TruCap Finance

Why is TruCap Finance Ltd falling/rising?

As of 22-Jun, TruCap Finance Ltd's stock price is rising to 5.81, driven by increased investor participation and short-term outperformance compared to its sector. Despite a significant decline over the past year and five years, the stock shows a positive trend in the short term.

As of 22-Jun, TruCap Finance Ltd's stock price is rising, currently at 5.81, reflecting a change of 0.03 (0.52%) upward. This increase can be attributed to several factors. Firstly, the stock has outperformed its sector by 0.95% today, indicating a relative strength compared to its peers. Additionally, there has been a notable rise in investor participation, with delivery volume on 19 June increasing by 70.63% compared to the 5-day average, suggesting heightened interest among investors.<BR><BR>While the stock has shown a decline over longer periods, such as a year-to-date drop of 24.05% and a staggering 96.42% decline over five years, the current performance indicates a short-term positive trend. The stock's price is higher than its 5-day and 20-day moving averages, although it remains below the longer-term moving averages (50-day, 100-day, and 200-day). This positioning suggests that while the stock is experiencing a rise, it is still recovering from a longer-term downward trend. Overall, the combination of improved investor participation and short-term outperformance contributes to the current rise in TruCap Finance Ltd's stock price.

Which are the latest news on TruCap Finance?

What does TruCap Finance do?

TruCap Finance Ltd is a Non-Banking Financial Company (NBFC) focused on the micro-cap market, reporting net sales of 15 Cr and a net loss of 19 Cr for the quarter ending March 2026. The company, formerly known as Dhanvarsha Finvest Limited, has a market cap of INR 69 Cr and significant debt.

Overview:<BR>TruCap Finance Ltd is a Non-Banking Financial Company (NBFC) operating within the micro-cap market segment.<BR><BR>History:<BR>TruCap Finance Ltd was incorporated on November 09, 1994, originally under the name Dhanvarsha Finvest Limited. The company underwent a name change to TruCap Finance Limited effective August 03, 2022. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 15 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: -19 Cr (Quarterly Results - Mar 2026)<BR>- Market-cap: INR 69 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: N/A (Loss Making)<BR>- Industry P/E: 20<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 6.50<BR>- Return on Equity: -203.18%<BR>- Price to Book: 1.29<BR><BR>Contact Details:<BR>- Address: 3rd Floor A Wing 4 DJ House, Old Nagardas Road Andheri(E) Mumbai Maharashtra : 400069<BR>- Tel: 91-22-68457200<BR>- Email: corpsec@trucapfinance.com<BR>- Website: http://www.trucapfinance.com

How big is TruCap Finance?

As of 10th June, TruCap Finance Ltd has a market capitalization of 69.00 Cr and reported Net Sales of 82.54 Cr, with a Net Profit loss of 103.62 Cr over the latest four quarters. Shareholder's Funds are valued at 162.14 Cr, and Total Assets amount to 683.39 Cr.

As of 10th June, TruCap Finance Ltd has a market capitalization of 69.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, TruCap Finance reported Net Sales of 82.54 Cr. However, the company experienced a loss of 103.62 Cr in Net Profit during the same period.<BR><BR>The latest annual reporting period for the balance sheet is March 2025. Shareholder's Funds are valued at 162.14 Cr, while Total Assets amount to 683.39 Cr.

Who are in the management team of TruCap Finance?

The management team of TruCap Finance includes Karan Neale Desai (Joint Managing Director), Rohanjeet Singh Juneja (Managing Director), Rakesh Sethi (Chairperson), and several independent and additional directors, along with company secretaries. This diverse team provides strong leadership and oversight for the company.

