TTI Enterprise

What does TTI Enterprise do?

TTI Enterprise Ltd is a micro cap Non Banking Financial Company (NBFC) that provides loans and invests in financial products. As of March 2025, it reported net sales of 1 Cr and a net profit of -1 Cr, with a market cap of Rs 28 Cr.

Overview:<BR>TTI Enterprise Ltd is a Non Banking Financial Company (NBFC) in the micro cap category engaged in fund-based activities, including providing loans and making investments in financial products.<BR><BR>History:<BR>TTI Enterprise Ltd was incorporated on 3rd July 1981. The company has established five subsidiary companies as of 2013. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 1 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -1 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 28 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 27.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.04 <BR>Return on Equity: 3.29% <BR>Price to Book: 0.97 <BR><BR>Contact Details:<BR>Address: 1 R N Mukherjee Road, Martin Burn House Suit No 22 Kolkata West Bengal : 700001 <BR>Tel: 91-33-30229197 <BR>Email: tti1711@gmail.com <BR>Website: http://www.ttienterprise.net

Has TTI Enterprise declared dividend?

No Dividend History Available

Who are the peers of the TTI Enterprise?

TTI Enterprise's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Comfort Comtrade, Relic Tech., R R Fin. Cons., and Paragon Finance. TTI has below-average management risk and growth, with a 1-year return of -13.29%, better than Jio Financial but worse than its other peers.

Peers: The peers of TTI Enterprise are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Comfort Comtrade, Relic Tech., R R Fin. Cons., and Paragon Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial and Comfort Comtrade. Good management risk is noted at Shriram Finance and R R Fin. Cons., whereas Below Average management risk is present at TTI Enterprise, Relic Tech., and Paragon Finance. In terms of Growth, Excellent growth is seen at Jio Financial, while Good growth is noted at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and R R Fin. Cons. Average growth is observed at Muthoot Finance, Comfort Comtrade, and TTI Enterprise, with Below Average growth at Relic Tech. and Paragon Finance. For Capital Structure, Excellent ratings are given to Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, TTI Enterprise, Comfort Comtrade, Relic Tech., R R Fin. Cons., and Paragon Finance, while Good capital structure is noted at Cholaman.Inv.&Fn.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Relic Tech. at 332.10%, while the lowest is Jio Financial at -20.22%. TTI Enterprise's 1-year return of -13.29% is better than Jio Financial's but worse than all other peers. Additionally, Comfort Comtrade and Paragon Finance have negative six-month returns.

What is the technical trend for TTI Enterprise?

As of April 17, 2025, TTI Enterprise shows a mildly bearish trend with mixed signals across different time frames, indicating a cautious outlook despite some bullish indicators.

As of 17 April 2025, the technical trend for TTI Enterprise has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by the daily moving averages indicating a bearish trend, while the weekly MACD and KST show mildly bullish signals. However, the monthly MACD and KST remain bearish, suggesting underlying weakness. The Bollinger Bands on a weekly basis are bullish, but monthly indicators lean mildly bearish. Overall, the mixed signals across different time frames indicate a cautious outlook, with the strength of the bearish trend being moderate.

Who are in the management team of TTI Enterprise?

As of March 2019, the management team of TTI Enterprise includes Alok Kumar Goenka, Binjal Mehta, Paraj Mehta, and several others in various roles such as directors and company secretaries, contributing to the company's governance and management.

As of March 2019, the management team of TTI Enterprise includes the following individuals:<BR><BR>1. Alok Kumar Goenka - Independent Director<BR>2. Binjal Mehta - Whole-time Director<BR>3. Paraj Mehta - Director<BR>4. Ritika Goel - Company Secretary<BR>5. Kamalesh Velji Thakkar - Independent Director<BR>6. Simran Jalan - Company Secretary<BR>7. Ritesh Agarwal - Company Secretary<BR>8. Sonal Atal - Additional Director<BR>9. V S Ranganathan - Additional Executive Director<BR>10. Mridula Mukundan - Managing Director and Additional Executive Director<BR>11. Payal Bafna - Additional Director<BR>12. Jagrati Suhalka - Company Secretary & Compliance Officer<BR>13. Bhagyashri Brijeshkumar Rajgor - Additional Director<BR><BR>This diverse team encompasses various roles, including directors, company secretaries, and executive directors, contributing to the governance and management of the company.

