United Arab Bank PJSC is a United Arab Emirates-based bank that offers commercial banking and financial products through a network of 20 branches across the United Arab Emirates. The Bank is structured into three segments: the Retail banking segment includes individual customers’ deposits, consumer type loans, overdrafts, credit card facilities and fund transfer facilities, as well as Islamic banking services; the Corporate banking segment includes loans and other credit facilities, and deposit and current accounts for corporate and institutional customers, and the Others segment provides money market, trading and treasury services, the management of the funding operation of the Bank and its wholly owned subsidiary, Al Sadarah Investment Company, as well as includes the small and medium enterprises (SME) banking and head office functions.