The Bank of N.T. Butterfield & Son Ltd.

  • Market Cap: Small Cap
  • Industry: Regional Banks
  • ISIN: BMG0772R2087
USD
51.32
8.09 (18.71%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

44.29 k

Shareholding (Sep 2025)

FII

7.70%

Held by 57 FIIs

DII

55.76%

Held by 40 DIIs

Promoter

0.00%

How big is The Bank of N.T. Butterfield & Son Ltd.?

22-Jun-2025

As of Jun 18, The Bank of N.T. Butterfield & Son Ltd. has a market capitalization of 1,768.92 million and reported a net profit of 216.65 million, with total assets of 14,231.40 million.

As of Jun 18, The Bank of N.T. Butterfield & Son Ltd. has a market capitalization of 1,768.92 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of Net Profit for the latest four quarters amounting to 216.65 million. The sum of Interest Earned for the same period was 583.01 million.<BR><BR>As of Dec 24, the reporting period shows Shareholder's Funds at 1,020.81 million and Total Assets at 14,231.40 million.

View full answer

What does The Bank of N.T. Butterfield & Son Ltd. do?

22-Jun-2025

The Bank of N.T. Butterfield & Son Ltd. offers banking and wealth management services, classified as a micro-cap company with a market cap of approximately USD 1.77 billion. As of March 2025, it reported net sales of USD 140 million and a net profit of USD 54 million.

Overview:<BR>The Bank of N.T. Butterfield & Son Ltd. provides banking and wealth management services and operates within the Regional Banks industry, classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 140 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 54 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 1,768.92 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 8.00 <BR>Dividend Yield: 372.47% <BR>Debt Equity: 0.00 <BR>Return on Equity: 20.48% <BR>Price to Book: 1.67<BR><BR>Contact Details:<BR>Address: 65 Front Street, HAMILTON None: HM 12 <BR>Tel: 1 441 2951111 <BR>Fax: 1 441 2924365 <BR>Website: http://investors.butterfieldgroup.com/

View full answer

Who are in the management team of The Bank of N.T. Butterfield & Son Ltd.?

22-Jun-2025

As of March 2022, the management team of The Bank of N.T. Butterfield & Son Ltd. is led by Mr. Michael Collins as Chairman and CEO, alongside Directors Ms. Leslie Godridge and Ms. Jana Schreuder, and Non-Executive Independent Directors Mr. Alastair Barbour, Mr. James Burr, and Mr. Michael Covell.

As of March 2022, the management team of The Bank of N.T. Butterfield & Son Ltd. includes Mr. Michael Collins, who serves as the Chairman of the Board and Chief Executive Officer. Additionally, the board comprises Ms. Leslie Godridge and Ms. Jana Schreuder, both serving as Directors. The team also includes Mr. Alastair Barbour, Mr. James Burr, and Mr. Michael Covell, who are all Non-Executive Independent Directors. <BR><BR>In summary, as of March 2022, the management team features a mix of executive and non-executive directors, with Mr. Collins at the helm as CEO.

View full answer

Is The Bank of N.T. Butterfield & Son Ltd. technically bullish or bearish?

20-Sep-2025

As of August 25, 2025, The Bank of N.T. Butterfield & Son Ltd. is in a mildly bullish trend, supported by mixed technical indicators, outperforming the S&P 500 year-to-date and monthly, but lagging over the 3- and 5-year periods.

As of 25 August 2025, the technical trend for The Bank of N.T. Butterfield & Son Ltd. has changed from bullish to mildly bullish. The current stance is mildly bullish, driven by a combination of indicators. The MACD shows a bullish signal on the monthly timeframe, while the weekly MACD is mildly bearish. The Bollinger Bands are bullish on both weekly and monthly timeframes, and the daily moving averages are also bullish. However, the KST is mildly bearish on the weekly and bullish on the monthly, and Dow Theory indicates a mildly bullish stance on the weekly but mildly bearish on the monthly.<BR><BR>In terms of performance, the company has outperformed the S&P 500 over the year-to-date (25.12% vs. 12.22%) and over the past month (3.37% vs. 2.33%), but has lagged behind over the 3-year (38.83% vs. 70.41%) and 5-year (86.96% vs. 96.61%) periods.

