Unifinz Capital

What does Unifinz Capital do?

Unifinz Capital India Ltd is a Non Banking Financial Company (NBFC) focused on the micro-cap market, reporting net sales of 45 Cr and a net profit of 7 Cr for March 2025. The company, formerly known as Shree Worstex Limited, was renamed in December 2022 and has a market cap of Rs 531 Cr.

Overview:<BR>Unifinz Capital India Ltd operates as a Non Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History:<BR>The company was originally incorporated as 'Shree Worstex Limited' in 1982. It underwent a name change to Unifinz Capital India Limited on December 14, 2022, following approval from the Reserve Bank of India. The latest quarterly results reported net sales and net profit for March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 45 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 7 Cr (Quarterly Results - Mar 2025)<BR>- Market Cap: Rs 531 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 26.00<BR>- Industry P/E: 23<BR>- Dividend Yield: 0.06%<BR>- Debt Equity: 0.42<BR>- Return on Equity: 25.88%<BR>- Price to Book: 6.85<BR><BR>Contact Details:<BR>Address: 325 III Floor Aggarwal Plaza, Sector-14 Rohini New Delhi New Delhi : 110085<BR>Tel: 91-11-45689444<BR>Email: shreewortex@gmail.com<BR>Website: http://www.unifinz.in

Has Unifinz Capital declared dividend?

Unifinz Capital India Ltd has declared a 5% dividend, amounting to ₹0.5 per share, with an ex-date of April 4, 2025. The company has demonstrated significant total returns, particularly 441.66% over the past year and 1422.12% over the past two years, despite no returns in the last four and five years.

Unifinz Capital India Ltd has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.5<BR>- Ex-date: 04 Apr 2025<BR><BR>Dividend Yield: 0.06%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 57.51%, the dividend return was 0.13%, resulting in a total return of 57.64%.<BR><BR>Over the past year, the price return reached 441.23%, with a dividend return of 0.43%, leading to a total return of 441.66%.<BR><BR>For the 2-year period, the price return was an impressive 1420.79%, while the dividend return was 1.33%, culminating in a total return of 1422.12%.<BR><BR>In the 3-year timeframe, the price return was 439.04%, the dividend return was 0.51%, and the total return amounted to 439.55%.<BR><BR>Over the last 4 years, there was no price return or dividend return, resulting in a total return of 0.0%.<BR><BR>Similarly, in the 5-year period, both price and dividend returns were 0%, leading to a total return of 0.0%.<BR><BR>Overall, Unifinz Capital has declared a dividend, and the company has shown significant total returns over various periods, particularly in the 1 and 2-year spans, indicating strong performance despite the lack of returns in the longer 4 and 5-year periods.

Who are the peers of the Unifinz Capital?

Unifinz Capital's peers include Niyogin Fintech, Naperol Invest., Muthoot Cap.Serv, Moneyboxx Fin., Avonmore Capital, Nahar Capital, UVS Hospitality, Welspun Investme, and India Finsec. Unifinz Capital shows excellent growth and management risk, with the highest 1-year return at 216.24% compared to its peers.

Peers: The peers of Unifinz Capital are Niyogin Fintech, Naperol Invest., Muthoot Cap.Serv, Moneyboxx Fin., Avonmore Capital, Nahar Capital, UVS Hospitality, Welspun Investme, and India Finsec.<BR><BR>Quality Snapshot: Excellent management risk is observed at Moneyboxx Fin., Avonmore Capital, Nahar Capital, and India Finsec, while Average management risk is found at Niyogin Fintech, Naperol Invest., Unifinz Capital, and Welspun Investme. Below Average management risk is noted at Muthoot Cap.Serv, UVS Hospitality, and Nahar Capital. In terms of growth, Excellent growth is seen at Moneyboxx Fin., Unifinz Capital, UVS Hospitality, and India Finsec, while Average growth is found at Niyogin Fintech and Nahar Capital. Below Average growth is noted at Naperol Invest. and Muthoot Cap.Serv, while Good growth is observed at Avonmore Capital. Excellent capital structure is reported for Niyogin Fintech, Naperol Invest., Muthoot Cap.Serv, Moneyboxx Fin., Avonmore Capital, Nahar Capital, Unifinz Capital, UVS Hospitality, and India Finsec, while Good capital structure is noted at Welspun Investme.<BR><BR>Return Snapshot: Unifinz Capital has the highest 1-year return at 216.24%, while Moneyboxx Fin. has the lowest at -48.93%. Compared to its peers, Unifinz Capital's return is significantly higher. Additionally, the peers with negative six-month returns include Moneyboxx Fin., UVS Hospitality, and Nahar Capital.

