Dashboard
1
High Management Efficiency with a high ROA of 2.09%
2
The Bank has a high Capital Adequacy Ratio of 5,604,814.00% signifying high buffers against its risk based assets
3
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 18.01%
4
Flat results in Jun 25
5
With ROA of 1.28%, it has a fair valuation with a 1.35 Price to Book Value
6
Underperformed the market in the last 1 year
Stock DNA
Major Banks
VND 61,612,503 Million (Large Cap)
8.00
NA
2.52%
0.00
16.70%
1.36
Revenue and Profits:
Net Sales:
8,700,128 Million
(Quarterly Results - Jun 2025)
Net Profit:
2,076,469 Million
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-18.59%
0%
-18.59%
6 Months
9.57%
0%
9.57%
1 Year
3.26%
0%
3.26%
2 Years
20.18%
0%
20.18%
3 Years
36.07%
0%
36.07%
4 Years
-13.07%
0%
-13.07%
5 Years
63.03%
0%
63.03%
Viet Nam International Commercial Joint Stock Bank for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
18.29%
EBIT Growth (5y)
15.93%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
29.35%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.35
EV to EBIT
24.13
EV to EBITDA
23.68
EV to Capital Employed
1.07
EV to Sales
6.55
PEG Ratio
NA
Dividend Yield
2.65%
ROCE (Latest)
4.44%
ROE (Latest)
17.27%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bullish
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
About Viet Nam International Commercial Joint Stock Bank 
Viet Nam International Commercial Joint Stock Bank
Major Banks
No Details Available.
Company Coordinates 
No Company Details Available






