Transwar.Fin.

how big is Transwar.Fin.?

As of Jun 06, Transwarranty Finance Ltd has a market capitalization of 82.00 Cr, categorizing it as a Micro Cap company, with recent net sales of 14.90 Cr and a net profit of -3.36 Cr over the last four quarters. Shareholder's funds are 30.19 Cr, and total assets amount to 96.77 Cr as of Mar'24.

Market Cap: As of Jun 06, Transwarranty Finance Ltd has a market capitalization of 82.00 Cr, which categorizes it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters, which includes data from Mar'25, Dec'24, Sep'24, and Jun'24, is 14.90 Cr. The sum of Net Profit for the same quarters is -3.36 Cr. This data is Consolidated.<BR><BR>Balance Sheet Snapshot: This is Consolidated data for the latest annual period ending in Mar'24. Shareholder's Funds are reported at 30.19 Cr, while Total Assets amount to 96.77 Cr.

What does Transwar.Fin. do?

Transwarranty Finance Ltd is an RBI-registered NBFC specializing in corporate finance, project finance, and investment banking, with a market cap of Rs 82 Cr. As of March 2025, it reported net sales of 3 Cr and a net loss of 1 Cr.

Overview: <BR>Transwarranty Finance Ltd is an RBI registered Non Banking Financial Company (NBFC) operating in the micro cap category, providing a wide range of financial services including corporate finance, project finance, and investment banking.<BR><BR>History: <BR>Transwarranty Finance Ltd is the flagship company of the Transwarranty Group. The latest quarterly results reported are for March 2025, showing net sales and profit figures.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 3 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -1 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 82 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 1.32 <BR>Return on Equity: -10.81% <BR>Price-to-Book: 2.63<BR><BR>Contact Details: <BR>Address: 403 Regent Chambers, Nariman Point Mumbai Maharashtra : 400021 <BR>Phone: 91-22-66306090/40010900 <BR>Email: mail@transwarranty.com <BR>Website: http://www.transwarranty.com

Who are in the management team of Transwar.Fin.?

As of March 2023, the management team of Transwar.Fin. includes Kumar Nair (Chairman & Managing Director), U Ramachandran (Director & CFO), and several independent directors: Pravin D Khatau, Nirmala Sachin Parab, Sudharsanan Nair, and Shishir Dalal, along with Suhas Borgaonkar (Company Secretary & Compliance Officer). They oversee the company's operations and strategic direction.

As of March 2023, the management team of Transwar.Fin. includes the following members:<BR><BR>1. Kumar Nair - Chairman & Managing Director<BR>2. Pravin D Khatau - Independent Director<BR>3. U Ramachandran - Director & CFO<BR>4. Nirmala Sachin Parab - Independent Director<BR>5. Sudharsanan Nair - Independent Director<BR>6. Suhas Borgaonkar - Company Secretary & Compliance Officer<BR>7. Shishir Dalal - Independent Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

Has Transwar.Fin. declared dividend?

Transwarranty Finance Ltd has declared a 5% dividend, amounting to 0.5 per share, with an ex-date of September 4, 2012. However, the dividend yield is 0%, and total returns have varied significantly over different periods, showing strong performance in the long term despite no contribution from dividends.

Transwarranty Finance Ltd has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.5<BR>- Ex-date: 04 Sep 12<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -47.18%, the dividend return was 0%, resulting in a total return of -47.18%.<BR><BR>In the 1-year period, the price return was -29.52%, the dividend return was 0%, resulting in a total return of -29.52%.<BR><BR>In the 2-year period, the price return was 57.84%, the dividend return was 0%, resulting in a total return of 57.84%.<BR><BR>In the 3-year period, the price return was 67.42%, the dividend return was 0%, resulting in a total return of 67.42%.<BR><BR>In the 4-year period, the price return was 261.65%, the dividend return was 0%, resulting in a total return of 261.65%.<BR><BR>In the 5-year period, the price return was 388.52%, the dividend return was 0%, resulting in a total return of 388.52%.<BR><BR>Overall, while Transwarranty Finance Ltd has declared a dividend, the dividend yield remains at 0%, indicating that the dividend has not significantly contributed to returns in recent periods. The total returns show a strong performance over longer periods, particularly in the 4 and 5-year spans.

Who are the peers of the Transwar.Fin.?