Who are in the management team of Unifinz Capital?

As of March 2020, the management team of Unifinz Capital includes Pawan Kumar Mittal, Kiran Mittal, Achal Kapoor (Directors), Jitendra Kumar Agarwal and Pankaj Kapoor (Independent Directors), and Ketna Kumari (Company Secretary & Compliance Officer).

As of March 2020, the management team of Unifinz Capital includes the following individuals:<BR><BR>1. Pawan Kumar Mittal - Director<BR>2. Kiran Mittal - Director<BR>3. Jitendra Kumar Agarwal - Independent Director<BR>4. Pankaj Kapoor - Independent Director<BR>5. Achal Kapoor - Director<BR>6. Ketna Kumari - Company Secretary & Compliance Officer<BR><BR>These members play various roles within the company's governance structure.

Who are the top shareholders of the Unifinz Capital?

The top shareholders of Unifinz Capital include promoter Pawan Kumar Mittal with 13.69%, public shareholder Paaven Bansal at 20.14%, and individual investors holding 46.11%. Additionally, a foreign institutional investor holds 11.29%, with no pledged promoter holdings or mutual funds involved.

The top shareholders of Unifinz Capital include Pawan Kumar Mittal, who is the promoter with the highest holding at 13.69%. The highest public shareholder is Paaven Bansal, holding 20.14%. Additionally, individual investors collectively hold 46.11% of the company's shares. There is also one foreign institutional investor (FII) that holds 11.29% of the shares. Notably, there are no pledged promoter holdings and no mutual funds involved in the shareholding.

How big is Unifinz Capital?

As of 24th July, Unifinz Capital India Ltd has a market capitalization of 521.00 Cr, with recent Net Sales of 121.35 Cr and a Net Profit of 20.07 Cr. The company has Shareholder's Funds of 77.55 Cr and Total Assets of 124.04 Cr.

As of 24th July, Unifinz Capital India Ltd has a market capitalization of 521.00 Cr, categorizing it as a Micro Cap company.<BR><BR>For the latest four quarters, Unifinz Capital reported Net Sales of 121.35 Cr and a Net Profit of 20.07 Cr.<BR><BR>As of the latest annual period, the company has Shareholder's Funds of 77.55 Cr and Total Assets amounting to 124.04 Cr.

Are Unifinz Capital latest results good or bad?

Unifinz Capital's latest results are very strong, with net sales increasing by 173.6% to Rs 82.99 crore and Profit Before Tax rising by 243.3% to Rs 22.29 crore. Overall, the company shows robust growth and improved profitability, indicating a positive performance.

Unifinz Capital's latest results are very strong and indicate significant growth. For the quarter ending June 2025, the company reported net sales of Rs 82.99 crore, which is an impressive increase of 173.6% compared to the average of the previous four quarters. Profit Before Tax (PBT) rose to Rs 22.29 crore, reflecting a remarkable 243.3% increase, while Profit After Tax (PAT) climbed to Rs 16.81 crore, a 235.0% increase from prior quarters.<BR><BR>The company also achieved its highest operating profit at Rs 26.04 crore, with consistent growth observed over the last five quarters. Additionally, the Earnings per Share (EPS) reached Rs 18.99, the highest in the last five quarters, indicating improved profitability for shareholders. Furthermore, Unifinz Capital has reduced its debt-equity ratio to 0.43 times, the lowest in recent periods, which suggests a healthier balance sheet.<BR><BR>Overall, these results reflect a very positive performance for Unifinz Capital, showcasing robust growth across key financial metrics.

When is the next results date for Unifinz Capital?

Unifinz Capital will announce its results on 14 November 2025.

Unifinz Capital is scheduled to declare its results on 14 November 2025.

How has been the historical performance of Unifinz Capital?

Unifinz Capital has demonstrated significant growth, with net sales increasing from 0.50 Cr in March 2022 to 121.35 Cr in March 2025, alongside a recovery in profitability, achieving a profit after tax of 20.06 Cr in March 2025. The company's total assets rose to 124.04 Cr, reflecting strong financial performance and recovery over the past few years.

