Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
28.35%
0%
28.35%
6 Months
44.77%
0%
44.77%
1 Year
139.79%
0%
139.79%
2 Years
346.85%
0%
346.85%
3 Years
310.13%
0%
310.13%
4 Years
293.66%
0%
293.66%
5 Years
343.52%
0%
343.52%
United Bank Ltd. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
47.00%
EBIT Growth (5y)
34.82%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
71.67%
Pledged Shares
0
Institutional Holding
0.06%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
1.06
EV to EBIT
41.73
EV to EBITDA
38.98
EV to Capital Employed
1.00
EV to Sales
5.16
PEG Ratio
0.18
Dividend Yield
2.82%
ROCE (Latest)
2.41%
ROE (Latest)
16.61%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Bullish
Bullish
OBV
Mildly Bullish
Mildly Bearish
Shareholding Snapshot : Jun 2022
Shareholding Compare (%holding) 
Majority shareholders
Foreign Institutions
Domestic Funds
Held in 0 Schemes (0%)
Foreign Institutions
Held by 1 Foreign Institutions (0.06%)
Strategic Entities with highest holding
Highest Public shareholder
About United Bank Ltd. 
United Bank Ltd.
Major Banks
United Bank Ltd is a Pakistan-based banking company. The Company is engaged in commercial banking and related services. It offers a range of Shariah Compliant Islamic Banking products and services through its subsidiary, UBL Ameen. Its segments include Corporate/Commercial Banking, Treasury, Branch Banking, Islamic Banking and International Branch Operations. Corporate/Commercial Banking include project, trade and working capital finance, import and export, factoring, leasing, lending, deposits and guarantees. Treasury segment includes deposits, lending and banking services to private individuals and small businesses. Islamic Banking segment represents branch operations of Islamic banking window of the Company. International Branch Operations segment includes its operations in approximately five countries, including two branches in export processing zones in Karachi and Sialkot. It operates approximately 98 Islamic banking branches and 163 Islamic banking windows.
Company Coordinates 
Company Details
UBL Head Office, 2nd Floor, I.I. Chundrigar Road, KARACHI None : 74000
Registrar Details






