UHAL Share Price | U-Haul Holding Co. Stock Analysis & Recommendation

Q: Is U-Haul Holding Co. overvalued or undervalued?

As of 30 June 2025, U-Haul Holding Co. has moved from an expensive to a very expensive valuation grade. The company is currently overvalued based on its high P/E ratio of 42, a price-to-book value of 1.86, and an EV to EBITDA ratio of 11.89. In comparison, peers such as H&E Equipment Services, Inc. have a P/E of 34.29 and Enova International, Inc. shows a more attractive P/E of 14.65, indicating that U-Haul's valuation is significantly higher than its industry counterparts.Recent stock performance further underscores this valuation concern, as U-Haul has underperformed against the S&P 500 across multiple time frames, with a year-to-date return of -18.22% compared to the S&P 500's 12.22%. This trend, along with the company's low ROCE of 5.24% and ROE of 4.43%, suggests that investors may be paying a premium without adequate justification from financial performance.

Q: Is U-Haul Holding Co. technically bullish or bearish?

As of 30 July 2025, the technical trend for U-Haul Holding Co. has changed from mildly bearish to bearish. The current stance is bearish, with key indicators supporting this view including bearish MACD readings on both weekly and monthly timeframes, bearish Bollinger Bands, and a bearish moving average on the daily timeframe. The KST is bearish weekly and mildly bearish monthly, while Dow Theory indicates a mildly bearish stance on both timeframes. Although the OBV shows mild bullishness weekly, it is mildly bearish monthly, adding to the overall bearish sentiment. In terms of performance, U-Haul has underperformed the S&P 500 across multiple periods, with a year-to-date return of -18.22% compared to the S&P 500's 12.22%, and a one-year return of -22.30% versus 17.14%.

Q: What does U-Haul Holding Co. do?

Overview:U-Haul Holding Co. is a do-it-yourself moving and storage operator in the finance industry with a market cap in the mid-cap bracket.Financial Snapshot:Most recent Net Sales: 1,234 Million (Quarterly Results - Mar 2025)Most recent Net Profit: -91 Million (Quarterly Results - Mar 2025)Market cap: USD 13,300.62 Million (Mid Cap)Key Metrics:P/E: 42.00Dividend Yield: 0.00%Debt Equity: -999,999.00Return on Equity: 4.43%Price to Book: 1.77Contact Details:Address: 5555 Kietzke Ln Ste 100, RENO NV : 89511-2096Tel: ['1 775 6886300', '1 602 2636601']Website: https://www.amerco.com/

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

141.09 k

Shareholding (Mar 2026)

FII

7.19%

Held by 84 FIIs

DII

92.12%

Held by 16 DIIs

Promoter

0.69%

Is U-Haul Holding Co. overvalued or undervalued?

20-Sep-2025

As of June 30, 2025, U-Haul Holding Co. is considered very expensive with a high P/E ratio of 42 and underperformance against the S&P 500, indicating it is overvalued compared to industry peers.

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Is U-Haul Holding Co. technically bullish or bearish?

20-Sep-2025

As of July 30, 2025, U-Haul Holding Co. has shifted to a bearish trend, supported by negative technical indicators and underperformance compared to the S&P 500, with year-to-date returns of -18.22% versus 12.22%.

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How big is U-Haul Holding Co.?

22-Jun-2025

As of Jun 18, U-Haul Holding Co. has a market capitalization of $13.3 billion, with net sales of $5.83 billion and a net profit of $331.79 million over the last four quarters. Shareholder's funds are reported at $7.5 billion, and total assets amount to $20.74 billion.

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What does U-Haul Holding Co. do?

22-Jun-2025

U-Haul Holding Co. is a do-it-yourself moving and storage operator with a market cap of approximately $13.3 billion. As of March 2025, it reported net sales of $1.234 billion and a net profit of -$91 million.

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Who are in the management team of U-Haul Holding Co.?

22-Jun-2025

As of March 2022, the management team of U-Haul Holding Co. includes Chairman and President Edward Shoen, Vice Chairman Samuel Shoen, and independent directors James Acridge, John Brogan, James Grogan, Richard Herrera, and Karl Schmidt.

