TruCap Finance

Which are the latest news on TruCap Finance?

Why is TruCap Finance Ltd falling/rising?

As of 05-Sep, TruCap Finance Ltd's stock price is Rs 4.04, down 0.98%, with a year-to-date decline of 47.19% and a 68.75% drop over the past year. The stock is underperforming against moving averages and is near its 52-week low, indicating a significant downward trend.

As of 05-Sep, TruCap Finance Ltd's stock price is falling, currently at Rs 4.04, which reflects a decrease of Rs 0.04 or 0.98%. The stock has underperformed significantly over various periods, with a year-to-date decline of 47.19% compared to a 10.21% drop in the Sensex. Over the past year, the stock has plummeted by 68.75%, while the benchmark index has only decreased by 5.21%. <BR><BR>Today's performance indicates that the stock is trading lower than its moving averages across multiple time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages. Additionally, the stock is close to its 52-week low, being just 2.25% away from Rs 3.91. Investor participation has also declined, with delivery volume on September 3 dropping by 71.3% compared to the 5-day average. These factors collectively contribute to the downward trend in TruCap Finance Ltd's stock price.

Who are in the management team of TruCap Finance?

The management team of TruCap Finance includes Karan Neale Desai (Joint Managing Director), Rohanjeet Singh Juneja (Managing Director), Rakesh Sethi (Chairperson), and several independent and additional directors, along with company secretaries, bringing diverse expertise to the company.

The management team of TruCap Finance includes the following key members:<BR><BR>1. **Karan Neale Desai** - Joint Managing Director and Whole Time Director<BR>2. **Rohanjeet Singh Juneja** - Managing Director and Joint Managing Director<BR>3. **Rakesh Sethi** - Chairperson & Director<BR>4. **Nirmal Vinod Momaya** - Independent Director<BR>5. **K P Raghuvanshi** - Independent Director<BR>6. **Manjari Ashok Kacker** - Additional Independent Director<BR>7. **Rajiv Kapoor** - Additional Director and Additional Independent Director<BR>8. **Fredrick Marian Pinto** - Company Secretary<BR>9. **Lalit Mohan Chendvankar** - Company Secretary<BR>10. **Sonal Sharma** - Company Secretary & Compliance Officer<BR>11. **NIMIR KISHORE MEHTA** - Additional Director<BR>12. **Atwood Porter Collins** - Additional Director<BR>13. **Abha Kapoor** - Additional Director<BR>14. **Geetu Gidwani Verma** - Independent Director<BR><BR>This diverse team brings a range of expertise and leadership to the company.

What does TruCap Finance do?

TruCap Finance Ltd is a Non-Banking Financial Company (NBFC) focused on the micro-cap segment, with a recent market cap of INR 49 Cr and reported net sales of 11 Cr and a net loss of 11 Cr for June 2026. The company was incorporated in 1994 and renamed in 2022.

Overview: <BR>TruCap Finance Ltd is a Non-Banking Financial Company (NBFC) operating in the micro-cap segment.<BR><BR>History: <BR>TruCap Finance Ltd was incorporated on November 09, 1994, originally under the name Dhanvarsha Finvest Limited. The company was renamed to TruCap Finance Limited on August 03, 2022. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 11 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: -11 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 49 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 6.50 <BR>Return on Equity: -203.18% <BR>Price to Book: 0.95<BR><BR>Contact Details: <BR>Address: 3rd Floor A Wing 4 DJ House, Old Nagardas Road Andheri(E) Mumbai Maharashtra : 400069 <BR>Tel: 91-22-68457200 <BR>Email: corpsec@trucapfinance.com <BR>Website: http://www.trucapfinance.com

Who are the peers of the TruCap Finance?

TruCap Finance's peers include Mega Corp., Kiduja India, Srestha Finvest, Swati Projects, AastamangalamFin, Key Corp, Morgan Ventures, Nam Securities, Caspian Corporat, and MASK INVESTMENTS. TruCap Finance has below-average management and growth ratings, with a significant negative 1-year return of -60.98%, the lowest among its peers.

