United Community Banks, Inc.

How big is United Community Banks, Inc.?

As of Jun 18, United Community Banks, Inc. has a market capitalization of $3.34 billion, with net profit of $259.64 million and total assets of $27.81 billion.

As of Jun 18, United Community Banks, Inc. has a market capitalization of 3,343.66 million, classifying it as a Small Cap company.<BR><BR>As of Jun 18, the sum of net profit for the latest four quarters is 259.64 million. The sum of interest earned during the same period is 1,376.37 million.<BR><BR>As of Dec 24, the reporting period shows Shareholder's Funds at 3,432.13 million and Total Assets at 27,806.84 million.

What does United Community Banks, Inc. do?

United Community Banks, Inc. is a bank holding company that provides personalized community banking services, with a recent net sales of $335 million and a net profit of $71 million. It has a market cap of approximately $3.34 billion and key metrics include a P/E ratio of 13.00 and a dividend yield of 3.41%.

Overview:<BR>United Community Banks, Inc. is a bank holding company operating in the Regional Banks industry, focusing on personalized community banking services.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 335 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 71 Million (Quarterly Results - Mar 2025)<BR>Market cap: USD 3,343.66 Million (Small Cap)<BR><BR>Key Metrics:<BR>P/E: 13.00<BR>Dividend Yield: 3.41%<BR>Debt Equity: 0.00<BR>Return on Equity: 7.59%<BR>Price to Book: 0.96<BR><BR>Contact Details:<BR>Address: 59 Highway 515, PO Box 398 BLAIRSVILLE GA : 30512-3569<BR>Tel: 1 706 7812265<BR>Website: https://www.ucbi.com/

Should I buy, sell or hold United Community Banks, Inc.?

Who are in the management team of United Community Banks, Inc.?

As of March 2022, the management team of United Community Banks, Inc. includes H. Lynn Harton (Chairman, President, CEO), Thomas Richlovsky (Lead Independent Director), and several Independent Directors: James Clements, Robert Blalock, L. Cathy Cox, and Kenneth Daniels. They are responsible for the company's strategic direction and governance.

As of March 2022, the management team of United Community Banks, Inc. includes:<BR><BR>- Mr. H. Lynn Harton, who serves as the Chairman of the Board, President, and Chief Executive Officer.<BR>- Mr. Thomas Richlovsky, who is the Lead Independent Director.<BR>- Mr. James Clements, who is a Director.<BR>- Mr. Robert Blalock, who is an Independent Director.<BR>- Ms. L. Cathy Cox, who is also an Independent Director.<BR>- Mr. Kenneth Daniels, who serves as an Independent Director. <BR><BR>This team plays a crucial role in guiding the company's strategic direction and governance.

Is United Community Banks, Inc. technically bullish or bearish?

As of October 24, 2025, United Community Banks, Inc. shows a neutral technical trend with mixed signals, including bearish indicators on the weekly MACD and RSI, while underperforming the S&P 500 with a year-to-date return of -7.37%.

As of 24 October 2025, the technical trend for United Community Banks, Inc. has changed from mildly bullish to sideways. The current technical stance is neutral, with mixed signals across different time frames. The weekly MACD and RSI are both bearish, while the monthly MACD is bullish and the Bollinger Bands show a mildly bullish signal. Moving averages indicate a mildly bullish trend on the daily chart. However, the KST and Dow Theory are both mildly bearish on the weekly and monthly time frames. <BR><BR>In terms of performance, the stock has underperformed the S&P 500 across multiple periods, with a year-to-date return of -7.37% compared to the S&P 500's 15.47%, and a three-year return of -18.80% versus the S&P 500's 78.85%.

Is United Community Banks, Inc. overvalued or undervalued?

As of November 21, 2025, United Community Banks, Inc. is considered a very attractive investment due to its undervalued metrics, including a P/E ratio of 13 and a PEG ratio of 0.45, despite a year-to-date return of -6.10% compared to the S&P 500's 12.26%.

As of 21 November 2025, the valuation grade for United Community Banks, Inc. has moved from attractive to very attractive. The company appears to be undervalued based on its current metrics, with a P/E ratio of 13, a Price to Book Value of 1.02, and a PEG ratio of 0.45, indicating strong growth potential relative to its price. In comparison to peers, Western Alliance Bancorp has a P/E of 11.90, and Wintrust Financial Corp. has a P/E of 12.91, suggesting that United Community Banks, Inc. is trading at a discount relative to these competitors.<BR><BR>Despite a challenging year-to-date return of -6.10% compared to the S&P 500's 12.26%, the company's strong valuation ratios and recent grade change reinforce its attractiveness as an investment opportunity.