Ushakiran Fin.

Who are the top shareholders of the Ushakiran Fin.?

The top shareholders of Ushakiran Fin. are Krishnaraj Securities Private Limited with 24.07%, followed by Andhra Pradesh Industrial Development Corporation Limited at 7.58%. Individual investors collectively own 42.62%, with no mutual funds or foreign institutional investors holding shares.

The top shareholders of Ushakiran Fin. include Krishnaraj Securities Private Limited, which holds the largest stake at 24.07%. The highest public shareholder is the Andhra Pradesh Industrial Development Corporation Limited, with a holding of 7.58%. Additionally, individual investors collectively hold 42.62% of the shares. There are no mutual funds or foreign institutional investors currently holding shares in the company.

how big is Ushakiran Fin.?

As of Jun 06, Ushakiran Finance Ltd has a market capitalization of 10.59 Cr, with net sales of 0.53 Cr and a net profit of 0.24 Cr for the latest four quarters. Shareholder's funds are valued at 18.70 Cr, and total assets amount to 19.44 Cr as of the latest annual period ending in Mar'24.

Market Cap: As of Jun 06, Ushakiran Finance Ltd has a market capitalization of 10.59 Cr, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the company reported Net Sales of 0.53 Cr and a Net Profit of 0.24 Cr. This data is based on Standalone financials.<BR><BR>Balance Sheet Snapshot: This information is also based on Standalone data for the latest annual period ending in Mar'24. The Shareholder's Funds are valued at 18.70 Cr, while the Total Assets amount to 19.44 Cr.

Who are in the management team of Ushakiran Fin.?

As of March 2022, the management team of Ushakiran Fin. includes T Adinarayana (Chairman), P Radhakrishna Murthy and Jhansi Kumari S (Independent Directors), Raja Sekhar Tunuguntla (Director), and Sanjana Jain (Company Secretary & Compliance Officer). They oversee the company's operations and regulatory compliance.

As of March 2022, the management team of Ushakiran Fin. includes the following individuals:<BR><BR>1. T Adinarayana - Chairman (Non-Executive)<BR>2. P Radhakrishna Murthy - Independent Director<BR>3. Jhansi Kumari S - Independent Director<BR>4. Raja Sekhar Tunuguntla - Director<BR>5. Sanjana Jain - Company Secretary & Compliance Officer, with a remuneration of Rs. 3.0 lacs. <BR><BR>This team is responsible for overseeing the company's operations and ensuring compliance with regulatory requirements.

Has Ushakiran Fin. declared dividend?

No Dividend History Available

Who are the peers of the Ushakiran Fin.?

Ushakiran Fin.'s peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Symbiox Investme, Darjeeling Ropew, Nexus Surgical, and J J Finance Corp. Key metrics show varying management risks, growth rates, and capital structures among these peers, with J J Finance Corp having the highest 1-year return at 58.62% and Jio Financial the lowest at -20.22%.

Peers: The peers of Ushakiran Fin. are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Symbiox Investme, Darjeeling Ropew, Nexus Surgical, and J J Finance Corp.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial, Nexus Surgical, and the rest. Good management risk is noted at Shriram Finance, while Below Average management risk is present at Symbiox Investme and J J Finance Corp. Ushakiran Fin. and Darjeeling Ropew do not qualify for management risk assessment. In terms of growth, Excellent growth is seen at Jio Financial, while Good growth is noted at Bajaj Finance, Cholaman.Inv.&Fn, and Shriram Finance. Average growth is found at Muthoot Finance, Nexus Surgical, and J J Finance Corp, while Symbiox Investme has Average growth, and the rest do not qualify. For capital structure, Excellent capital structure is observed at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, and J J Finance Corp, while Good capital structure is noted at Cholaman.Inv.&Fn, and Excellent capital structure is found at Symbiox Investme. Ushakiran Fin. and Darjeeling Ropew do not qualify for capital structure assessment.<BR><BR>Return Snapshot: The peer with the highest 1-year return is J J Finance Corp at 58.62%, while the lowest is Jio Financial at -20.22%. Ushakiran Fin.'s own 1-year return is 29.30%, which is significantly higher than Jio Financial's but lower than J J Finance Corp's. Additionally, the peers with negative six-month returns are Jio Financial, Symbiox Investme, and Nexus Surgical.

What is the technical trend for Ushakiran Fin.?

As of June 2, 2025, Ushakiran Fin. shows a mildly bearish trend overall, with mixed signals from various indicators, including a bullish weekly MACD and a bearish monthly MACD.

As of 2 June 2025, the technical trend for Ushakiran Fin. has changed from sideways to mildly bearish. The weekly MACD remains bullish, but the monthly MACD indicates a mildly bearish stance, suggesting mixed signals across time frames. The daily moving averages are mildly bearish, reinforcing the current trend. Both the weekly and monthly Bollinger Bands are mildly bullish, which adds some support, but the KST shows a mildly bullish weekly trend while being mildly bearish monthly. Overall, the indicators reflect a mildly bearish sentiment with some conflicting signals, particularly in the weekly versus monthly analysis.

What does Ushakiran Fin. do?

Ushakiran Finance Ltd is a Non Banking Financial Company (NBFC) that provides loans, leasing, and investment services. As of March 2025, it reported net sales of 0 Cr and a net profit of -1 Cr, with a market cap of INR 11 Cr.