Peers: The peers of TruCap Finance are Mega Corp., Kiduja India, Srestha Finvest, Swati Projects, AastamangalamFin, Key Corp, Morgan Ventures, Nam Securities, Caspian Corporat, and MASK INVESTMENTS.<BR><BR>Quality Snapshot: Below Average management risk is observed at Mega Corp., Srestha Finvest, Swati Projects, AastamangalamFin, TruCap Finance, and Nam Securities, while Average management risk is found at Key Corp, Morgan Ventures, and Caspian Corporat. Growth ratings show Excellent growth at Swati Projects and AastamangalamFin, while Good growth is noted at Mega Corp. Below Average growth is seen at TruCap Finance, Srestha Finvest, Key Corp, Nam Securities, and Caspian Corporat, and the rest do not qualify. Excellent capital structure is noted at Mega Corp., Srestha Finvest, Swati Projects, AastamangalamFin, TruCap Finance, Key Corp, Morgan Ventures, Nam Securities, and the rest have Below Average capital structure.<BR><BR>Return Snapshot: Swati Projects has the highest 1-year return at 60.30%, while TruCap Finance has the lowest at -60.98%, indicating a significant negative performance compared to its peers. Additionally, the six-month return is negative for TruCap Finance, Srestha Finvest, Morgan Ventures, and Caspian Corporat.

How big is TruCap Finance?

As of 31st August, TruCap Finance Ltd has a market capitalization of 49.00 Cr and reported Net Sales of 63.73 Cr, with a Net Profit loss of 105.10 Cr over the latest four quarters. Shareholder's Funds are 162.14 Cr and Total Assets are 683.39 Cr as of March 2025.

As of 31st August, TruCap Finance Ltd has a market capitalization of 49.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, TruCap Finance reported Net Sales of 63.73 Cr. However, the company experienced a loss of 105.10 Cr in Net Profit during the same period.<BR><BR>The latest annual reporting period for the balance sheet is March 2025. Shareholder's Funds are recorded at 162.14 Cr, while Total Assets amount to 683.39 Cr.

Should I buy, sell or hold TruCap Finance Ltd?

When is the next results date for TruCap Finance Ltd?

The next results date for TruCap Finance Ltd is 13 August 2026.

The next results date for TruCap Finance Ltd is scheduled for 13 August 2026.

Are TruCap Finance Ltd latest results good or bad?

TruCap Finance Ltd's latest results are poor, with a 58.86% decline in net sales and a net loss of ₹19.18 crores, marking four consecutive quarters of losses. The company's financial outlook is bleak, leading to a "STRONG SELL" rating due to severe operational challenges and excessive leverage.

TruCap Finance Ltd's latest results are decidedly poor. The company experienced a catastrophic decline in net sales, which plummeted by 58.86% year-on-year, falling to ₹14.55 crores from ₹35.37 crores. This significant drop in revenue coincided with a dramatic widening of operating losses, leading to a net profit after tax margin of -131.82%. <BR><BR>In the most recent quarter, the company reported a net loss of ₹19.18 crores, a stark contrast to the profit of ₹0.96 crores it achieved in the same quarter the previous year. This marks a troubling trend, as TruCap Finance has recorded losses for four consecutive quarters, totaling over ₹100 crores. <BR><BR>The financial metrics indicate severe operational challenges, with interest costs consuming an unsustainable 142.40% of quarterly sales. Additionally, the return on equity has dropped to -100.78%, reflecting a complete destruction of shareholder capital. <BR><BR>Overall, the results highlight a company in distress, with no clear path to recovery or profitability in sight. The outlook for TruCap Finance appears bleak, and the stock is rated as a "STRONG SELL" given its ongoing financial deterioration and excessive leverage.

Is TruCap Finance overvalued or undervalued?

As of December 4, 2025, TruCap Finance is considered overvalued at a price of 8.58, with unfavorable financial ratios and a year-to-date return of -50.12%, significantly underperforming compared to its peers and the Sensex.

