VersaBank

  • Market Cap: Small Cap
  • Industry: Regional Banks
  • ISIN: CA92512J1066
CAD
17.35
2.24 (14.82%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

14.6 k

Shareholding (Apr 2025)

FII

30.13%

Held by 67 FIIs

DII

69.61%

Held by 1 DIIs

Promoter

0.09%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

High Profitability with a Net Interest Margin of 18.25%

 
2

Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 7.48%

 
3

The company has declared Negative results for the last 3 consecutive quarters

4

With ROA of 0.52%, it has a fair valuation with a 1.04 Price to Book Value

5

High Institutional Holdings at 37.86%

6

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Regional Banks

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Market cap

CAD 538 Million (Small Cap)

stock-summary
P/E

20.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

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Debt Equity

0.00

stock-summary
Return on Equity

5.45%

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Price to Book

1.02

Revenue and Profits:
Net Sales:
74 Million
(Quarterly Results - Jul 2025)
Net Profit:
7 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
20.74%
0%
20.74%
6 Months
-21.06%
0%
-21.06%
1 Year
20.32%
0%
20.32%
2 Years
73.67%
0%
73.67%
3 Years
67.96%
0%
67.96%
4 Years
35.55%
0%
35.55%
5 Years
164.89%
0%
164.89%

VersaBank for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Icon
No Recent News for the Company
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
27.27%
EBIT Growth (5y)
11.05%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
6.70%
Pledged Shares
0
Institutional Holding
37.86%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
20
Industry P/E
Price to Book Value
1.07
EV to EBIT
5.72
EV to EBITDA
5.28
EV to Capital Employed
1.23
EV to Sales
0.72
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
21.55%
ROE (Latest)
5.45%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Apr 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Foreign Institutions

Domestic Funds

Held in 2 Schemes (0.17%)

Foreign Institutions

Held by 67 Foreign Institutions (30.13%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by VersaBank"
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "alert": "No Annual Results declared by VersaBank"
  }
]
stock-summaryCompany CV
About VersaBank stock-summary
stock-summary
VersaBank
Regional Banks
VersaBank, formerly Pacific & Western Bank of Canada (the Bank,) is a Canada-based chartered bank, which operates using an electronic branchless model. It sources deposits, consumer loans, commercial loans and leases electronically. The Bank also makes residential development and commercial mortgages as its sources through a network of brokers and direct contact with its lending staff. It operates through Banking segment. The Bank provides financing in the form of commercial and consumer loans, and lease receivables sourced through the Bank's bulk purchase program. It also finances real estate developers in Southwestern Ontario and provides consumer lending through its private label credit card program. Its loan portfolio includes residential multi-family mortgages, commercial and consumer loans and leases, commercial mortgages, government financings and credit card receivables. Its commercial and consumer loans, and leases consist of commercial loans to investment grade corporations.
Company Coordinates stock-summary
Company Details
140 Fullarton St Suite 2002 , LONDON ON : N6A 5P2
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Tel: 1 519 6754219
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Registrar Details