The Towa Bank, Ltd.

  • Market Cap: Small Cap
  • Industry: Regional Banks
  • ISIN: JP3622400004
JPY
992.00
-21 (-2.07%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.25% signifying inadequate buffers against its risk based assets

  • Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 9.30%
  • Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.25% signifying inadequate buffers against its risk based assets
  • The bank has been able to generate a Return on Assets (avg) of 0.10% signifying low profitability per unit of total assets
2

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 9.30%

 
3

The company has declared positive results in Mar'2025 after 2 consecutive negative quarters

4

With ROA of 0.19%, it has a very attractive valuation with a 0.29 Price to Book Value

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Regional Banks

stock-summary
Market cap

JPY 36,065 Million (Small Cap)

stock-summary
P/E

6.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.05%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

4.91%

stock-summary
Price to Book

0.39

Revenue and Profits:
Net Sales:
7,234 Million
(Quarterly Results - Jun 2025)
Net Profit:
1,915 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
1.33%
0%
1.33%
6 Months
38.35%
0%
38.35%
1 Year
50.99%
0%
50.99%
2 Years
61.04%
0%
61.04%
3 Years
88.95%
0%
88.95%
4 Years
93.37%
0%
93.37%
5 Years
60.78%
0%
60.78%

The Towa Bank, Ltd. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
-0.70%
EBIT Growth (5y)
-1.95%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
28.61%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.29
EV to EBIT
-5.60
EV to EBITDA
-3.74
EV to Capital Employed
-0.57
EV to Sales
-0.98
PEG Ratio
0.21
Dividend Yield
0.07%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
4.99%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by The Towa Bank, Ltd."
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "alert": "No Annual Results declared by The Towa Bank, Ltd."
  }
]
stock-summaryCompany CV
About The Towa Bank, Ltd. stock-summary
stock-summary
The Towa Bank, Ltd.
Regional Banks
No Details Available.
Company Coordinates stock-summary
Icon
No Company Details Available