Transwar.Fin.'s peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Everlon Fin., Transcorp Intl., Apoorva Leasing, BLB, and Toyam Sports. Key insights show varying management risks and growth rates, with Everlon Fin. leading in 1-year returns at 46.36%, while Transwar.Fin. has a return of -33.81%.

Peers: The peers of Transwar.Fin. are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Everlon Fin., Transcorp Intl., Apoorva Leasing, BLB, Toyam Sports.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial, Everlon Fin., Toyam Sports, and the rest. Good management risk is noted at Shriram Finance, while Below Average management risk is seen at Transcorp Intl., Apoorva Leasing, and BLB. Growth is Excellent for Jio Financial, Good for Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, while Average growth is seen at Transwar.Fin., Muthoot Finance, and Toyam Sports, and Below Average growth is noted at Everlon Fin., Transcorp Intl., Apoorva Leasing. Capital Structure is Excellent for Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Transcorp Intl., BLB, and Toyam Sports, while Good is seen at Cholaman.Inv.&Fn, Everlon Fin., and Below Average at Apoorva Leasing.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Everlon Fin. at 46.36%, while the lowest is Toyam Sports at -64.23%. Transwar.Fin. has a 1-year return of -33.81%, which is higher than Toyam Sports but lower than Everlon Fin. Additionally, Transcorp Intl., Apoorva Leasing, BLB, and Toyam Sports have negative six-month returns.

What is the technical trend for Transwar.Fin.?

As of April 29, 2025, Transwar.Fin. exhibits a mildly bearish technical trend, supported by bearish moving averages and Bollinger Bands, despite some accumulation indicated by a mildly bullish OBV.

As of 29 April 2025, the technical trend for Transwar.Fin. has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD shows a mildly bearish trend. The moving averages on a daily basis are also mildly bearish, supporting the overall bearish sentiment. Bollinger Bands and KST on both weekly and monthly time frames are mildly bearish, indicating potential downward pressure. The Dow Theory shows no trend in both weekly and monthly views. The OBV is mildly bullish on both time frames, suggesting some accumulation despite the overall bearish indicators. Overall, the current technical stance is mildly bearish, with key indicators such as moving averages and Bollinger Bands driving this sentiment.

Who are the top shareholders of the Transwar.Fin.?

The top shareholder of Transwar.Fin. is Kumar Nair, with 54.76% ownership, followed by Areeza India Strategy Partners LLP at 4.08%. Individual investors hold a combined 20.33%, with no mutual funds or foreign institutional investors involved.

The top shareholders of Transwar.Fin. include Kumar Nair, who holds the largest share at 54.76%. The highest public shareholder is Areeza India Strategy Partners LLP, with a stake of 4.08%. Additionally, individual investors collectively hold 20.33% of the company. There are no mutual funds or foreign institutional investors currently holding shares in Transwar.Fin.

How has been the historical performance of Transwar.Fin.?

Transwar.Fin. has shown fluctuating financial performance, with net sales increasing to 14.90 Cr in Mar'25 but facing significant losses, resulting in a profit after tax of -5.41 Cr. The company also reported negative cash flow from operating activities at -4.00 Cr, indicating ongoing financial challenges.

Answer:<BR>The historical performance of Transwar.Fin. shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>Transwar.Fin. reported net sales of 14.90 Cr in Mar'25, a slight increase from 14.09 Cr in Mar'24, and a notable rise from 10.83 Cr in Mar'23. However, the total operating income also followed this upward trend, reaching 14.90 Cr in Mar'25, compared to 14.09 Cr in the previous year. The company faced challenges with total expenditure, which increased to 14.28 Cr in Mar'25 from 11.38 Cr in Mar'24. This led to an operating profit of 1.46 Cr in Mar'25, down from 6.00 Cr in Mar'24. The profit before tax was reported at -4.77 Cr in Mar'25, a decline from 0.80 Cr in Mar'24, resulting in a profit after tax of -5.41 Cr for Mar'25, compared to 0.80 Cr in the prior year. The company's total assets stood at 97.82 Cr in Mar'25, slightly up from 96.77 Cr in Mar'24, while total liabilities also increased to 97.82 Cr from 96.77 Cr. The cash flow from operating activities was negative at -4.00 Cr in Mar'25, reflecting ongoing financial difficulties. Overall, the financial performance of Transwar.Fin. indicates a challenging environment with fluctuating revenues and persistent losses.

