Is TIL overvalued or undervalued?

As of May 27, 2025, TIL is considered very expensive and overvalued with a PE ratio of 844.87 and significantly higher financial metrics compared to peers, raising concerns about the sustainability of its performance despite a strong long-term return.

As of 27 May 2025, the valuation grade for TIL has moved from risky to very expensive, indicating a significant shift in its perceived value. The company is currently overvalued, with a PE ratio of 844.87, a Price to Book Value of 29.34, and an EV to EBITDA ratio of 217.28. These ratios are substantially higher than those of its peers, such as Rail Vikas, which has a PE ratio of 69.76 and an EV to EBITDA of 80.38, and Tube Investments with a PE of 87.5 and an EV to EBITDA of 30.9.<BR><BR>In comparison to its industry peers, TIL's financial metrics suggest a premium valuation that may not be justified by its performance, as evidenced by its low ROCE of 1.52% and ROE of 3.47%. Additionally, while TIL has outperformed the Sensex in the longer term, with a 3-year return of 222.36% compared to the Sensex's 49.19%, the current valuation levels raise concerns about sustainability. Overall, TIL appears to be overvalued based on its financial ratios and peer comparisons.

how big is TIL?

As of Jun 06, TIL Ltd has a market capitalization of 2,404.00 Cr, classifying it as a Small Cap company, with net sales of 315.28 Cr and a net profit of 2.86 Cr for the latest four quarters. Shareholder's funds are valued at 31.59 Cr, and total assets amount to 316.99 Cr as of Mar'24.

Market Cap: <BR>As of Jun 06, TIL Ltd has a market capitalization of 2,404.00 Cr, classifying it as a Small Cap company.<BR><BR>Recent Quarterly Performance: <BR>For the latest four quarters, TIL Ltd reported net sales of 315.28 Cr and a net profit of 2.86 Cr. This data is on a Consolidated basis.<BR><BR>Balance Sheet Snapshot: <BR>The balance sheet data is also on a Consolidated basis for the reporting period of Mar'24. Shareholder's funds are valued at 31.59 Cr, while total assets amount to 316.99 Cr.

Who are in the management team of TIL?

As of March 2022, the management team of TIL includes Sumit Mazumder (Chairman & Managing Director), Sekhar Bhattacharjee (Vice President & Company Secretary), Manju Mazumder (Director), and independent directors Subir Bhattacharyya and Tulsi Das Banerjee. They are responsible for the company's governance and strategic direction.

As of March 2022, the management team of TIL includes:<BR><BR>1. Sumit Mazumder - Chairman & Managing Director<BR>2. Sekhar Bhattacharjee - Vice President & Company Secretary<BR>3. Manju Mazumder - Director<BR>4. Subir Bhattacharyya - Independent Director<BR>5. Tulsi Das Banerjee - Independent Director<BR><BR>These individuals play key roles in the governance and strategic direction of the company.

When is the next results date for TIL?

No Upcoming Board Meetings

Has TIL declared dividend?

Yes, TIL Ltd has declared a dividend of 17% (₹1.7 per share) with an ex-date of August 6, 2019. However, there has been no dividend yield in recent periods, as returns have primarily come from price appreciation.

TIL Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 17%<BR>- Amount per share: 1.7<BR>- Ex-date: 06 Aug 19<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was 17.5%, the dividend return was 0%, resulting in a total return of 17.5%.<BR><BR>In the 1-year period, the price return was 45.85%, the dividend return was 0%, resulting in a total return of 45.85%.<BR><BR>In the 2-year period, the price return was 181.68%, the dividend return was 0%, resulting in a total return of 181.68%.<BR><BR>In the 3-year period, the price return was 215.2%, the dividend return was 0%, resulting in a total return of 215.2%.<BR><BR>In the 4-year period, the price return was 102.65%, the dividend return was 0%, resulting in a total return of 102.65%.<BR><BR>In the 5-year period, the price return was 163.48%, the dividend return was 0%, resulting in a total return of 163.48%.<BR><BR>Overall, TIL Ltd has declared a dividend in the past, but there has been no dividend yield in recent periods, indicating that while the company has provided returns through price appreciation, it has not consistently returned dividends to shareholders in the recent past.

Who are the peers of the TIL?

TIL's peers include Maruti Suzuki, M & M, Tata Motors, Bajaj Auto, Hyundai Motor I, Landmark Cars, Atul Auto, Mercury EV-Tech, and Popular Vehicles. TIL has average management risk and below average growth, with a 1-year return of 51.77%, outperforming peers like Tata Motors, which has the lowest return at -25.59%.