View full answer

Is The Bank of N.T. Butterfield & Son Ltd. overvalued or undervalued?

14-Oct-2025

As of October 10, 2025, The Bank of N.T. Butterfield & Son Ltd. is fairly valued with a P/E ratio of 8 and a Price to Book Value of 1.72, but it has underperformed the S&P 500 over three years, returning 19.06% compared to the index's 81.39%.

As of 10 October 2025, the valuation grade for The Bank of N.T. Butterfield & Son Ltd. has moved from attractive to fair, indicating a shift in its perceived value. Based on the current metrics, the company appears to be fairly valued. Key ratios include a P/E ratio of 8, a Price to Book Value of 1.72, and a ROE of 20.48%. <BR><BR>In comparison to its peers, Renasant Corp. has a P/E of 21.73, while WesBanco, Inc. shows a P/E of 17.59, highlighting that Butterfield's valuation is significantly lower than these competitors. Additionally, the company has underperformed against the S&P 500 over the longer term, with a 3-year return of 19.06% compared to the S&P 500's 81.39%, suggesting that while it may be fairly valued, it has not kept pace with broader market returns.

View full answer
iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

MarketsMojo — Loved in India, Now Global

The power of Mojo is now in 29 countries. Explore global equities with the same cutting-edge features you love.

Dashboard

1

The Bank has a high Capital Adequacy Ratio of 20.74% signifying high buffers against its risk based assets

 
2

Flat results in Jun 25

3

With ROA of 0.90%, it has a fair valuation with a 1.72 Price to Book Value

4

Market Beating Performance

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 2,112 Million (Small Cap)

stock-summary
P/E

8.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

106.84%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

20.59%

stock-summary
Price to Book

1.91

Revenue and Profits:
Net Sales:
139 Million
(Quarterly Results - Sep 2025)
Net Profit:
61 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
41.77%
0%
41.77%
6 Months
36.74%
0%
36.74%
1 Year
53.06%
0%
53.06%
2 Years
87.09%
0%
87.09%
3 Years
71.35%
0%
71.35%
4 Years
42.75%
0%
42.75%
5 Years
94.98%
0%
94.98%

The Bank of N.T. Butterfield & Son Ltd. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
7.78%
EBIT Growth (5y)
7.27%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
36.68%
Pledged Shares
0
Institutional Holding
73.25%
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.72
EV to EBIT
-4.89
EV to EBITDA
-3.55
EV to Capital Employed
0.51
EV to Sales
-1.35
PEG Ratio
6.93
Dividend Yield
361.69%
ROCE (Latest)
-10.37%
ROE (Latest)
20.48%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 63 Schemes (35.98%)

Foreign Institutions

Held by 57 Foreign Institutions (7.7%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by The Bank of N.T. Butterfield & Son Ltd."
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "alert": "No Annual Results declared by The Bank of N.T. Butterfield & Son Ltd."
  }
]
stock-summaryCompany CV
About The Bank of N.T. Butterfield & Son Ltd. stock-summary
stock-summary
The Bank of N.T. Butterfield & Son Ltd.
Regional Banks
The Bank of N.T. Butterfield & Son Limited (the Bank) provides banking services and wealth management services. Its geographic segments include Bermuda, the Cayman Islands, and the Channel Islands and the United Kingdom (the UK). It offers banking services, comprised of retail and corporate banking, treasury services, and wealth management, which consists of investment management, advisory and brokerage services, trust, estate, and company management in both its Bermuda and Cayman Islands segments, as well as custody services in its Bermuda segment. The Channel Islands and the UK segment include the jurisdictions of Guernsey and Jersey, and the UK. In the Channel Islands, it provides a range of services to private clients and financial intermediaries, including private banking and treasury services, Internet banking, wealth management and fiduciary services. In the UK, it provides mortgage services for high-value residential properties.
Company Coordinates stock-summary
Company Details
65 Front Street , HAMILTON None : HM 12
Registrar Details