As of 4 December 2025, the valuation grade for TruCap Finance has moved from risky to expensive. This indicates that the company is overvalued at its current price of 8.58. Key ratios highlight this valuation concern, with a PE ratio of -0.94, an EV to EBIT of -5.98, and a ROE of -100.78%. <BR><BR>In comparison to its peers, TruCap Finance's valuation metrics are significantly less favorable. For instance, Bajaj Finance has a PE ratio of 34.9, while Life Insurance boasts a much more attractive EV to EBITDA of 8.92. Furthermore, the company's stock performance has lagged behind the Sensex, with a year-to-date return of -50.12% compared to the Sensex's 9.12%. This combination of poor financial ratios and underperformance relative to peers suggests that TruCap Finance is indeed overvalued in the current market.

How has been the historical performance of TruCap Finance?

TruCap Finance has experienced significant fluctuations in its financial performance, with net sales rising from 19.03 Cr in Mar'19 to 196.72 Cr in Mar'25, but operating profit peaked at 99.37 Cr in Mar'24 before dropping to 55.22 Cr in Mar'25, resulting in substantial losses in profit before and after tax for the latter year. Despite these losses, cash flow from operating activities improved to 211 Cr in Mar'25, recovering from a negative cash flow of -211 Cr in Mar'24.

Answer:<BR>The historical performance of TruCap Finance shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>TruCap Finance's net sales have shown a consistent upward trend, increasing from 19.03 Cr in Mar'19 to 196.72 Cr in Mar'25. Total operating income followed a similar trajectory, rising from 19.03 Cr in Mar'19 to 196.72 Cr in Mar'25. However, the company's operating profit (PBDIT) has been volatile, peaking at 99.37 Cr in Mar'24 before dropping to 55.22 Cr in Mar'25. Despite the growth in sales, the company reported a profit before tax of -71.16 Cr in Mar'25, a stark decline from a profit of 11.42 Cr in Mar'24. This trend continued with a profit after tax of -59.25 Cr in Mar'25, compared to a profit of 10.96 Cr in Mar'24. The total liabilities decreased from 917.03 Cr in Mar'24 to 683.39 Cr in Mar'25, while total assets also fell from 917.03 Cr to 683.39 Cr in the same period. Cash flow from operating activities was positive at 211 Cr in Mar'25, contrasting with a negative cash flow of -211 Cr in Mar'24, indicating a recovery in operational cash generation despite the overall losses.

Who are the top shareholders of the TruCap Finance?

The top shareholders of TruCap Finance are Wilson Holdings Private Limited with 25.47%, individual investors with 36.46%, and six Foreign Institutional Investors holding 6.18%. The largest public shareholder is Ind Swift Laboratories at 4.74%, with no mutual funds currently invested.

The top shareholders of TruCap Finance include Wilson Holdings Private Limited, which holds the highest stake at 25.47%. Additionally, individual investors collectively own 36.46% of the company. Among institutional investors, six Foreign Institutional Investors (FIIs) hold a combined 6.18%. The highest public shareholder is Ind Swift Laboratories, with a holding of 4.74%. There are no mutual funds currently holding shares in the company.

What is the technical trend for TruCap Finance?

As of May 12, 2025, TruCap Finance shows a mildly bearish trend overall, with mixed signals from technical indicators, including a mildly bullish weekly MACD and bearish monthly indicators.

As of 12 May 2025, the technical trend for TruCap Finance has changed from bearish to mildly bearish. The weekly MACD is mildly bullish, which contrasts with the monthly MACD that remains bearish. The RSI shows no signal on the weekly chart but is bullish on the monthly. Bollinger Bands indicate a bullish stance weekly, while monthly data shows a mildly bearish trend. Daily moving averages are mildly bearish, and the KST is mildly bullish weekly but bearish monthly. Dow Theory supports a mildly bullish view on both weekly and monthly time frames. Overall, the current stance is mildly bearish, influenced by the mixed signals from the moving averages and the bearish monthly indicators.

Has TruCap Finance declared dividend?

No Dividend History Available