 31.72%, while the Sensex has only decreased by 4.26%.<BR><BR>Despite these declines, there are some positive indicators today. The stock has outperformed its sector by 0.51%, and there has been a notable increase in investor participation, with a delivery volume on 31 August rising by 447.71% against the 5-day average. Additionally, the stock's current price is higher than its 50-day and 100-day moving averages, although it is lower than the 5-day, 20-day, and 200-day moving averages.<BR><BR>In summary, while there are some positive signs in terms of investor participation and relative sector performance, the overall trend shows that Sumedha Fiscal Services Ltd is experiencing a decline in stock price, primarily due to its poor performance over longer periods compared to both the market and its historical performance.

Who are in the management team of Sumedha Fiscal?

The management team of Sumedha Fiscal includes Vijay Maheshwari, Bijay Murmuria, Bhawani Shankar Rathi, Basudeb Sen, Anil Kumar Birla, Prashant Sekhar Panda, Garima Maheshwari, S A Ramesh Rangan, Santanu Mukherjee, and Dhwani Fatehpuria as Company Secretary. The team features a mix of executive, non-executive, and independent directors for diverse governance.

The management team of Sumedha Fiscal includes the following individuals:<BR><BR>1. **Vijay Maheshwari** - Non Executive Director<BR>2. **Bijay Murmuria** - Non Executive Director<BR>3. **Bhawani Shankar Rathi** - Whole-time Director<BR>4. **Basudeb Sen** - Independent Director<BR>5. **Anil Kumar Birla** - Non Executive Director<BR>6. **Prashant Sekhar Panda** - Independent Director<BR>7. **Garima Maheshwari** - Non Executive Director<BR>8. **S A Ramesh Rangan** - Independent Director<BR>9. **Santanu Mukherjee** - Independent Director<BR>10. **Dhwani Fatehpuria** - Company Secretary & Compliance Officer<BR><BR>This team comprises a mix of executive and non-executive directors, along with independent directors, ensuring a diverse governance structure.

What does Sumedha Fiscal do?

Sumedha Fiscal Services Ltd is a financial services company in the NBFC sector, incorporated in 1989, with recent net sales of 22 Cr and a net profit of 3 Cr as of June 2026. It has a market cap of INR 32 Cr and key metrics include a P/E of 11.00 and a dividend yield of 2.54%.

Overview:<BR>Sumedha Fiscal Services Ltd is a prominent financial services company operating in the Non Banking Financial Company (NBFC) sector within the micro-cap market.<BR><BR>History:<BR>Incorporated in 1989, Sumedha Fiscal Services Ltd has evolved into a leading financial services provider. The latest reported quarterly results indicate net sales and profit for June 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 22 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 3 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 32 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 11.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 2.54% <BR>Debt Equity: 0.00 <BR>Return on Equity: 3.71% <BR>Price to Book: 0.48<BR><BR>Contact Details:<BR>Address: 8B Middleton Street, Geetanjali Flat No 6 A Kolkata West Bengal : 700071 <BR>Tel: 91-33-22298936/6758/3237/4473 <BR>Email: kolkata@sumedhafiscal.com <BR>Website: http://www.sumedhafiscal.com

Who are the peers of the Sumedha Fiscal?

Sumedha Fiscal's peers include Shyamkamal Inv, KJMC Financial, Bridge Securitie, Asia Capital, Bervin Invest., Margo Finance, Munoth Fin.Serv., and ISL Consulting. In terms of performance, Sumedha Fiscal has the lowest 1-year return at -29.66% compared to its peers.

Peers: The peers of Sumedha Fiscal are Shyamkamal Inv, KJMC Financial, Bridge Securitie, Asia Capital, Bervin Invest., Margo Finance, Munoth Fin.Serv., and ISL Consulting.<BR><BR>Quality Snapshot: Excellent management risk is observed at KJMC Financial, Bridge Securitie, Bervin Invest., and Margo Finance, while Below Average management risk is found at Shyamkamal Inv, Sumedha Fiscal, Munoth Fin.Serv., and ISL Consulting. Average management risk is noted for Asia Capital. In terms of growth, Excellent growth is seen at KJMC Financial, while Good growth is reported by Shyamkamal Inv, Bervin Invest., and Margo Finance. Average growth is attributed to Sumedha Fiscal, while Below Average growth is found at Bridge Securitie, Munoth Fin.Serv., and ISL Consulting, with Asia Capital not qualifying. Capital Structure is Excellent for KJMC Financial, Bridge Securitie, Bervin Invest., Margo Finance, Munoth Fin.Serv., and ISL Consulting, while Sumedha Fiscal has an Excellent rating as well.<BR><BR>Return Snapshot: The peer with the highest 1-year return is GDL Leasing at 510.96%, while the lowest is Sumedha Fiscal at -29.66%. Sumedha Fiscal's 1-year return is significantly lower compared to its peers. Additionally, the six-month returns for Bridge Securitie, ISL Consulting, and GDL Leasing are negative.

