V B Desai Fin.

Why is V B Desai Financial Services Ltd falling/rising?

As of 10-Jun, the stock price of V B Desai Financial Services Ltd is stable at 17.50, with mixed performance indicators. While it has risen 8.36% in the past week, it has declined 27.14% year-to-date and 48.98% over the past year, suggesting potential challenges ahead despite some positive long-term trends.

As of 10-Jun, the stock price of V B Desai Financial Services Ltd is currently stable at 17.50, with no change observed (0.00%). Despite this stability in the current price, the stock has shown a mixed performance over various periods. In the past week, it has risen by 8.36%, significantly outperforming the Sensex, which has declined by 0.49%. However, over the past month, the stock has decreased by 0.74%, while the Sensex has fallen by 4.33%. <BR><BR>Year-to-date, the stock is down 27.14%, compared to a 13.19% decline in the Sensex, indicating a more pronounced drop relative to the broader market. Over the past year, the stock has experienced a substantial decline of 48.98%, while the Sensex has only decreased by 10.21%. In contrast, the stock has performed well over longer periods, with a 3-year increase of 82.10% and a remarkable 5-year increase of 243.14%, both outperforming the Sensex during those timeframes.<BR><BR>Today's trading performance indicates that the stock has outperformed its sector by 2.06%. However, there are signs of erratic trading, as the stock did not trade on one day out of the last 20 days. Additionally, there has been a notable decline in investor participation, with delivery volume on June 4 falling by 72.48% compared to the 5-day average. The liquidity of the stock appears sufficient for trading, but the moving averages suggest that while the stock is above the 5-day, 20-day, and 50-day averages, it remains below the 100-day and 200-day averages, indicating potential challenges in maintaining upward momentum.<BR><BR>Overall, while there are some positive indicators, the stock's recent performance and declining investor participation suggest that it may be facing challenges that could impact its price stability in the near term.

What does V B Desai Fin. do?

V B Desai Financial Services Ltd is a Non-Banking Financial Company specializing in investment banking and financial advisory services, established in 1985. As of March 2026, it reported net sales of 1 Cr and a market cap of INR 8 Cr.

Overview: <BR>V B Desai Financial Services Ltd operates in the Non Banking Financial Company (NBFC) sector, focusing on investment banking and financial advisory services.<BR><BR>History: <BR>The company was incorporated in September 1985 and has established itself in the domestic investment banking and corporate advisory space. The latest quarterly results report net sales and net profit for March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 1 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 8 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 9.00 <BR>Industry P/E: 9 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: 6.73% <BR>Price to Book: 0.61 <BR><BR>Contact Details: <BR>Address: Cama Building 1st Floor, 24/26 Dalal Street Fort Mumbai Maharashtra : 400001 <BR>Tel: 91-022-40770777 <BR>Email: investor@vbdesai.com <BR>Website: http://www.vbdesai.com

Which are the latest news on V B Desai Fin.?

Should I buy, sell or hold V B Desai Financial Services Ltd?

Are V B Desai Financial Services Ltd latest results good or bad?

V B Desai Financial Services Ltd's latest results are mixed; while net profit increased slightly and profit margins improved, a significant year-on-year revenue decline raises concerns about sustainability and operational challenges. Overall, the results lean more negative than positive.

The latest results for V B Desai Financial Services Ltd present a mixed picture. On one hand, the company reported a net profit of ₹0.21 crores for Q4 FY26, which is a 4.55% increase compared to the previous quarter and flat year-on-year. This indicates some resilience in profitability. Additionally, the profit after tax (PAT) margin improved to 33.87%, up from 28.17% a year earlier, suggesting better cost management.<BR><BR>However, the revenue for the same quarter declined by 12.68% year-on-year to ₹0.62 crores, although it did show an 8.77% increase compared to the previous quarter. This year-on-year decline raises concerns about the sustainability of the business model, especially since the company has been struggling to generate meaningful operating profits from its core advisory services, with operating profit before depreciation, interest, tax, and other income standing at zero.<BR><BR>Overall, while there are some positive aspects in terms of profit margins, the significant revenue decline and reliance on other income for profitability highlight underlying challenges. Therefore, the results can be viewed as more negative than positive, reflecting ongoing operational difficulties in a challenging environment for smaller advisory firms.

