TowneBank

How big is TowneBank?

As of Jun 18, TowneBank has a market capitalization of 2,448.47 million and total assets of 17,246.89 million. Shareholder's funds are reported at 2,139.33 million.

As of Jun 18, TowneBank has a market capitalization of 2,448.47 million, categorizing it as a Small Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 777.22 million, while the sum of net profit for the same period is 177.67 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds of 2,139.33 million and total assets of 17,246.89 million.

What does TowneBank do?

TowneBank is a community bank providing personal and business banking services, with a market capitalization of approximately $2.45 billion. As of March 2025, it reported net sales of $190 million and a net profit of $51 million, with a P/E ratio of 14.00 and a dividend yield of 3.05%.

Overview:<BR>TowneBank is a community bank that offers personal and business banking services, operating in the regional banks industry with a small-cap market capitalization.<BR><BR>Financial Snapshot:<BR>- Most recent Net Sales: 190 Million (Quarterly Results - Mar 2025)<BR>- Most recent Net Profit: 51 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 2,448.47 Million (Small Cap)<BR><BR>Key Metrics:<BR>- P/E: 14.00<BR>- Dividend Yield: 3.05%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 8.12%<BR>- Price to Book: 1.11<BR><BR>Contact Details:<BR>- Address: 5716 High Street, PORTSMOUTH VA : 23703-4502<BR>- Tel: ['1 757 6387500', '1 757 6386813']<BR>- Website: https://townebank.com/

Should I buy, sell or hold TowneBank?

Who are in the management team of TowneBank?

As of March 2022, TowneBank's management team includes Mr. G Aston (Executive Chairman), Mr. J. Morgan Davis (CEO), and several other directors and executives responsible for the bank's operations and strategic direction. Key members also include Mr. Jeffrey Benson (Vice Chairman), Mr. Thomas Broyles (Independent Vice Chairman), and Mr. Brad Schwartz (COO).

As of March 2022, the management team of TowneBank includes the following individuals:<BR><BR>- Mr. G Aston, Executive Chairman of the Board<BR>- Mr. J. Morgan Davis, President, Chief Executive Officer, Director<BR>- Mr. Jeffrey Benson, Vice Chairman of the Board<BR>- Mr. Thomas Broyles, Independent Vice Chairman of the Board<BR>- Mr. William Foster, President - Commercial and Real Estate Banking, Director<BR>- Mr. William Morrison, Director of Town Bank, Chairman and Chief Executive Officer of TowneBank Mortgage and Realty Group<BR>- Mr. Brad Schwartz, Chief Operating Officer, Senior Executive Vice President, Director<BR>- Jud. (Retd.) Richard Bray, Lead Independent Director<BR>- Ms. Jacqueline Amato, Director<BR>- Mr. Bradford Cherry, Director<BR>- Mr. Andrew Fine, Director<BR>- Mr. Robert Hatley, Director<BR><BR>This team is responsible for overseeing the operations and strategic direction of the bank.

Is TowneBank technically bullish or bearish?

As of October 10, 2025, TowneBank's technical trend is mildly bearish, indicated by bearish MACD readings and Bollinger Bands, while it has underperformed the S&P 500 with a year-to-date return of -2.58% compared to the S&P's 11.41%.

As of 10 October 2025, the technical trend for TowneBank has changed from sideways to mildly bearish. The current stance is mildly bearish, driven by weekly and monthly MACD readings, which are both mildly bearish, and consistent bearish signals from Bollinger Bands. Additionally, the KST and Dow Theory indicators also reflect a mildly bearish outlook. While the daily moving averages show a mildly bullish signal, the overall technical picture leans bearish. <BR><BR>In terms of performance, TowneBank has underperformed the S&P 500 across multiple periods, with a year-to-date return of -2.58% compared to the S&P 500's 11.41%, and a one-year return of -2.84% versus 13.36% for the benchmark.

Is TowneBank overvalued or undervalued?

As of October 17, 2025, TowneBank is considered overvalued with a valuation grade of expensive, reflected by its high P/E ratio of 14 and underperformance against the S&P 500, returning -4.74% over the past year compared to the index's 14.08% gain.

As of 17 October 2025, the valuation grade for TowneBank has moved from fair to expensive, indicating that the stock is currently overvalued. The company exhibits a P/E ratio of 14, a Price to Book Value of 1.17, and an EV to EBITDA of 4.92, which are relatively high compared to its peers. For instance, Atlantic Union Bankshares Corp. has a P/E of 17.24, while BankUnited, Inc. stands out with a more attractive P/E of 11.46.<BR><BR>In terms of recent performance, TowneBank's stock has underperformed against the S&P 500 over the one-year and year-to-date periods, returning -4.74% and -0.88%, respectively, compared to the S&P 500's returns of 14.08% and 13.30%. This trend reinforces the notion that TowneBank may be overvalued in the current market environment.