Dashboard
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.25% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 9.30%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.25% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.10% signifying low profitability per unit of total assets
2
Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 9.30%
3
The company has declared positive results in Mar'2025 after 2 consecutive negative quarters
4
With ROA of 0.19%, it has a very attractive valuation with a 0.29 Price to Book Value
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
1.33%
0%
1.33%
6 Months
38.35%
0%
38.35%
1 Year
50.99%
0%
50.99%
2 Years
61.04%
0%
61.04%
3 Years
88.95%
0%
88.95%
4 Years
93.37%
0%
93.37%
5 Years
60.78%
0%
60.78%
The Towa Bank, Ltd. for the last several years.
Risk Adjusted Returns v/s 
News

Towa Bank Stock Hits Day Low at JPY 875 Amid Price Pressure
The Towa Bank's stock price fell significantly today, contrasting with the broader market's performance. Despite recent declines, the bank has shown strong annual growth and impressive financial metrics, including a substantial increase in net profit and sales, indicating solid fundamentals despite short-term volatility.
Read More Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
-0.70%
EBIT Growth (5y)
-1.95%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
28.61%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.29
EV to EBIT
-5.60
EV to EBITDA
-3.74
EV to Capital Employed
-0.57
EV to Sales
-0.98
PEG Ratio
0.21
Dividend Yield
0.07%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
4.99%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
About The Towa Bank, Ltd. 
The Towa Bank, Ltd.
Regional Banks
No Details Available.
Company Coordinates 
No Company Details Available