Is Transwar.Fin. overvalued or undervalued?

As of December 4, 2025, Transwar.Fin. is considered very expensive and overvalued with poor financial metrics, including a PE ratio of -13.82 and a return of -45.98% over the past year, especially when compared to more favorably valued peers like Bajaj Finance and Life Insurance.

As of 4 December 2025, the valuation grade for Transwar.Fin. has moved from risky to very expensive, indicating a significant deterioration in its perceived value. The company appears to be overvalued given its current financial metrics, including a PE ratio of -13.82, an EV to EBITDA ratio of -101.49, and a ROE of -18.95%. These ratios suggest that the company is not generating adequate returns relative to its valuation, which is concerning for potential investors.<BR><BR>In comparison to its peers, Transwar.Fin.'s valuation stands out unfavorably. For instance, Bajaj Finance has a PE ratio of 34.9, while Life Insurance boasts a PE of 10.85, both indicating more favorable valuations relative to their earnings. The stark contrast in these ratios reinforces the conclusion that Transwar.Fin. is overvalued in its current state. Additionally, the company's stock has underperformed significantly over the past year, with a return of -45.98% compared to the Sensex's 5.32%, further highlighting the challenges it faces in the market.

When is the next results date for Transwarranty Finance Ltd?

The next results date for Transwarranty Finance Ltd is 12 February 2026.

The next results date for Transwarranty Finance Ltd is scheduled for 12 February 2026.

Are Transwarranty Finance Ltd latest results good or bad?

Transwarranty Finance Ltd's latest results are concerning, showing a net loss of ₹1.40 crores in Q4 FY26, a 204.35% decline year-on-year, with persistent losses and high operational costs indicating significant financial challenges. The company's negative working capital and low return on equity further highlight its troubling financial trajectory.

Transwarranty Finance Ltd's latest results indicate a concerning financial situation. In Q4 FY26, the company reported a net loss of ₹1.40 crores, which is a significant decline of 204.35% year-on-year. This marks the worst quarterly performance in recent history, as the company has posted losses in six out of the last seven quarters.<BR><BR>While revenue did increase by 16.05% year-on-year to ₹4.05 crores, this growth is overshadowed by the company's inability to manage its costs effectively. The operating profit before depreciation, interest, and tax (excluding other income) fell to a loss of ₹1.12 crores, resulting in an operating margin of -27.65%. Additionally, the profit after tax (PAT) margin was deeply negative at -34.57%.<BR><BR>The company's return on equity (ROE) is alarmingly low at an average of 1.33%, indicating poor capital efficiency. Furthermore, the negative working capital situation, with current liabilities exceeding current assets by ₹26.78 crores, raises serious liquidity concerns.<BR><BR>Overall, the results reflect a troubling trajectory for Transwarranty Finance, characterized by persistent losses, high operational costs, and a lack of institutional investor confidence. Given these factors, the latest results can be considered bad, highlighting significant challenges that the company needs to address to achieve profitability.

Should I buy, sell or hold Transwarranty Finance Ltd?

Why is Transwarranty Finance Ltd falling/rising?

As of 02-Jun, the stock price of Transwarranty Finance Ltd is at 12.30, unchanged from the previous day, and has declined 22.25% year-to-date. The stock is underperforming against the Sensex and trading below moving averages, indicating bearish trends and reduced investor participation.

As of 02-Jun, the stock price of Transwarranty Finance Ltd is currently at 12.30, with no change from the previous day. The stock has shown a decline in performance over various periods, with a year-to-date decrease of 22.25% compared to a 10.13% decline in the Sensex. Over the past year, the stock has fallen by 18.27%, while the Sensex has only decreased by 4.99%. <BR><BR>In the short term, the stock has also underperformed, with a 1-week decline of 1.20% against a 1.80% drop in the Sensex. Despite this, it has outperformed its sector today by 0.49%. However, the stock is trading below its moving averages across multiple time frames, indicating a bearish trend. Additionally, there has been a significant drop in investor participation, with delivery volume falling by 56.74% compared to the 5-day average. <BR><BR>Overall, the combination of declining stock performance over various periods, lower trading volumes, and trading below moving averages suggests that Transwarranty Finance Ltd is experiencing downward pressure on its stock price.

Which are the latest news on Transwar.Fin.?