How big is Sumedha Fiscal?

As of 31st August, Sumedha Fiscal Services Ltd has a market capitalization of 32.00 Cr, with Net Sales of 112.28 Cr and a Net Profit of 2.82 Cr reported in the latest four quarters. Shareholder's Funds are 65.16 Cr and Total Assets amount to 68.72 Cr as of March 2026.

As of 31st August, Sumedha Fiscal Services Ltd has a market capitalization of 32.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Sumedha Fiscal reported Net Sales of 112.28 Cr and a Net Profit of 2.82 Cr.<BR><BR>The latest annual period for the balance sheet is March 2026, with Shareholder's Funds amounting to 65.16 Cr and Total Assets of 68.72 Cr.

Which are the latest news on Sumedha Fiscal?

Should I buy, sell or hold Sumedha Fiscal Services Ltd?

When is the next results date for Sumedha Fiscal Services Ltd?

The next results date for Sumedha Fiscal Services Ltd is 09 August 2026.

The next results date for Sumedha Fiscal Services Ltd is scheduled for 09 August 2026.

Are Sumedha Fiscal Services Ltd latest results good or bad?

The latest results for Sumedha Fiscal Services Ltd are concerning, showing a net loss of ₹2.30 crores in Q4 FY26, a decline of 951.85% year-on-year, despite a 71.62% revenue growth. The company faces significant operational challenges, indicated by negative operating margins, making the results classified as bad.

The latest results for Sumedha Fiscal Services Ltd are concerning. In Q4 FY26, the company experienced a significant deterioration in its financial performance, reporting a net loss of ₹2.30 crores, which represents a staggering decline of 951.85% year-on-year. This marks a sharp contrast to the modest profit of ₹0.24 crores in the previous quarter.<BR><BR>While revenue grew by 71.62% year-on-year to ₹28.73 crores, the company faced severe operational challenges, leading to negative operating margins of -9.43%. This is a drastic decline from the positive operating margin of 2.99% recorded in Q4 FY25. The operating loss before depreciation, interest, and tax reached ₹2.71 crores, indicating significant issues with cost management.<BR><BR>Overall, the results highlight a troubling disconnect between revenue growth and profitability, raising concerns about the company's operational viability and ability to control costs. Given these factors, the latest results can be classified as bad, reflecting serious challenges that need to be addressed for any potential recovery.

Is Sumedha Fiscal overvalued or undervalued?

As of December 4, 2025, Sumedha Fiscal is considered an attractive investment opportunity due to its undervalued metrics, including a PE ratio of 6.08, compared to peers like Bajaj Finance at 34.9, despite a recent stock decline of 53.24% against the Sensex's 5.32% increase.

As of 4 December 2025, the valuation grade for Sumedha Fiscal has moved from very attractive to attractive, indicating a shift in market perception. The company is currently considered undervalued, with a PE ratio of 6.08, a Price to Book Value of 0.60, and an EV to EBITDA ratio of 3.85. These figures suggest that the stock is trading at a significant discount compared to its earnings and asset value.<BR><BR>In comparison to its peers, Sumedha Fiscal's valuation metrics stand out, particularly against Bajaj Finance, which has a PE ratio of 34.9, and Life Insurance, with a PE ratio of 10.85. The disparity in these ratios highlights Sumedha Fiscal's attractiveness as an investment opportunity within the Non-Banking Financial Company sector. Despite recent stock performance lagging behind the Sensex, particularly over the past year with a decline of 53.24% compared to the Sensex's 5.32% increase, the current valuation presents a compelling case for potential upside.

How has been the historical performance of Sumedha Fiscal?

Sumedha Fiscal has shown consistent growth in net sales and total operating income, increasing from 18.64 crore in March 2019 to 102.36 crore in March 2025. However, profitability metrics and cash flow have experienced volatility, with profit after tax declining from 7.85 crore in March 2024 to 7.31 crore in March 2025.

Answer:<BR>The historical performance of Sumedha Fiscal shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>Sumedha Fiscal's net sales have shown a consistent increase, rising from 18.64 crore in March 2019 to 102.36 crore in March 2025. Total operating income has followed a similar trajectory, reaching 102.36 crore in March 2025, up from 60.67 crore in March 2023. However, total expenditure has also increased, from 12.45 crore in March 2019 to 96.10 crore in March 2025, impacting operating profit, which was 10.10 crore in March 2025, slightly down from 10.14 crore in March 2024. Profit before tax has remained relatively stable, with a slight decrease to 9.24 crore in March 2025 from 9.40 crore in March 2024. Profit after tax was 7.31 crore in March 2025, down from 7.85 crore in March 2024, while consolidated net profit also decreased to 7.28 crore in March 2025 from 7.65 crore in March 2024. The company's total assets increased to 67.75 crore in March 2025 from 59.78 crore in March 2024, and total liabilities rose to 67.75 crore from 59.78 crore in the same period. Cash flow from operating activities was 1.00 crore in March 2025, down from 3.00 crore in March 2024, indicating a decline in cash generation capacity. Overall, while Sumedha Fiscal has experienced growth in sales and total income, profitability and cash flow metrics have shown some volatility.