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Weak Long Term Fundamental Strength with an average Return on Capital Employed (ROCE) of 10.70%

The company has declared Negative results for the last 10 consecutive quarters

Consistent Underperformance against the benchmark over the last 3 years

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

USD 10,441 Million (Small Cap)

P/E

112.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

1.21%

Price to Book

1.35

Revenue and Profits:

Net Sales:

1,272 Million

(Quarterly Results - Mar 2026)

Net Profit:

-137 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

41.66%

6 Months

19.56%

1 Year

0.11%

2 Years

-0.62%

3 Years

15.11%

4 Years

-86.47%

5 Years

-88.15%

U-Haul Holding Co. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

6.87%

EBIT Growth (5y)

-9.34%

EBIT to Interest (avg)

5.33

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

23.12%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

57.01%

ROCE (avg)

10.70%

ROE (avg)

11.68%

Valuation key factors

Factor

Value

P/E Ratio

112

Industry P/E

Price to Book Value

1.35

EV to EBIT

30.07

EV to EBITDA

10.07

EV to Capital Employed

1.18

EV to Sales

2.90

PEG Ratio

Dividend Yield

ROCE (Latest)

3.93%

ROE (Latest)

1.21%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

RSI

No Signal

Bollinger Bands

Sideways

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2026

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 43 Schemes (15.17%)

Foreign Institutions

Held by 84 Foreign Institutions (7.19%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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        "suffix": "YoY Growth in quarter ended Mar 2026 is 3.10% vs 4.60% in Mar 2025",
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          "val2": "1,233.50",
          "chgp": "3.10%",
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          "val1": "251.00",
          "val2": "239.50",
          "chgp": "4.80%",
          "chgp_class": "positive"
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          "field": "Interest",
          "val1": "96.30",
          "val2": "80.40",
          "chgp": "19.78%",
          "chgp_class": "negative"
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        {
          "field": "Exceptional Items",
          "val1": "-0.90",
          "val2": "-0.10",
          "chgp": "-800.00%",
          "chgp_class": "negative"
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        {
          "field": "Consolidate Net Profit",
          "val1": "-136.60",
          "val2": "-91.10",
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          "field": "Operating Profit Margin (Excl OI)",
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          "val2": "-17.30%",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2026 is -85.59% vs -44.41% in Mar 2025",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'26",
        "Mar'25",
        "Change(%)"
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      "body": [
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          "field": "Net Sales",
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          "val2": "5,837.10",
          "chgp": "3.58%",
          "chgp_class": "positive"
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,756.80",
          "val2": "1,729.70",
          "chgp": "1.57%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "367.40",
          "val2": "295.70",
          "chgp": "24.25%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-1.10",
          "val2": "-2.60",
          "chgp": "57.69%",
          "chgp_class": "positive"
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          "field": "Consolidate Net Profit",
          "val1": "47.80",
          "val2": "331.80",
          "chgp": "-85.59%",
          "chgp_class": "negative"
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          "field": "Operating Profit Margin (Excl OI)",
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Quarterly Results Snapshot (Consolidated) - Mar'26 - YoY

Mar'26

Mar'25

Change(%)

Net Sales

1,271.80

1,233.50

3.10%

Operating Profit (PBDIT) excl Other Income

251.00

239.50

4.80%

Interest

96.30

80.40

19.78%

Exceptional Items

-0.90

-0.10

-800.00%

Consolidate Net Profit

-136.60

-91.10

-49.95%

Operating Profit Margin (Excl OI)

-44.00%

-17.30%

-2.67%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Mar 2026 is 3.10% vs 4.60% in Mar 2025

Consolidated Net Profit

YoY Growth in quarter ended Mar 2026 is -49.95% vs -839.18% in Mar 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Mar'26

Mar'26

Mar'25

Change(%)

Net Sales

6,046.10

5,837.10

3.58%

Operating Profit (PBDIT) excl Other Income

1,756.80

1,729.70

1.57%

Interest

367.40

295.70

24.25%

Exceptional Items

-1.10

-2.60

57.69%

Consolidate Net Profit

47.80

331.80

-85.59%

Operating Profit Margin (Excl OI)

90.20%

123.00%

-3.28%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2026 is 3.58% vs 3.61% in Mar 2025

Consolidated Net Profit

YoY Growth in year ended Mar 2026 is -85.59% vs -44.41% in Mar 2025

All Annual Results

Company CV

About U-Haul Holding Co.

U-Haul Holding Co.

Finance

AMERCO is a do-it-yourself moving and storage operator through its subsidiary, U-Haul International, Inc. (U-Haul). The Company supplies its products and services to help people move and store their household and commercial goods through U-Haul. It sells U-Haul brand boxes, tape, and other moving and self-storage products and services to do-it-yourself moving and storage customers at its distribution outlets and through uhaul.com and eMove Websites. The Company operates through three segments: Moving and Storage; Property and Casualty Insurance, and Life Insurance. The Moving and Storage segment includes the operations of AMERCO, U-Haul and Amerco Real Estate Company, and the subsidiaries of U-Haul and Real Estate. The Property and Casualty Insurance segment consists of the operations of Repwest Insurance Company and its subsidiaries, and ARCOA Risk Retention Group. The Life Insurance segment consists of the operations of Oxford Life Insurance Company and its subsidiaries.

Company Coordinates

Company Details

5555 Kietzke Ln Ste 100 , RENO NV : 89511-2096

Tel: 1 775 68863001 602 2636601

https://www.amerco.com/

Registrar Details