The management team of TruCap Finance includes the following key members:<BR><BR>1. **Karan Neale Desai** - Joint Managing Director and Whole Time Director<BR>2. **Rohanjeet Singh Juneja** - Managing Director and Joint Managing Director<BR>3. **Rakesh Sethi** - Chairperson & Director<BR>4. **Nirmal Vinod Momaya** - Independent Director<BR>5. **K P Raghuvanshi** - Independent Director<BR>6. **Manjari Ashok Kacker** - Additional Independent Director<BR>7. **Rajiv Kapoor** - Additional Director and Additional Independent Director<BR>8. **Fredrick Marian Pinto** - Company Secretary<BR>9. **Lalit Mohan Chendvankar** - Company Secretary<BR>10. **Sonal Sharma** - Company Secretary & Compliance Officer<BR>11. **NIMIR KISHORE MEHTA** - Additional Director<BR>12. **Atwood Porter Collins** - Additional Director<BR>13. **Abha Kapoor** - Additional Director<BR>14. **Geetu Gidwani Verma** - Independent Director<BR><BR>This diverse team brings a mix of leadership and independent oversight to the company.

Who are the peers of the TruCap Finance?

TruCap Finance's peers include Apoorva Leasing, Haryana Capfin, SKP Securities, and others. In terms of management risk and growth, TruCap Finance is rated below average, with a 1-year return of -55.96%, lower than its peers.

Peers: The peers of TruCap Finance are Apoorva Leasing, Haryana Capfin, SKP Securities, Comfort Fincap, B N Rathi Sec., Paras Petrofils, Transwar.Fin., HB Portfolio, and Everlon Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Haryana Capfin, SKP Securities, B N Rathi Sec., and the rest. Average management risk is found at SKP Securities, while Below Average management risk is noted at Apoorva Leasing, Comfort Fincap, TruCap Finance, Transwar.Fin., HB Portfolio, and the rest. Growth is Excellent at Haryana Capfin, Good at SKP Securities, Average at B N Rathi Sec., and Below Average at Apoorva Leasing, Comfort Fincap, TruCap Finance, Transwar.Fin., HB Portfolio, and the rest. Capital Structure is Excellent at Apoorva Leasing, Haryana Capfin, SKP Securities, Comfort Fincap, B N Rathi Sec., TruCap Finance, Transwar.Fin., and HB Portfolio, while Good is noted at Everlon Fin.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Apoorva Leasing at 5.14%, while the peer with the lowest is Haryana Capfin at -35.39%. TruCap Finance's 1-year return is -55.96%, which is lower than both of these peers. Additionally, the six-month return is negative for Haryana Capfin, Comfort Fincap, B N Rathi Sec., TruCap Finance, Transwar.Fin., HB Portfolio, and Everlon Fin.

Should I buy, sell or hold TruCap Finance Ltd?

Are TruCap Finance Ltd latest results good or bad?

TruCap Finance Ltd's latest results are poor, with a 58.86% decline in net sales and a net loss of ₹19.18 crores, marking four consecutive quarters of losses. The company's financial outlook is bleak, leading to a "STRONG SELL" rating due to severe operational challenges and excessive leverage.

TruCap Finance Ltd's latest results are decidedly poor. The company experienced a catastrophic decline in net sales, which plummeted by 58.86% year-on-year, falling to ₹14.55 crores from ₹35.37 crores. This significant drop in revenue coincided with a dramatic widening of operating losses, leading to a net profit after tax margin of -131.82%. <BR><BR>In the most recent quarter, the company reported a net loss of ₹19.18 crores, a stark contrast to the profit of ₹0.96 crores it achieved in the same quarter the previous year. This marks a troubling trend, as TruCap Finance has recorded losses for four consecutive quarters, totaling over ₹100 crores. <BR><BR>The financial metrics indicate severe operational challenges, with interest costs consuming an unsustainable 142.40% of quarterly sales. Additionally, the return on equity has dropped to -100.78%, reflecting a complete destruction of shareholder capital. <BR><BR>Overall, the results highlight a company in distress, with no clear path to recovery or profitability in sight. The outlook for TruCap Finance appears bleak, and the stock is rated as a "STRONG SELL" given its ongoing financial deterioration and excessive leverage.

When is the next results date for TruCap Finance Ltd?

The next results date for TruCap Finance Ltd is 25 May 2026.

The next results date for TruCap Finance Ltd is scheduled for 25 May 2026.

Is TruCap Finance overvalued or undervalued?

As of December 4, 2025, TruCap Finance is considered overvalued at a price of 8.58, with unfavorable financial ratios and a year-to-date return of -50.12%, significantly underperforming compared to its peers and the Sensex.