Who are the top shareholders of the TTI Enterprise?

The top shareholder of TTI Enterprise is Valath Sreenivasan Ranganathan with 28.71%, followed by Gajmukta Merchants Pvt. Ltd. at 3.93%. Individual investors collectively own 32.01%, with no institutional holdings reported.

The top shareholders of TTI Enterprise include Valath Sreenivasan Ranganathan, who holds the largest stake at 28.71%. Following him, Gajmukta Merchants Pvt. Ltd. is the highest public shareholder with a 3.93% holding. Additionally, individual investors collectively own 32.01% of the company. There are no institutional holdings from mutual funds or foreign institutional investors.

How big is TTI Enterprise?

As of 24th July, TTI Enterprise Ltd has a market capitalization of 26.00 Cr, classifying it as a Micro Cap company, with recent Net Sales of 2.84 Cr and a Net Profit of 0.92 Cr. Specific values for Shareholder's Funds and Total Assets are unavailable.

As of 24th July, TTI Enterprise Ltd has a market capitalization of 26.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, TTI Enterprise reported Net Sales of 2.84 Cr and a Net Profit of 0.92 Cr. This indicates a positive performance in terms of sales and profit over the specified period.<BR><BR>The reporting period for the balance sheet data is the latest annual period. However, specific values for Shareholder's Funds and Total Assets are not available.

How has been the historical performance of TTI Enterprise?

TTI Enterprise's historical performance from Mar'13 to Mar'17 shows steady growth in net sales and operating income, with net sales rising from 2.86 Cr to 5.04 Cr. However, profit after tax fluctuated, EPS declined from 0.05 to 0.03, and the operating profit margin decreased, despite a positive cash flow rebound in Mar'17.

Answer:<BR>The historical performance of TTI Enterprise shows a steady increase in net sales over the years, rising from 2.86 Cr in Mar'13 to 5.04 Cr in Mar'17. The total operating income followed a similar trend, reaching 5.04 Cr in Mar'17, up from 2.86 Cr in Mar'13. The company's total expenditure, excluding depreciation, also increased from 2.79 Cr in Mar'13 to 4.81 Cr in Mar'17. Operating profit, measured as PBDIT, improved from 0.07 Cr in Mar'13 to 0.23 Cr in Mar'17, indicating a positive trend in profitability. However, profit after tax showed fluctuations, peaking at 0.12 Cr in Mar'16 before dropping to 0.08 Cr in Mar'17. The earnings per share (EPS) reached 0.03 in Mar'17, down from 0.05 in Mar'16, while the operating profit margin decreased from 5.16% in Mar'16 to 4.49% in Mar'17. Cash flow from operating activities turned positive at 1.40 Cr in Mar'17 after a significant negative cash flow of -11.08 Cr in Mar'16, although the net cash outflow was -0.58 Cr in Mar'17.<BR><BR>Breakdown:<BR>TTI Enterprise's financial performance from Mar'13 to Mar'17 indicates a growth trajectory in net sales and operating income, with net sales increasing from 2.86 Cr to 5.04 Cr. The total expenditure also rose, reflecting the company's expansion efforts. Operating profit has shown consistent improvement, moving from 0.07 Cr to 0.23 Cr, which suggests enhanced operational efficiency. Despite these gains, profit after tax has been inconsistent, with a notable decline in EPS from 0.05 to 0.03. The operating profit margin has also decreased, indicating potential challenges in maintaining profitability. Cash flow from operating activities rebounded positively in Mar'17, contrasting sharply with the previous year's significant outflow, although the overall net cash position remained negative.

Is TTI Enterprise overvalued or undervalued?

As of December 4, 2025, TTI Enterprise's valuation has improved to very attractive, indicating it may be undervalued with a PE ratio of 34.83, an EV to EBIT of 21.54, and a Price to Book Value of 0.72, despite recent stock performance lagging behind the Sensex.

