United Bank Ltd.

  • Market Cap: Large Cap
  • Industry: Major Banks
  • ISIN: PK0081901016
PKR
517.63
-2.57 (-0.49%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

1.16 M

Shareholding (Jun 2022)

FII

0.06%

Held by 1 FIIs

DII

99.94%

Held by 0 DIIs

Promoter

0.00%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

Efficient Cost Management with a low Cost to Income Ratio of 39.48%

 
2

The company has declared Positive results for the last 16 consecutive quarters

3

With ROE of 21.3, it has a very attractive valuation with a 1.8 Price to Book Value

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Major Banks

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Market cap

PKR 947,132 Million (Large Cap)

stock-summary
P/E

6.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.71%

stock-summary
Debt Equity

0.00

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Return on Equity

16.61%

stock-summary
Price to Book

2.10

Revenue and Profits:
Net Sales:
261,831 Million
(Quarterly Results - Mar 2025)
Net Profit:
36,112 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
34.04%
0%
34.04%
6 Months
49.6%
0%
49.6%
1 Year
122.69%
0%
122.69%
2 Years
350.39%
0%
350.39%
3 Years
335.02%
0%
335.02%
4 Years
293.84%
0%
293.84%
5 Years
366.67%
0%
366.67%

United Bank Ltd. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Icon
No Recent News for the Company
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
47.00%
EBIT Growth (5y)
34.82%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
71.67%
Pledged Shares
0
Institutional Holding
0.06%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
1.06
EV to EBIT
41.73
EV to EBITDA
38.98
EV to Capital Employed
1.00
EV to Sales
5.16
PEG Ratio
0.18
Dividend Yield
2.82%
ROCE (Latest)
2.41%
ROE (Latest)
16.61%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Jun 2022stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Foreign Institutions

Domestic Funds

Held in 0 Schemes (0%)

Foreign Institutions

Held by 1 Foreign Institutions (0.06%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by United Bank Ltd."
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "alert": "No Annual Results declared by United Bank Ltd."
  }
]
stock-summaryCompany CV
About United Bank Ltd. stock-summary
stock-summary
United Bank Ltd.
Major Banks
United Bank Ltd is a Pakistan-based banking company. The Company is engaged in commercial banking and related services. It offers a range of Shariah Compliant Islamic Banking products and services through its subsidiary, UBL Ameen. Its segments include Corporate/Commercial Banking, Treasury, Branch Banking, Islamic Banking and International Branch Operations. Corporate/Commercial Banking include project, trade and working capital finance, import and export, factoring, leasing, lending, deposits and guarantees. Treasury segment includes deposits, lending and banking services to private individuals and small businesses. Islamic Banking segment represents branch operations of Islamic banking window of the Company. International Branch Operations segment includes its operations in approximately five countries, including two branches in export processing zones in Karachi and Sialkot. It operates approximately 98 Islamic banking branches and 163 Islamic banking windows.
Company Coordinates stock-summary
Company Details
UBL Head Office, 2nd Floor, I.I. Chundrigar Road, KARACHI None : 74000
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Tel: 92 21 11182511192 219 90332971
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Registrar Details