As of 4 December 2025, the valuation grade for TruCap Finance has moved from risky to expensive. This indicates that the company is overvalued at its current price of 8.58. Key ratios highlight this valuation concern, with a PE ratio of -0.94, an EV to EBIT of -5.98, and a ROE of -100.78%. <BR><BR>In comparison to its peers, TruCap Finance's valuation metrics are significantly less favorable. For instance, Bajaj Finance has a PE ratio of 34.9, while Life Insurance boasts a much more attractive EV to EBITDA of 8.92. Furthermore, the company's stock performance has lagged behind the Sensex, with a year-to-date return of -50.12% compared to the Sensex's 9.12%. This combination of poor financial ratios and underperformance relative to peers suggests that TruCap Finance is indeed overvalued in the current market.

How has been the historical performance of TruCap Finance?

TruCap Finance has experienced significant fluctuations in its financial performance, with net sales rising from 19.03 Cr in Mar'19 to 196.72 Cr in Mar'25, but operating profit peaked at 99.37 Cr in Mar'24 before dropping to 55.22 Cr in Mar'25, resulting in substantial losses in profit before and after tax for the latter year. Despite these losses, cash flow from operating activities improved to 211 Cr in Mar'25, recovering from a negative cash flow of -211 Cr in Mar'24.

Answer:<BR>The historical performance of TruCap Finance shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>TruCap Finance's net sales have shown a consistent upward trend, increasing from 19.03 Cr in Mar'19 to 196.72 Cr in Mar'25. Total operating income followed a similar trajectory, rising from 19.03 Cr in Mar'19 to 196.72 Cr in Mar'25. However, the company's operating profit (PBDIT) has been volatile, peaking at 99.37 Cr in Mar'24 before dropping to 55.22 Cr in Mar'25. Despite the growth in sales, the company reported a profit before tax of -71.16 Cr in Mar'25, a stark decline from a profit of 11.42 Cr in Mar'24. This trend continued with a profit after tax of -59.25 Cr in Mar'25, compared to a profit of 10.96 Cr in Mar'24. The total liabilities decreased from 917.03 Cr in Mar'24 to 683.39 Cr in Mar'25, while total assets also fell from 917.03 Cr to 683.39 Cr in the same period. Cash flow from operating activities was positive at 211 Cr in Mar'25, contrasting with a negative cash flow of -211 Cr in Mar'24, indicating a recovery in operational cash generation despite the overall losses.

Who are the top shareholders of the TruCap Finance?

The top shareholders of TruCap Finance are Wilson Holdings Private Limited with 25.47%, individual investors with 36.46%, and six Foreign Institutional Investors holding 6.18%. The largest public shareholder is Ind Swift Laboratories at 4.74%, with no mutual funds currently invested.

The top shareholders of TruCap Finance include Wilson Holdings Private Limited, which holds the highest stake at 25.47%. Additionally, individual investors collectively own 36.46% of the company. Among institutional investors, six Foreign Institutional Investors (FIIs) hold a combined 6.18%. The highest public shareholder is Ind Swift Laboratories, with a holding of 4.74%. There are no mutual funds currently holding shares in the company.

What is the technical trend for TruCap Finance?

As of May 12, 2025, TruCap Finance shows a mildly bearish trend overall, with mixed signals from technical indicators, including a mildly bullish weekly MACD and bearish monthly indicators.

As of 12 May 2025, the technical trend for TruCap Finance has changed from bearish to mildly bearish. The weekly MACD is mildly bullish, which contrasts with the monthly MACD that remains bearish. The RSI shows no signal on the weekly chart but is bullish on the monthly. Bollinger Bands indicate a bullish stance weekly, while monthly data shows a mildly bearish trend. Daily moving averages are mildly bearish, and the KST is mildly bullish weekly but bearish monthly. Dow Theory supports a mildly bullish view on both weekly and monthly time frames. Overall, the current stance is mildly bearish, influenced by the mixed signals from the moving averages and the bearish monthly indicators.

Has TruCap Finance declared dividend?

No Dividend History Available