As of 4 December 2025, the valuation grade for TTI Enterprise has moved from attractive to very attractive. This indicates a significant improvement in its perceived value, suggesting that the company is currently undervalued. Key ratios include a PE ratio of 34.83, an EV to EBIT of 21.54, and a Price to Book Value of 0.72, which highlight the company's potential for growth relative to its current price.<BR><BR>In comparison to its peers, TTI Enterprise's PE ratio is similar to Bajaj Finance at 34.9, which is considered very expensive, while Life Insurance, which is very attractive, has a significantly lower PE of 10.85. This peer comparison further supports the notion that TTI Enterprise may be undervalued given its strong valuation grade and competitive ratios. Despite recent stock performance lagging behind the Sensex, particularly over the past year with a return of -37.38% compared to the Sensex's 5.32%, the overall valuation metrics suggest a promising outlook for TTI Enterprise.

When is the next results date for TTI Enterprise Ltd?

The next results date for TTI Enterprise Ltd is 12 February 2026.

The next results date for TTI Enterprise Ltd is scheduled for 12 February 2026.

Are TTI Enterprise Ltd latest results good or bad?

TTI Enterprise Ltd's latest Q3 FY26 results are concerning, showing a 100% decline in net profit to ₹0.00 crores and a 4.17% drop in net sales, indicating significant profitability challenges and operational inefficiencies despite a short-term stock price increase.

TTI Enterprise Ltd's latest results for Q3 FY26 indicate significant challenges for the company. The net profit has dropped to ₹0.00 crores, marking a 100% decline both quarter-on-quarter and year-on-year. This is a stark contrast to the previous quarter, where the company reported a net profit of ₹0.46 crores.<BR><BR>Net sales also saw a decline of 4.17% from the previous quarter, settling at ₹0.69 crores, which reflects a stagnant revenue base. The operating margin has compressed dramatically to 39.13%, down from 66.67% in Q2 FY26, largely due to increased operational costs.<BR><BR>Additionally, the company's return on equity (ROE) is very low at 2.07%, indicating poor capital efficiency. The recent tax treatment that resulted in a 100% effective tax rate, eliminating profits, raises concerns about the company's financial management and earnings quality.<BR><BR>While the stock price reacted positively in the short term, climbing 4.28% following the results, the longer-term outlook remains troubling. The stock has underperformed compared to its sector peers, with a decline of 4.76% over the past year, suggesting that the market is skeptical about the company's ability to recover and grow sustainably.<BR><BR>In summary, TTI Enterprise Ltd's latest results are concerning, highlighting significant profitability challenges and operational inefficiencies that overshadow any short-term market reactions.

Should I buy, sell or hold TTI Enterprise Ltd?

Why is TTI Enterprise Ltd falling/rising?

As of 04-Mar, TTI Enterprise Ltd's stock price is at 9.51, down 2.06% over three days, with a total decline of 6.12%. Despite a strong long-term performance, recent trends show bearish sentiment and reduced investor participation.

As of 04-Mar, TTI Enterprise Ltd's stock price is currently at 9.51, reflecting a decrease of 0.2, or 2.06%. The stock has been experiencing a consecutive decline over the last three days, resulting in a total drop of 6.12% during this period. This downward trend is compounded by the fact that the stock has underperformed the broader market, with a 1-week return of -1.45% compared to the Sensex's -3.84%. <BR><BR>Despite a strong performance over the longer term, with a year-to-date increase of 38.63% and a remarkable 741.59% rise over the past five years, the recent short-term movements indicate a struggle. The stock's current price is lower than its 5-day and 20-day moving averages, suggesting a bearish sentiment in the immediate term. Additionally, there has been a significant drop in investor participation, with delivery volume falling by 75.88% compared to the 5-day average, indicating reduced interest from investors. <BR><BR>Overall, the combination of recent price declines, lower investor participation, and the stock's performance relative to moving averages contributes to the current falling trend of TTI Enterprise Ltd's stock price.

Which are the latest news on TTI Enterprise?