Overview:<BR>Ushakiran Finance Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market, providing financial services including loans, leasing, and investment services.<BR><BR>History:<BR>The company was incorporated on March 20, 1986, and changed its name to Ushakiran Finance Ltd on November 25, 1993. It obtained Category I Merchant Banker registration from SEBI on May 16, 1995. The latest quarterly results report net sales and profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 0 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -1 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 11 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 10.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: 1.45% <BR>Price to Book: 0.66 <BR><BR>Contact Details:<BR>Address: 405 Raghava Ratna Towers, Chirag Ali Lane Hyderabad Telangana : 500001 <BR>Tel: 91-040-23201073/23204273 <BR>Email: ushakiranfinance@yahoo.co.in <BR>Website: http://www.uflfinance.com

How has been the historical performance of Ushakiran Fin.?

Ushakiran Fin. has shown mixed historical performance, with improved profitability metrics such as increased operating profit and profit after tax, but a decline in total assets and liabilities, remaining debt-free. Net sales decreased slightly in 2025 compared to 2024, while earnings per share rose significantly.

Answer:<BR>The historical performance of Ushakiran Fin. shows a fluctuating trend in its financial metrics over the years.<BR><BR>Breakdown:<BR>Ushakiran Fin. reported net sales of 0.43 Cr in March 2025, a slight decrease from 0.46 Cr in March 2024, but an increase from 0.39 Cr in March 2023. The total operating income followed a similar pattern, with 0.43 Cr in March 2025 compared to 0.46 Cr in the previous year. The company’s total expenditure remained stable at 0.23 Cr for both March 2025 and March 2024, while operating profit (PBDIT) increased to 0.32 Cr in March 2025 from 0.23 Cr in March 2024. Profit before tax also rose to 0.29 Cr in March 2025, up from 0.19 Cr in March 2024, leading to a profit after tax of 0.24 Cr, significantly higher than 0.08 Cr in the prior year. The earnings per share (EPS) improved to 0.94 in March 2025 from 0.31 in March 2024. On the balance sheet, total assets decreased to 16.84 Cr in March 2025 from 19.44 Cr in March 2024, while total liabilities also fell to 16.84 Cr from 19.44 Cr. The company maintained no long-term or short-term borrowings throughout the years, indicating a debt-free status. Overall, Ushakiran Fin. has shown a mixed performance with improvements in profitability metrics but a decline in total assets and liabilities.

Is Ushakiran Fin. overvalued or undervalued?

As of December 4, 2025, Ushakiran Fin. is considered very expensive and overvalued due to its negative PE ratio of -129.77 and high EV to EBITDA of 11.35, especially when compared to peers like Bajaj Finance and Life Insurance, despite a strong historical return of 146.11% over the past three years.

As of 4 December 2025, the valuation grade for Ushakiran Fin. has moved from risky to very expensive. The company appears to be overvalued based on its current financial metrics. Key ratios include a PE ratio of -129.77, an EV to EBITDA of 11.35, and a Price to Book Value of 0.66, which indicate significant financial distress and inefficiency.<BR><BR>In comparison to its peers, Ushakiran Fin. stands out negatively; for instance, Bajaj Finance has a PE ratio of 34.9 and an EV to EBITDA of 19.63, while Life Insurance boasts a more attractive PE ratio of 10.85 and an EV to EBITDA of 8.92. The stark contrast in these ratios highlights that Ushakiran Fin. is not only overvalued but also struggling in its operational performance. Despite a strong historical return of 146.11% over the past three years compared to the Sensex's 35.62%, the current valuation suggests that investors should exercise caution.

When is the next results date for Ushakiran Finance Ltd?

The next results date for Ushakiran Finance Ltd is February 4, 2026.

The next results date for Ushakiran Finance Ltd is scheduled for February 4, 2026.

Which are the latest news on Ushakiran Fin.?

Why is Ushakiran Finance Ltd falling/rising?

As of 15-Apr, Ushakiran Finance Ltd's stock price is at 47.97, down 0.97%, and has significantly underperformed the Sensex and its sector recently. Despite a positive year-to-date performance, recent trends indicate a bearish outlook due to erratic trading and lower short-term moving averages.

As of 15-Apr, Ushakiran Finance Ltd's stock price is currently at 47.97, reflecting a decrease of 0.47 or 0.97%. The stock has underperformed significantly compared to the benchmark Sensex, which has gained 0.71% over the past week, while Ushakiran Finance Ltd has seen a decline of 10.60%. Over the past month, the stock has also fallen by 8.85%, contrasting with the Sensex's increase of 4.76%.<BR><BR>Despite a positive year-to-date performance of 14.21%, the stock's recent trends indicate a struggle, particularly in the short term, as it has not traded on 2 out of the last 20 days, suggesting erratic trading behavior. Additionally, while the finance sector has gained by 2.17%, Ushakiran Finance Ltd has underperformed its sector by 3.17%. <BR><BR>The stock's moving averages indicate that it is currently higher than the 200-day moving average but lower than the 5-day, 20-day, 50-day, and 100-day moving averages, which may signal a bearish trend in the short term. However, there has been a rise in investor participation, with a 12.24% increase in delivery volume on April 10 compared to the 5-day average, which could indicate some underlying interest despite the current price decline. <BR><BR>Overall, the combination of recent underperformance against the benchmark and sector, erratic trading patterns, and lower short-term moving averages contribute to the stock's falling price.