UMB Financial Corp.

Is UMB Financial Corp. overvalued or undervalued?

As of November 21, 2025, UMB Financial Corp. is fairly valued with a P/E ratio of 21, a Price to Book Value of 1.28, and a ROE of 6.11%, but has underperformed the S&P 500 with a return of -12.63% over the past year, indicating it may not be as attractive compared to peers like Comerica and Old National Bancorp.

As of 21 November 2025, the valuation grade for UMB Financial Corp. has moved from attractive to fair, indicating a shift in its perceived value. The company appears to be fairly valued at this time. Key valuation ratios include a P/E ratio of 21, a Price to Book Value of 1.28, and a ROE of 6.11%. <BR><BR>In comparison to its peers, UMB Financial Corp. has a P/E ratio that is lower than Comerica, Inc. at 21.53 but higher than Old National Bancorp at 15.09. Additionally, Zions Bancorporation has a notably lower P/E ratio of 10.08, suggesting that UMB may not be as attractive as some of its peers. Over the past year, UMB Financial Corp. has returned -12.63%, underperforming the S&P 500's return of 11.00%, which reinforces the notion that the stock may not be positioned favorably in the current market landscape.

Is UMB Financial Corp. technically bullish or bearish?

As of October 31, 2025, UMB Financial Corp. shows a neutral trend with mixed technical indicators, underperforming the S&P 500 with year-to-date and one-year returns of -5.83% and -1.85%, respectively.

As of 31 October 2025, the technical trend for UMB Financial Corp. has changed from mildly bullish to sideways. The current stance is neutral, with key indicators showing mixed signals. The MACD is mildly bearish on both weekly and monthly time frames, while Bollinger Bands indicate a mildly bearish weekly trend but a bullish monthly trend. Moving averages are mildly bullish on the daily time frame. Overall, the lack of strong signals from the RSI, KST, and Dow Theory suggests a lack of clear direction.<BR><BR>In terms of performance, UMB Financial Corp. has underperformed the S&P 500 across multiple periods, with a year-to-date return of -5.83% compared to the S&P 500's 16.30%, and a one-year return of -1.85% versus 19.89%.

How big is UMB Financial Corp.?

As of Jun 18, UMB Financial Corp. has a market capitalization of $8.16 billion, with total assets of $50.49 billion and shareholder's funds of $3.47 billion.

Market Cap: As of Jun 18, UMB Financial Corp. has a market capitalization of 8,156.24 million, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, UMB Financial Corp. reported a sum of Net Profit amounting to 412.31 million. The sum of Interest Earned during the same period was 2,388.91 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company reported Shareholder's Funds of 3,466.54 million and Total Assets of 50,485.80 million.

What does UMB Financial Corp. do?

UMB Financial Corporation is a diversified financial holding company in the Major Banks industry, with a market cap of approximately $8.16 billion and recent quarterly net sales of $738 million. Key metrics include a P/E ratio of 21.00 and a dividend yield of 1.06%.

Overview:<BR>UMB Financial Corporation is a diversified financial holding company that operates in the Major Banks industry.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 738 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 81 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 8,156.24 Million (Small Cap)<BR><BR>Key Metrics:<BR>P/E: 21.00 <BR>Dividend Yield: 1.06% <BR>Debt Equity: 0.00 <BR>Return on Equity: 6.11% <BR>Price to Book: 1.21<BR><BR>Contact Details:<BR>Address: 1010 Grand Blvd, KANSAS CITY MO: 64106-2202 <BR>Tel: ['1 816 8607000', '1 816 8607106'] <BR>Website: https://www.umbfinancial.com/

Should I buy, sell or hold UMB Financial Corp.?

Who are in the management team of UMB Financial Corp.?

As of March 2022, UMB Financial Corp.'s management team is led by Mr. J. Mariner Kemper as Chairman, President, and CEO, alongside a board that includes Mr. Alexander Kemper and several independent directors.

As of March 2022, the management team of UMB Financial Corp. includes Mr. J. Mariner Kemper, who serves as the Chairman of the Board, President, and Chief Executive Officer. Additionally, the board comprises Mr. Alexander Kemper as a Director, along with independent directors Ms. Robin Beery, Mr. Kevin Gallagher, Mr. Greg Graves, and Mr. Gordon Lansford. <BR><BR>In summary, as of March 2022, UMB Financial Corp.'s management team is led by Mr. J. Mariner Kemper, with a diverse board that includes both directors and independent members.