Peers: The peers of TIL are Maruti Suzuki, M & M, Tata Motors, Bajaj Auto, Hyundai Motor I, Landmark Cars, Atul Auto, Mercury EV-Tech, and Popular Vehicles.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Auto and Hyundai Motor I, while Good management risk is found at Maruti Suzuki, M & M, and Tata Motors. Average management risk is present at TIL, Landmark Cars, Mercury EV-Tech, and Popular Vehicles, while Below Average management risk is noted at Atul Auto. In terms of growth, Excellent growth is seen at Bajaj Auto, Hyundai Motor I, and Mercury EV-Tech, while Good growth is found at Popular Vehicles. Average growth is observed at Maruti Suzuki, M & M, Tata Motors, and the rest, while Below Average growth is noted at TIL, Landmark Cars, Atul Auto, and Eraaya Lifespace. For capital structure, Excellent capital structure is present at Bajaj Auto and Hyundai Motor I, while Average capital structure is found at Tata Motors. Below Average capital structure is noted at TIL, Landmark Cars, Atul Auto, Mercury EV-Tech, and Popular Vehicles.<BR><BR>Return Snapshot: The peer with the highest 1-year return is M & M at 15.79%, while Tata Motors has the lowest at -25.59%. TIL's 1-year return is 51.77%, which is significantly higher than both. Additionally, Landmark Cars, Atul Auto, Mercury EV-Tech, and Popular Vehicles have negative six-month returns.

What does TIL do?

TIL Ltd is a small-cap company in the automobiles industry, focused on the dealership and manufacturing of earthmoving equipment and cranes, with net sales of 1,015 Cr and a net profit of 98 Cr as of March 2025. The company has a market cap of INR 2,571 Cr and key financial metrics include a P/E ratio of 920.00 and a debt-equity ratio of 3.35.

Overview:<BR>TIL Ltd is a small-cap company operating in the automobiles industry, primarily engaged in the dealership and manufacturing of earthmoving equipment and cranes.<BR><BR>History:<BR>TIL Ltd was incorporated in 1944 as a dealer for Caterpillar Tractor Company. It became a public limited company in November 1955 under the name Tractor India and was renamed TIL in 1985 following its amalgamation with Spundish Engineers. The latest quarterly results reported are for March 2025, showing net sales and profit figures.<BR><BR>Financial Snapshot:<BR>- Net Sales: 1,015 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 98 Cr (Quarterly Results - Mar 2025)<BR>- Market cap: INR 2,571 Cr (Small Cap)<BR><BR>Key Metrics:<BR>- P/E: 920.00<BR>- Industry P/E: 33<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 3.35<BR>- Return on Equity: 3.47%<BR>- Price to Book: 30.83<BR><BR>Contact Details:<BR>Address: 1 Taratolla Road, Garden Reach Kolkata West Bengal : 700024<BR>Tel: 91-33-2469-3732/36 (5 Lines)<BR>Email: secretarial.department@tilindia.in<BR>Website: http://www.tilindia.in

Who are the top shareholders of the TIL?

The top shareholder of TIL is Indocrest Defence Solutions Pvt Ltd, holding 68.43% of the shares, with no pledged promoter holdings. Individual shareholder Girish Gulati Huf owns 4.31%, while individual investors collectively hold 18.32%, and mutual funds and foreign institutional investors have minimal stakes.

The top shareholders of TIL include the promoters, with Indocrest Defence Solutions Pvt Ltd holding the largest stake at 68.43%. There are no pledged promoter holdings. In terms of public shareholders, Girish Gulati Huf is the highest individual shareholder, owning 4.31%. Additionally, individual investors collectively hold 18.32% of the shares, while mutual funds and foreign institutional investors (FIIs) have minimal holdings in the company.

Is TIL technically bullish or bearish?

As of November 4, 2025, the technical trend is mildly bearish, indicated by bearish MACD readings, Bollinger Bands, and underperformance against the Sensex, despite some mildly bullish daily moving averages.

As of 4 November 2025, the technical trend has changed from sideways to mildly bearish. The current stance is mildly bearish, driven by weekly and monthly MACD readings, both indicating mild bearishness. Bollinger Bands also reflect a bearish outlook on both weekly and monthly time frames. The KST and OBV are similarly mildly bearish on a weekly basis. Although daily moving averages show a mildly bullish signal, the overall trend is dominated by the bearish indicators. The stock has underperformed against the Sensex over the past month and year, further supporting the bearish sentiment.

Are TIL latest results good or bad?

TIL's latest results are concerning, showing a 15.72% revenue increase to ₹78.27 crores but a significant net loss of ₹7.73 crores, reflecting a 261.21% deterioration from the previous year and a drastic drop in operating margin to 0.10%. Overall, the financial outlook is negative due to operational inefficiencies and high debt costs.

TIL's latest results indicate a challenging financial situation. While the company reported a revenue increase of 15.72% year-on-year, reaching ₹78.27 crores, it also faced a significant net loss of ₹7.73 crores, which is a deterioration of 261.21% compared to the previous year. This loss reflects a troubling trend, as the operating margin has collapsed to just 0.10%, down from 3.50% a year ago.<BR><BR>Additionally, the interest cost has surged to ₹10.70 crores, marking the highest quarterly expense on record, which further exacerbates the company's financial strain. The overall picture suggests that despite some revenue growth, TIL is grappling with severe operational inefficiencies and a burdensome debt load, leading to a negative outlook for profitability.<BR><BR>In summary, the results can be characterized as bad, given the deepening losses and collapsing margins, overshadowing the positive revenue growth.

