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Tompkins Financial Corp.

  • Market Cap: Small Cap
  • Industry: Regional Banks
  • ISIN: US8901101092
USD
74.65
-0.45 (-0.6%)

Mar 09

ASE

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  • Price Points
  • Score
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  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

71.7874.67

52 Week

54.1686.95
Valuation
Technical
Day's Volume

CASH

27.15 k

Shareholding (Dec 2025)

FII

3.27%

Held by 65 FIIs

DII

66.01%

Held by 33 DIIs

Promoter

0.00%

How big is Tompkins Financial Corp.?

22-Jun-2025

As of Jun 18, Tompkins Financial Corp. has a market capitalization of 870.67 million, with shareholder's funds of 713.44 million and total assets of 8,109.08 million as of Dec'24.

Market Cap: As of Jun 18, Tompkins Financial Corp. has a market capitalization of 870.67 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the company reported a sum of interest earned of 353.85 million and a net profit of 73.66 million.<BR><BR>Balance Sheet Snapshot: As of Dec'24, the shareholder's funds amounted to 713.44 million, while total assets were reported at 8,109.08 million.

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What does Tompkins Financial Corp. do?

22-Jun-2025

Tompkins Financial Corporation is a community-based financial services company in the Regional Banks industry, with a market cap of approximately $870.67 million and a recent net profit of $20 million. Key metrics include a P/E ratio of 12.00 and a dividend yield of 4.08%.

Overview:<BR>Tompkins Financial Corporation is a community-based financial services company operating in the Regional Banks industry.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 89 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 20 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 870.67 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 12.00 <BR>Dividend Yield: 4.08% <BR>Debt Equity: 0.00 <BR>Return on Equity: 9.94% <BR>Price to Book: 1.17<BR><BR>Contact Details:<BR>Address: 118 E Seneca St, PO Box 460 ITHACA NY : 14850-4353 <BR>Tel: 1 607 2742078 <BR>Website: https://www.tompkinsfinancial.com/

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Who are in the management team of Tompkins Financial Corp.?

22-Jun-2025

As of March 2022, the management team of Tompkins Financial Corp. includes Dr. Thomas Rochon (Independent Chairman), Mr. Stephen Romaine (President and CEO), and several independent directors, including Mr. James Fulmer, Mr. Michael Spain, Mr. John Alexander, Mr. Paul Battaglia, Mr. Daniel Fessenden, and Ms. Patricia Johnson. They oversee the company's operations and strategic direction.

As of March 2022, the management team of Tompkins Financial Corp. includes the following individuals:<BR><BR>- Dr. Thomas Rochon, Independent Chairman of the Board<BR>- Mr. Stephen Romaine, President, Chief Executive Officer, Director<BR>- Mr. James Fulmer, Independent Vice Chairman of the Board<BR>- Mr. Michael Spain, Director<BR>- Mr. John Alexander, Independent Director<BR>- Mr. Paul Battaglia, Independent Director<BR>- Mr. Daniel Fessenden, Independent Director<BR>- Ms. Patricia Johnson, Independent Director<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

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Is Tompkins Financial Corp. technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, Tompkins Financial Corp. shows a mildly bullish trend, supported by bullish MACD and Bollinger Bands, despite mixed signals from the RSI and other indicators.

As of 3 October 2025, the technical trend for Tompkins Financial Corp. has changed from bullish to mildly bullish. The weekly MACD and Bollinger Bands indicate a bullish stance, while the weekly RSI is bearish, suggesting mixed signals in the short term. The daily moving averages are mildly bullish, supporting a positive outlook, albeit with caution. The Dow Theory shows a mildly bullish trend on the monthly timeframe, while the KST and OBV indicate mild bearishness on the monthly level. Overall, the current technical stance is mildly bullish, driven by the bullish MACD and Bollinger Bands, despite some bearish signals from the RSI and other indicators. Multi-period return data is not available for comparison with the S&P 500.

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Is Tompkins Financial Corp. overvalued or undervalued?

11-Nov-2025

As of November 7, 2025, Tompkins Financial Corp. is fairly valued with a P/E ratio of 12, a Price to Book Value of 1.22, and an EV to EBITDA of 13.16, outperforming the S&P 500 in the short term but underperforming year-to-date compared to the index.

As of 7 November 2025, the valuation grade for Tompkins Financial Corp. has moved from expensive to fair, indicating a more favorable assessment of its market position. The company appears fairly valued based on its current metrics. Key ratios include a P/E ratio of 12, a Price to Book Value of 1.22, and an EV to EBITDA of 13.16, which suggest that the stock is reasonably priced relative to its earnings and book value.<BR><BR>In comparison to its peers, Tompkins Financial Corp. has a P/E ratio of 12.77, which is higher than Berkshire Hills Bancorp, Inc. at 10.31 but lower than German American Bancorp, Inc. at 18.19. The company's recent stock performance shows a 1-week return of 4.12%, outperforming the S&P 500's return of -1.63%, although it has underperformed over longer periods, including a YTD return of -0.41% compared to the S&P 500's 14.40%. Overall, Tompkins Financial Corp. is positioned fairly within its industry, reflecting a balanced valuation perspective.

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Compare Tompkins Financial Corp. with Similar Stocks

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Unrated Stock - No Analysis Available
stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 1,208 Million (Small Cap)

stock-summary
P/E

12.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

3.05%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

17.16%

stock-summary
Price to Book

1.29

Revenue and Profits:
Net Sales:
101 Million
(Quarterly Results - Dec 2025)
Net Profit:
96 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
2.88%
0%
2.88%
6 Months
8.03%
0%
8.03%
1 Year
13.71%
0%
13.71%
2 Years
48.68%
0%
48.68%
3 Years
6.75%
0%
6.75%
4 Years
-5.46%
0%
-5.46%
5 Years
-15.27%
0%
-15.27%

Tompkins Financial Corp. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
8.48%
EBIT Growth (5y)
-23.86%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
22.33%
Pledged Shares
0
Institutional Holding
68.27%
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.24
EV to EBIT
15.81
EV to EBITDA
14.41
EV to Capital Employed
1.14
EV to Sales
4.11
PEG Ratio
0.03
Dividend Yield
3.77%
ROCE (Latest)
7.22%
ROE (Latest)
10.43%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 38 Schemes (30.62%)

Foreign Institutions

Held by 65 Foreign Institutions (3.27%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About Tompkins Financial Corp. stock-summary
stock-summary
Tompkins Financial Corp.
Regional Banks
Tompkins Financial Corporation (Tompkins) is a financial holding company. The Company is a community-based financial services company that offers an array of products and services, including commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, insurance, and brokerage services. The Company operates in three business segments: banking, insurance and wealth management. As of December 31, 2016, its subsidiaries included four banking subsidiaries, Tompkins Trust Company (the Trust Company), The Bank of Castile (DBA Tompkins Bank of Castile), Mahopac Bank (DBA Tompkins Mahopac Bank), VIST Bank (DBA Tompkins VIST Bank), and an insurance agency subsidiary, Tompkins Insurance Agencies, Inc. (Tompkins Insurance). It provides property and casualty insurance services and employee benefits consulting through Tompkins Insurance Agencies, Inc. The wealth management segment is organized under the Tompkins Financial Advisors brand.
Company Coordinates stock-summary
Company Details
118 E Seneca St,, PO Box 460 ITHACA NY : 14850-4353
stock-summary
Tel: 1 607 2742078
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https://www.tompkinsfinancial.com/
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Registrar Details
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