Union Assurance Plc (UAL.N0000) Stock Analysis | Price, Returns, Financials & Key Metrics

Mojo Score Change: Union Assurance Plc has changed its score on 03 Dec 2025. Click here to unlock latest mojo score!

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

MarketsMojo — Loved in India, Now Global

The power of Mojo is now in 29 countries. Explore global equities with the same cutting-edge features you love.Unlock 29 Markets

Dashboard

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 14.01%

Poor long term growth as Operating profit has grown by an annual rate of 0%

Negative results in Jun 25

With ROE of 17.65%, it has a expensive valuation with a 2.28 Price to Book Value

Underperformed the market in the last 1 year

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

LKR 44,196 Million (Large Cap)

P/E

13.00

Industry P/E

Dividend Yield

0.13%

Debt Equity

-999,999.00

Return on Equity

18.08%

Price to Book

2.14

Revenue and Profits:

Net Sales:

(Quarterly Results - Mar 2025)

Net Profit:

516 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-0.79%

6 Months

14.5%

1 Year

38.89%

2 Years

97.37%

3 Years

198.8%

4 Years

-75.0%

5 Years

-75.0%

Union Assurance Plc for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

15.80%

EBIT Growth (5y)

EBIT to Interest (avg)

0.01

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

30.40%

Dividend Payout Ratio

78.76%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

14.01%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.28

EV to EBIT

EV to EBITDA

71.74

EV to Capital Employed

2.34

EV to Sales

1.45

PEG Ratio

Dividend Yield

0.12%

ROCE (Latest)

ROE (Latest)

17.65%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

Mildly Bullish

OBV

Mildly Bearish

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Mar'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Mar 2025 is 0.00% vs 0.00% in Mar 2024",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Mar 2025 is 6.83% vs 8.75% in Mar 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'25",
        "Mar'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "175.40",
          "val2": "147.90",
          "chgp": "18.59%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "516.50",
          "val2": "483.50",
          "chgp": "6.83%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "72.50%",
          "val2": "79.00%",
          "chgp": "-0.65%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is -0.46% vs 36.81% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "661.60",
          "val2": "543.60",
          "chgp": "21.71%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "62.30",
          "val2": "50.50",
          "chgp": "23.37%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "3,741.20",
          "val2": "3,758.40",
          "chgp": "-0.46%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "150.90%",
          "val2": "169.60%",
          "chgp": "-1.87%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Mar'25 - YoY

Mar'25

Mar'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

175.40

147.90

18.59%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

516.50

483.50

6.83%

Operating Profit Margin (Excl OI)

72.50%

79.00%

-0.65%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Mar 2025 is 0.00% vs 0.00% in Mar 2024

Consolidated Net Profit

YoY Growth in quarter ended Mar 2025 is 6.83% vs 8.75% in Mar 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

661.60

543.60

21.71%

Interest

62.30

50.50

23.37%

Exceptional Items

0.00

Consolidate Net Profit

3,741.20

3,758.40

-0.46%

Operating Profit Margin (Excl OI)

150.90%

169.60%

-1.87%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is -0.46% vs 36.81% in Dec 2023

All Annual Results

Company CV

About Union Assurance Plc

Union Assurance Plc

Insurance

Union Assurance PLC is a Sri Lanka-based provider of life insurance solutions. The Company offers a range of insurance solutions and services under various categories, such as Investment, Protection, Retirement, Education and Health. The Investment category includes solutions, such as Union Life Advantage, Union Super Investor, Union Single Premium Advantage, Union Jayamaga, Union Jayamaga Plus and Union Super Benefit. The Protection category includes solutions, such as Union Life Advantage and Union Loan Protector. The Retirement solutions include Union Challenger and Union Life Advantage. Its Education solutions include Union Sisumaga and Union Life Advantage. The Health solutions include Union Life Advantage. It provides various benefits under the Protection category, such as Accidental Death Benefit, Family Income Benefit, Funeral Expenses Benefit, Spouse Rider Benefit and Waiver of Premium.

Company Coordinates

Company Details

Union Assurance Centre, 20,St. Michael's Road, Colombo 3 COLOMBO None : 3

Tel: 94 11 2428000

https://unionassurance.com/

Registrar Details