When is the next results date for V B Desai Financial Services Ltd?

The next results date for V B Desai Financial Services Ltd is 25 May 2026.

The next results date for V B Desai Financial Services Ltd is scheduled for 25 May 2026.

Is V B Desai Fin. overvalued or undervalued?

As of November 17, 2025, V B Desai Fin. is considered undervalued with an attractive valuation grade, a PE ratio of 15.64, and a PEG ratio of 0.26, outperforming the Sensex with a 2.94% return compared to its peers like Bajaj Finance and Life Insurance.

As of 17 November 2025, the valuation grade for V B Desai Fin. has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued, with a PE ratio of 15.64, a price to book value of 0.98, and an EV to EBIT ratio of 11.55. These ratios suggest that the stock is trading at a discount compared to its earnings and book value.<BR><BR>In comparison to its peers, V B Desai Fin. stands out favorably against Bajaj Finance, which is classified as very expensive with a PE ratio of 34.85, and Life Insurance, which is very attractive with a PE of 11.33. The PEG ratio of V B Desai Fin. at 0.26 further reinforces its undervaluation relative to the market. Notably, the company's stock has outperformed the Sensex over the past week, returning 2.94% compared to the Sensex's 1.69%, highlighting its potential for growth in the current market environment.

How has been the historical performance of V B Desai Fin.?

V B Desai Fin. saw a decline in net sales from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25, but improved operational efficiency led to increased operating profit and profit after tax. Total assets and liabilities rose, maintaining a debt-free status, while cash flow from operations showed an outflow of 8.00 Cr, offset by positive cash flow from investing activities.

Answer:<BR>The historical performance of V B Desai Fin. shows a fluctuating trend in net sales and profits over the years, with a notable decrease in net sales from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25. The total operating income followed a similar pattern, declining from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25. Operating profit (PBDIT) increased from 0.62 Cr in Mar'24 to 0.77 Cr in Mar'25, indicating improved operational efficiency despite the drop in sales. Profit before tax also rose from 0.62 Cr in Mar'24 to 0.77 Cr in Mar'25, leading to a profit after tax increase from 0.47 Cr to 0.56 Cr in the same period. The earnings per share (EPS) improved from 1.04 in Mar'24 to 1.23 in Mar'25, reflecting better profitability per share. On the balance sheet, total assets grew from 12.09 Cr in Mar'24 to 12.55 Cr in Mar'25, while total liabilities increased from 12.09 Cr to 12.55 Cr, indicating a stable financial position with no debt. The cash flow from operating activities showed a significant outflow of 8.00 Cr in Mar'25, while cash flow from investing activities was positive at 8.00 Cr, suggesting active investment despite operational cash challenges.<BR><BR>Breakdown:<BR>V B Desai Fin. experienced a decline in net sales from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25, while total operating income mirrored this decrease. However, the company managed to increase its operating profit (PBDIT) from 0.62 Cr to 0.77 Cr, indicating improved operational efficiency. Profit before tax also rose from 0.62 Cr to 0.77 Cr, contributing to an increase in profit after tax from 0.47 Cr to 0.56 Cr. The earnings per share (EPS) improved from 1.04 to 1.23, showcasing enhanced profitability per share. On the balance sheet, total assets increased from 12.09 Cr to 12.55 Cr, with total liabilities rising correspondingly, maintaining a debt-free status. The cash flow from operating activities reflected an outflow of 8.00 Cr in Mar'25, while cash flow from investing activities was positive at 8.00 Cr, indicating ongoing investment despite operational cash flow challenges.

How big is V B Desai Fin.?

As of 24th July, V B Desai Financial Services Ltd has a market capitalization of 13.00 Cr, with Net Sales of 3.02 Cr and a Net Profit of 0.63 Cr reported in the latest four quarters. Shareholder's Funds are 11.49 Cr and Total Assets are valued at 12.09 Cr as of March 2024.

As of 24th July, V B Desai Financial Services Ltd has a market capitalization of 13.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 3.02 Cr and a Net Profit of 0.63 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 11.49 Cr and Total Assets valued at 12.09 Cr.