How has been the historical performance of TIL?

TIL's historical performance shows significant fluctuations, with net sales rising to 315.28 Cr in March 2025 from 66.91 Cr in March 2024, and a recovery in operating profit to 40.20 Cr, despite high raw material costs. Overall, the company demonstrated a positive shift in profitability and financial structure in 2025 after previous losses.

Answer:<BR>The historical performance of TIL shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>TIL's net sales have varied considerably, with a notable increase to 315.28 Cr in March 2025 from 66.91 Cr in March 2024, following a low of 43.83 Cr in March 2023. The total operating income mirrored this trend, reaching 315.28 Cr in March 2025, up from 66.91 Cr in the previous year. However, the company faced high raw material costs, which rose to 163.01 Cr in March 2025 from 45.07 Cr in March 2024. Operating profit, excluding other income, improved to 12.39 Cr in March 2025 from a loss of 76.08 Cr in March 2024, while the overall operating profit, including other income, was 40.20 Cr in March 2025, a recovery from a loss of 73.92 Cr in the prior year. Profit before tax showed a positive shift to 4.15 Cr in March 2025 from 195.65 Cr in March 2024, and profit after tax also turned positive at 2.86 Cr compared to 253.90 Cr in the previous year. The total liabilities increased to 426.22 Cr in March 2025 from 316.99 Cr in March 2024, while total assets rose to 426.22 Cr from 316.99 Cr, indicating a balance in the financial structure. Cash flow from operating activities remained negative at -130.00 Cr in March 2025, although financing activities generated a positive cash flow of 131.00 Cr. Overall, TIL's financial performance reflects a recovery trajectory in 2025 after several challenging years.

How has been the historical performance of TIL?

TIL's historical performance has shown significant fluctuations, with net sales rising to 315.28 Cr in March 2025 from 43.83 Cr in March 2023, while operating profit improved to 12.39 Cr despite ongoing negative cash flow from operations. Total liabilities and assets both increased to 426.22 Cr in March 2025, reflecting a volatile financial history.

Answer:<BR>The historical performance of TIL shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>TIL's net sales have varied considerably, with a notable increase to 315.28 Cr in March 2025 from 66.91 Cr in March 2024, following a dip to 43.83 Cr in March 2023. The total operating income mirrored this trend, rising to 315.28 Cr in March 2025 after a low of 43.83 Cr in March 2023. However, the total expenditure also increased to 302.89 Cr in March 2025 from 142.99 Cr in March 2024, leading to an operating profit of 12.39 Cr in March 2025, a recovery from the losses seen in previous years. Profit before tax showed a slight improvement to 4.15 Cr in March 2025, compared to a significant profit of 195.65 Cr in March 2024, which was an anomaly due to exceptional items. The profit after tax was 2.86 Cr in March 2025, down from 253.90 Cr in March 2024. The company's total liabilities increased to 426.22 Cr in March 2025 from 316.99 Cr in March 2024, while total assets also rose to 426.22 Cr in March 2025. Cash flow from operating activities remained negative at -130.00 Cr in March 2025, although financing activities provided a positive inflow of 131.00 Cr. Overall, TIL's financial performance reflects a volatile history with periods of both significant losses and recoveries.

Should I buy, sell or hold TIL?

Why is TIL falling/rising?

As of 13-Dec, TIL Ltd's stock is rising short-term but has underperformed significantly over the past week and year, with high debt levels and declining investor interest indicating a negative long-term outlook.

As of 13-Dec, TIL Ltd's stock price is currently rising, having increased by 1.0 points or 0.38%. This rise is notable as the stock has been gaining for the last four days, accumulating a total return of 2.69% during this period. However, it is important to contextualize this increase within the broader performance metrics. <BR><BR>Despite the recent gains, TIL Ltd has underperformed its sector today by 0.64%, and its performance over the past week shows a decline of 3.28%, contrasting with the Sensex, which fell only 0.52%. Furthermore, the stock's year-to-date performance is concerning, with a decline of 7.98%, while the Sensex has risen by 9.12%. Over the past year, TIL has generated a return of -13.36%, significantly underperforming the BSE500 index.<BR><BR>The stock is currently trading below its moving averages across multiple time frames, indicating a bearish trend. Additionally, there has been a significant drop in investor participation, with delivery volume falling by 69.45% compared to the five-day average. This decline in trading activity suggests a lack of confidence among investors.<BR><BR>Moreover, TIL Ltd faces several fundamental challenges, including high debt levels and weak long-term growth prospects. The company has a debt-to-equity ratio of 3.06 times and has reported negative operating cash flow and declining profits in recent quarters. The low return on equity of 3.27% further highlights the company's struggles to generate profitability.<BR><BR>In summary, while TIL Ltd's stock is experiencing a short-term rise, the overall outlook remains negative due to poor long-term performance, high debt levels, and declining investor interest.

Which are the latest news on TIL?