Compare The Yamagata Bank, Ltd. with Similar Stocks
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1
Poor Management Efficiency with a low ROA of 0.06%
- The bank has been able to generate a Return on Assets (avg) of 0.06% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.52% signifying inadequate buffers against its risk based assets
3
Poor long term growth as Net profit has grown by an annual rate of 11.70%
4
Flat results in Jun 26
5
With ROA of 0.13%, it has a very attractive valuation with a 0.75 Price to Book Value
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
63.02%
0%
63.02%
6 Months
53.44%
0%
53.44%
1 Year
165.54%
0%
165.54%
2 Years
289.73%
0%
289.73%
3 Years
273.07%
0%
273.07%
4 Years
344.69%
0%
344.69%
5 Years
390.43%
0%
390.43%
The Yamagata Bank, Ltd. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
4.40%
EBIT Growth (5y)
1.81%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
40.41%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
26
Industry P/E
Price to Book Value
0.75
EV to EBIT
19.41
EV to EBITDA
13.29
EV to Capital Employed
0.69
EV to Sales
2.71
PEG Ratio
0.23
Dividend Yield
NA
ROCE (Latest)
3.55%
ROE (Latest)
2.89%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
Bullish
OBV
No Trend
Bullish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Quarterly Results Snapshot (Standalone) - Jun'06 - QoQ
Jun'06
Jun'05
Change(%)
Interest Earned
7,142.00
6,865.00
4.03%
Operating Profit (PBDIT)
2,028.00
1,918.00
5.74%
% of Net NPAs
0.00%
0.00%
% of Gross NPAs
0.00%
0.00%
Exceptional Items
-41.00
319.00
-112.85%
Net Profit
1,134.00
1,298.00
-12.63%
USD in Million.
Interest Earned
Not Applicable: The company has declared_date for only one period
Net Profit
Not Applicable: The company has declared_date for only one period
Annual Results Snapshot (Standalone) - Mar'06
Mar'06
Mar'05
Change(%)
Interest Earned
30,103.00
28,493.00
5.65%
Operating Profit (PBDIT)
11,248.00
10,253.00
9.70%
% of Net NPAs
26.50%
34.00%
-0.75%
% of Gross NPAs
26.50%
34.00%
-0.75%
Exceptional Items
243.00
206.00
17.96%
Net Profit
6,346.00
6,114.00
3.79%
USD in Million.
Interest Earned
YoY Growth in year ended Mar 2006 is 5.65% vs -0.2% in Mar 2005
Net Profit
YoY Growth in year ended Mar 2006 is 3.79% vs 45.36% in Mar 2005
About The Yamagata Bank, Ltd. 
The Yamagata Bank, Ltd.
Regional Banks
No Details Available.
Company Coordinates 
No Company Details Available