Answer:<BR>The historical performance of Unifinz Capital shows significant growth in net sales and profitability over the years, particularly in the most recent fiscal year ending March 2025.<BR><BR>Breakdown:<BR>Unifinz Capital's net sales have surged from 0.50 Cr in March 2022 to 121.35 Cr in March 2025, indicating a remarkable upward trend. Total operating income followed a similar trajectory, rising from 0.50 Cr in March 2022 to 121.35 Cr in March 2025. The company has also improved its operating profit, achieving 28.07 Cr in March 2025, a significant recovery from a loss of 0.98 Cr in March 2024. Profit before tax reached 26.63 Cr in March 2025, compared to a loss of 1.74 Cr in the previous year, while profit after tax also turned positive at 20.06 Cr, rebounding from a loss of 1.14 Cr in March 2024. The earnings per share (EPS) reflect this positive trend, increasing to 22.67 in March 2025 from a negative EPS of 3.63 in March 2024. On the balance sheet, total assets rose sharply to 124.04 Cr in March 2025 from 37.49 Cr in March 2024, driven by an increase in shareholder's funds to 77.55 Cr. However, total liabilities also increased to 124.04 Cr, with total debt at 32.94 Cr. Cash flow from financing activities was strong at 52.00 Cr in March 2025, contributing to a net cash inflow of 6.00 Cr for the year. Overall, Unifinz Capital has shown a strong recovery and growth in its financial metrics over the past few years.

Should I buy, sell or hold Unifinz Capital?

Is Unifinz Capital overvalued or undervalued?

As of November 25, 2025, Unifinz Capital is considered overvalued with a valuation grade of expensive, despite strong performance metrics like a PE ratio of 9.02 and a year-to-date return of 32.17%, especially when compared to peers like Bajaj Finance and Life Insurance.

As of 25 November 2025, Unifinz Capital's valuation grade has moved from fair to expensive, indicating a shift in its market perception. The company is currently deemed overvalued. Key ratios include a PE ratio of 9.02, an EV to EBITDA of 6.89, and a ROE of 45.94%, which, while impressive, suggest that the stock may not justify its current price level given the overall market conditions.<BR><BR>In comparison to its peers, Unifinz Capital's valuation appears high, especially when compared to Bajaj Finance, which has a PE ratio of 33.52 and is categorized as very expensive, and Life Insurance, which is very attractive with a PE of 11.11. Despite Unifinz Capital's strong performance with a year-to-date return of 32.17% compared to the Sensex's 8.25%, the elevated valuation metrics signal caution for potential investors.

Is Unifinz Capital technically bullish or bearish?

As of December 1, 2025, Unifinz Capital's technical trend is mildly bearish, driven by bearish daily moving averages and monthly RSI and KST, despite some mildly bullish signals from the weekly MACD and Bollinger Bands, indicating a cautious approach is advisable.

As of 1 December 2025, the technical trend has changed from sideways to mildly bearish. The current technical stance for Unifinz Capital is mildly bearish. Key indicators driving this stance include the daily moving averages indicating a bearish trend, the monthly RSI showing bearish momentum, and the monthly KST also reflecting a bearish outlook. While the weekly MACD and Bollinger Bands show mildly bullish signals, they are outweighed by the bearish indicators on the monthly time frame. Overall, the mixed signals suggest a cautious approach is warranted.

Why is Unifinz Capital India Ltd falling/rising?

As of 18-Jan, Unifinz Capital India Ltd's stock price is at 102.96, unchanged from the previous session, but has declined 3.78% over the past week. Despite strong fundamentals and a year-to-date increase of 10.06%, recent underperformance and reduced investor participation indicate a challenging short-term outlook.

As of 18-Jan, Unifinz Capital India Ltd's stock price is currently at 102.96, showing no change from the previous trading session. The stock has experienced a decline of 3.78% over the past week and 1.94% over the past month, indicating a downward trend in the short term. Despite this, the stock has performed positively year-to-date, with an increase of 10.06%, contrasting with a decline of 1.94% in the benchmark Sensex.<BR><BR>The stock's performance today has underperformed its sector by 0.25%, and it is currently trading higher than its 20-day moving averages but lower than its 5-day, 50-day, 100-day, and 200-day moving averages. This suggests that while there may be some short-term strength, the overall trend is not favorable when compared to longer-term averages.<BR><BR>Additionally, there has been a significant drop in investor participation, with delivery volume falling by 65.72% against the 5-day average, indicating reduced interest from investors. This decline in trading activity could contribute to the stock's price stagnation or potential decline.<BR><BR>On a more positive note, the company has shown strong long-term fundamental strength, with an average return on equity (ROE) of 20.12% and impressive growth in net sales and operating profit. However, despite these strong fundamentals, the stock's price has not reflected this growth, as it has generated a return of -3.08% over the past year, even though profits have risen significantly by 937.8%.<BR><BR>In summary, while Unifinz Capital India Ltd has strong fundamentals and growth potential, the recent declines in stock price can be attributed to short-term underperformance, reduced investor participation, and a lack of momentum compared to longer-term moving averages.

Which are the latest news on Unifinz Capital?