How has been the historical performance of Sumedha Fiscal?

Sumedha Fiscal has shown consistent growth in net sales and total assets, increasing from 18.64 Cr in Mar'19 to 102.36 Cr in Mar'25. However, profitability metrics like operating profit and profit after tax have fluctuated, with a decline noted in recent years.

Answer:<BR>The historical performance of Sumedha Fiscal shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>Sumedha Fiscal's net sales have shown a consistent increase, rising from 18.64 Cr in Mar'19 to 102.36 Cr in Mar'25. Total operating income followed the same upward trajectory, reaching 102.36 Cr in Mar'25 from 18.64 Cr in Mar'19. The total expenditure, excluding depreciation, also increased significantly from 12.45 Cr in Mar'19 to 96.10 Cr in Mar'25. Operating profit (PBDIT) fluctuated, peaking at 10.34 Cr in Mar'21 and then declining to 10.10 Cr in Mar'25. Profit before tax showed a similar pattern, with a high of 9.76 Cr in Mar'21 and a slight decrease to 9.24 Cr in Mar'25. Profit after tax reached 7.31 Cr in Mar'25, down from 8.46 Cr in Mar'21. The company's total assets increased from 41.13 Cr in Mar'20 to 67.75 Cr in Mar'25, while total liabilities rose from 41.13 Cr in Mar'20 to 67.75 Cr in Mar'25, indicating a stable financial structure with no long-term or short-term borrowings. Cash flow from operating activities has been variable, with a notable decline from 4.00 Cr in Mar'22 to 1.00 Cr in Mar'25. Overall, Sumedha Fiscal has demonstrated growth in sales and assets, although profitability metrics have shown some volatility.

Who are the top shareholders of the Sumedha Fiscal?

The top shareholder of Sumedha Fiscal is Vijay Maheshwari with a 20.91% stake, while Rdh Plastics & Metals Pvt Ltd holds 1.88%. Individual investors collectively own 36.87% of the shares, and there are no pledged promoter holdings or mutual fund investments.

The top shareholders of Sumedha Fiscal include Vijay Maheshwari, who holds the highest stake at 20.91%. In terms of public shareholders, Rdh Plastics & Metals Pvt Ltd is the largest, with a holding of 1.88%. Additionally, individual investors collectively hold 36.87% of the company's shares. The company has no pledged promoter holdings and is held by one foreign institutional investor, which accounts for 0.17% of the shares. There are no mutual funds currently invested in the company.

What is the technical trend for Sumedha Fiscal?

As of May 20, 2025, Sumedha Fiscal's trend is mildly bearish, with bearish weekly MACD and daily moving averages, while monthly indicators show mixed signals.

As of 20 May 2025, the technical trend for Sumedha Fiscal has changed from bearish to mildly bearish. The weekly MACD remains bearish, while the monthly MACD is mildly bearish, indicating a lack of strong upward momentum. The daily moving averages are bearish, further supporting the negative sentiment in the short term. The Bollinger Bands show a mildly bearish stance on the weekly chart but are bullish on the monthly chart, suggesting mixed signals across different time frames. The KST is bearish weekly but bullish monthly, adding to the complexity of the current trend. Overall, the stance is mildly bearish, with key indicators such as the weekly MACD and daily moving averages driving this view.

Has Sumedha Fiscal declared dividend?

Yes, Sumedha Fiscal Services Ltd has declared a 10% dividend, with an ex-date of August 21, 2024. While recent returns have shown volatility, the company has demonstrated significant growth over the longer term, particularly in the last 4 and 5 years.

Sumedha Fiscal Services Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Ex-date: 21 Aug 24<BR><BR>Dividend Yield: 1.56%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -38.46%, the dividend return was 0%, resulting in a total return of -38.46%.<BR><BR>Over the past year, the price return was 22.0%, the dividend return was 1.92%, leading to a total return of 23.92%.<BR><BR>In the 2-year period, the price return was 23.74%, the dividend return was 4.14%, culminating in a total return of 27.88%.<BR><BR>For the 3-year period, the price return was -22.75%, the dividend return was 3.06%, resulting in a total return of -19.69%.<BR><BR>In the last 4 years, the price return was 129.39%, the dividend return was 12.84%, giving a total return of 142.23%.<BR><BR>Over the 5-year period, the price return was 326.38%, the dividend return was 28.57%, resulting in a total return of 354.95%.<BR><BR>Overall, Sumedha Fiscal has declared a dividend, and while the recent returns show some volatility, the longer-term performance indicates significant growth, particularly in price returns over the 4 and 5-year periods.