Third Coast Bancshares, Inc.

How big is Third Coast Bancshares, Inc.?

As of Jun 18, Third Coast Bancshares, Inc. has a market capitalization of 410.71 million and reported total assets of 4,947.39 million, with shareholder's funds at 460.72 million.

As of Jun 18, Third Coast Bancshares, Inc. has a market capitalization of 410.71 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 330.25 million and a net profit of 50.90 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 460.72 million and total assets at 4,947.39 million.

What does Third Coast Bancshares, Inc. do?

Third Coast Bancshares, Inc. is a micro-cap company in the savings banks industry, with recent net sales of $81 million and a net profit of $14 million. It has a market cap of $410.71 million, a P/E ratio of 8.00, and a return on equity of 10.61%.

Overview:<BR>Third Coast Bancshares, Inc. operates in the savings banks industry and is categorized as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 81 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 14 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 410.71 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 8.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 10.61% <BR>Price to Book: 0.86 <BR><BR>Contact Details:<BR>Registrar Address: Not available.

Should I buy, sell or hold Third Coast Bancshares, Inc.?

Is Third Coast Bancshares, Inc. overvalued or undervalued?

As of September 19, 2025, Third Coast Bancshares, Inc. is considered very attractive and undervalued, with a P/E ratio of 8, a Price to Book Value of 0.89, and an EV to EBITDA ratio of 2.96, significantly lower than its peers, alongside strong year-to-date and one-year returns of 17.94% and 45.6%, respectively.

As of 19 September 2025, the valuation grade for Third Coast Bancshares, Inc. moved from attractive to very attractive. The company appears to be undervalued, supported by a P/E ratio of 8, a Price to Book Value of 0.89, and an EV to EBITDA ratio of 2.96. In comparison to peers, TrustCo Bank Corp. NY has a P/E of 14.54, while Southern Missouri Bancorp, Inc. shows a P/E of 11.64, indicating that Third Coast is trading at a significant discount relative to these competitors.<BR><BR>Additionally, the company's strong return metrics further bolster its valuation case, with a year-to-date return of 17.94% compared to the S&P 500's 13.31%, and a remarkable one-year return of 45.6% versus the S&P 500's 16.64%. This performance suggests that the market may not fully recognize the value of Third Coast Bancshares, reinforcing the conclusion that it is undervalued.

Is Third Coast Bancshares, Inc. technically bullish or bearish?

As of October 24, 2025, Third Coast Bancshares, Inc. has a mildly bullish technical trend, with mixed signals from MACD indicators and strong long-term performance, returning 31.29% over the past year compared to the S&P 500's 16.90%.

As of 24 October 2025, the technical trend for Third Coast Bancshares, Inc. has changed from bullish to mildly bullish. The weekly MACD is mildly bearish, while the monthly MACD is bullish, indicating mixed signals across time frames. The daily moving averages are mildly bullish, and both the weekly and monthly Bollinger Bands are bullish, supporting a positive outlook. However, the KST shows a mildly bearish stance on the weekly chart, contrasting with its bullish monthly reading. <BR><BR>In terms of performance, the stock has returned 31.29% over the past year, significantly outperforming the S&P 500's 16.90% return, and has a strong 125.0% return over the last three years compared to the S&P 500's 78.85%. Overall, the current technical stance is mildly bullish, driven by the strength of the monthly indicators and the positive long-term performance relative to the benchmark.