What is the technical trend for V B Desai Fin.?

As of May 23, 2025, V B Desai Fin. shows a mildly bullish trend due to positive daily moving averages, despite some caution from mildly bearish weekly MACD and RSI signals, while the monthly MACD remains bullish.

As of 23 May 2025, the technical trend for V B Desai Fin. has changed from bullish to mildly bullish. The current stance is mildly bullish, driven primarily by the daily moving averages indicating a positive trend. However, the weekly MACD and RSI are showing mildly bearish signals, which suggests some caution. The monthly MACD remains bullish, providing a counterbalance to the weaker weekly indicators. Overall, while there are some bearish signals in the weekly timeframe, the strength of the monthly indicators supports a mildly bullish outlook.

Who are the top shareholders of the V B Desai Fin.?

The top shareholders of V B Desai Fin. include Desai Investments Pvt. Ltd. with 17.04%, individual investors with 52.2%, and the highest public shareholder, Dev Ashok Karvat, holding 2.07%. There are no pledged promoter holdings or mutual funds involved.

The top shareholders of V B Desai Fin. include Desai Investments Pvt. Ltd., which holds the highest promoter stake at 17.04%. Additionally, individual investors collectively hold a significant portion at 52.2%. The highest public shareholder is Dev Ashok Karvat, with a holding of 2.07%. There is also one foreign institutional investor (FII) that holds 0.99% of the shares. Notably, there are no pledged promoter holdings and no mutual funds currently holding shares in the company.

Who are in the management team of V B Desai Fin.?

As of March 2022, the management team of V B Desai Fin. includes Pradip R Shroff (Managing Director), Manoj T Shroff, Hemendara J Shroff, Rachana S Vijayakar (Directors), Samir R Dedhia (Chairman & Independent Director), Kamlesh M Gagavani (Company Secretary), and several Independent Directors including Nilesh Ramanlal Doshi, Jitendra Ratilal Shroff, and Sanjay Natwarlal Kapadia. Each member contributes to the company's governance and management.

As of March 2022, the management team of V B Desai Fin. includes the following members:<BR><BR>1. Pradip R Shroff - Managing Director<BR>2. Manoj T Shroff - Director<BR>3. Hemendara J Shroff - Director<BR>4. Samir R Dedhia - Chairman & Independent Director<BR>5. Rachana S Vijayakar - Director<BR>6. Kamlesh M Gagavani - Company Secretary & Compliance Officer<BR>7. Nilesh Ramanlal Doshi - Independent Director<BR>8. Jitendra Ratilal Shroff - Independent Director<BR>9. Sanjay Natwarlal Kapadia - Independent Director<BR><BR>Each member plays a vital role in the governance and management of the company.

Has V B Desai Fin. declared dividend?

No Dividend History Available

Who are the peers of the V B Desai Fin.?

V B Desai Fin.'s peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, India Lease Dev., Vani Commercials, Jackson Invest, and Beryl Securities. V B Desai Fin. has the highest 1-year return at 76.65%, while Jio Financial has the lowest at -20.18%.

Peers: The peers of V B Desai Fin. are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, India Lease Dev., Vani Commercials, Jackson Invest, and Beryl Securities.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial and Shriram Finance. Good management risk is noted at Shriram Finance, while Below Average management risk is seen at Vani Commercials, V B Desai Fin., Beryl Securities, and Stellar Capital. Growth ratings show Excellent growth at Jio Financial, Good growth at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and Vani Commercials, while Below Average growth is present at V B Desai Fin. and Beryl Securities. Capital Structure is Excellent for Bajaj Finance, Shriram Finance, Muthoot Finance, Vani Commercials, V B Desai Fin., Beryl Securities, and Stellar Capital, while Good is seen at Cholaman.Inv.&Fn.<BR><BR>Return Snapshot: The peer with the highest 1-year return is V B Desai Fin. at 76.65%, while Jio Financial has the lowest at -20.18%. V B Desai Fin.'s return is significantly higher than Jio Financial's. Additionally, India Lease Dev., Jackson Invest, and Stellar Capital have negative six-month returns.